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SDS Construct & Technics

Active
Private limited companyfounded 2025active for 1 yearVan Santenstraat 1, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 1022.721.775
Summary

SDS Construct & Technics has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,812 and a net result of €28,812. Its solvency ranks better than 89% of 1,249 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Construction of utility projects for electricity and telecommunications
NACE 42220
1 site
Size
≈ €150,000turnover 2025, estimated
Equity
€31,812
Profit
€28,812
Turnover estimated from the gross margin
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts on time
Why 92raises riskFounded in 2025Size: total assets €39,720lowers riskLiquidity: current ratio 4.61, cash €26,254Equity €31,812 (80.1% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 92% of its sector peers (NACE 42, micro)
Financial strength
Strong
Solvency 100
equity 80.1% of total assets
Liquidity 94
short-term debt 19.9% · cash 66.1%
Profitability 100
return on assets 72.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,866 companies, NACE 42, micro)
Last 24 months 05-2026: 1.8% 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.2%▼ -1.7 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 4.61, above the usual 1.5; short-term debt: 19.9% and cash: 66.1% of total assets), and 19.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 92% on solvency, 92% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.61, cash €26,254
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €39,720
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €31,812 (80.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: DE STERCK Sander Geert…

Financials · financial year 2025, micro format

Turnover
≈ €150,000
Estimated: probably between €88,000 and €260,000
Total assets
€39,720
Net result
€28,812
Working capital
€28,536

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €39,720
Fixed assets €3,276
Current assets €36,444
Equity and liabilities €39,720
Equity €31,812
Debt €7,908
Debt finances 19.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€36,311
Cash flow
€29,005
Current ratio
4.61
Debt to equity
0.25
ROE
90.6%
ROA
72.5%
Interest coverage
over 100
Debt ≤ 1 year
€7,908
Income taxes
€7,203

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€39,720
Fixed assets21/28€3,276
Tangible fixed assets22/27€3,276
Plant, machinery and equipment23€764
Furniture and vehicles24€2,511
Current assets29/58€36,444
Amounts receivable within one year40/41€10,190
Trade receivables40€9,402
Other amounts receivable41€788
Cash at bank and in hand54/58€26,254
Equity and liabilities
Total equity and liabilities10/49€39,720
Equity10/15€31,812
Contributions10/11€3,000
Reserves13€28,812
Distributable reserves133€28,812
Amounts payable17/49€7,908
Amounts payable within one year42/48€7,908
Trade debts44€705
Suppliers440/4€705
Taxes, remuneration and social security45€7,203
Taxes450/3€7,203
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193
Gross operating margin9900€36,311
Operating profit (loss)9901€36,118
Financial charges65/66B€103
Recurring financial charges65€103
Profit (loss) for the period before taxes9903€36,015
Income taxes67/77€7,203
Profit (loss) for the period9904€28,812
Profit (loss) for the period to be appropriated9905€28,812
Appropriation of the result
Profit (loss) to be appropriated9906€28,812
Transfer to equity691/2€28,812
To other reserves6921€28,812

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€193
Gross operating margin9900€36,311
Operating profit (loss)9901€36,118
Financial charges65/66B€103
Recurring financial charges65€103
Profit (loss) for the period before taxes9903€36,015
Income taxes67/77€7,203
Profit (loss) for the period9904€28,812
Profit (loss) for the period to be appropriated9905€28,812
Line2025
Assets
Total assets20/58€39,720
Fixed assets21/28€3,276
Tangible fixed assets22/27€3,276
Plant, machinery and equipment23€764
Furniture and vehicles24€2,511
Current assets29/58€36,444
Amounts receivable within one year40/41€10,190
Trade receivables40€9,402
Other amounts receivable41€788
Cash at bank and in hand54/58€26,254
Equity and liabilities
Total equity and liabilities10/49€39,720
Equity10/15€31,812
Contributions10/11€3,000
Reserves13€28,812
Distributable reserves133€28,812
Amounts payable17/49€7,908
Amounts payable within one year42/48€7,908
Trade debts44€705
Suppliers440/4€705
Taxes, remuneration and social security45€7,203
Taxes450/3€7,203
Line2025
Profit (loss) for the period9904€28,812
+ Depreciation and write-downs630€193
Operating cash flow (approximation)€29,005

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-07-2026 2026-00382727

Similar companies · same sector, comparable size

Of the 1,792 active companies whose main activity is construction of utility projects for electricity and telecommunications (NACE 42220), figures are known for 977. 676 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2025
DE STERCK Sander Geert Bart Marcel Julien
Director (not named in the articles) · since 29-04-2025
Current
DE STERCK Stephan
Alternate director · since 29-04-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2025, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DE STERCK Sander Geert Bart Marcel Julien
  • Director (not named in the articles), from 29-04-2025 to date
DE STERCK Stephan
  • Alternate director, from 29-04-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 29-04-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 29-04-2025 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 25 April 2025, SDS Construct & Technics was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Of the 2 current board members, 2 have served since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-04-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
29-04
Gazette deed Incorporation
Appointments: DE STERCK Sander Geert Bart Marcel Julien (director) and DE STERCK Stephan (alternate director) · Founder · Founding capital9 facts ▸
  • Incorporation, “SDS Construct & Technics” (deed in Dutch)
  • Founder, DE STERCK Sander Geert Bart Marcel Julien
  • Founding capital, €3,000
  • Bank account, 11-04-2025
  • Declaration, “bevestiging deponering overeenkomstig Wetboek van vennootschappen en verenigingen”, EUR (deed in Dutch)
  • Board rule, 1
  • Director appointment, DE STERCK Sander Geert Bart Marcel Julien (director (not named in the articles))
  • Director appointment, DE STERCK Stephan (alternate director)
  • Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded25-04-2025
Financial year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
42120Civil engineering
43110Demolition
43120Site preparation
43211General electrical installation work
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1022721775
Also 9925:BE1022721775
Registered 07-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1022.721.775

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
40 m²
Building footprint
40 m²
Building volume
272 m³
Parcel 41018A0815/00L000, Flanders · tallest building 9.8 m. Linked by address, not a title deed.
1 establishment unit
SDS Construct & Technics
Van Santenstraat 1, 9500 GeraardsbergenCivil engineering
since 2025unit no. 2.373.257.626
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
41018A0815/00L000 Flanders 40 m² 1 · 40 m² 9.8 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Afbraak en grondwerken; Het verrichten van openbare en particuliere infrastructuurwerken; Het bouwen en/of laten bouwen van alle mogelijke…” (deed in Dutch)
49 activities (deed in Dutch)
  1. Afbraak en grondwerken.
  2. Het verrichten van openbare en particuliere infrastructuurwerken.
  3. Het bouwen en/of laten bouwen van alle mogelijke particuliere en openbare bouwwerken als bouwheer,als algemene aannemer of in onderaanneming.
  4. De studie en het ontwerp van alle mogelijke gebouwen en constructies en van binnen en buitendecoraties.
  5. Het verwerven van alle mogelijke terreinen.
  6. Het ter beschikking stellen van onroerende leaseprojecten.
  7. Het ter beschikking stellen van roerende en onroerende goederen.
  8. De aankoop,de verkoop,de verhuur,en de verkaveling van alle mogelijke onroerende goederen.
  9. De aankoop,de verkoop,de huur,de invoer en de uitvoer van alle mogelijke materialen,goederen toestellen en materiaal,noodzakelijk voor de bouw,het onderhoud,het herstel en de vernieuwing van gebouwen.
  10. De vervreemding van de bouwwerken die men heeft opgericht of heeft laten oprichten.
  11. Alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het onderhoud,de renovatie,het herstel,de verfraaiing,de vernieuwing en de modernisering van alle soorten onroerende goederen en algemeen genomen,alle verrichtingen die rechtstreeks of onrechtstreeks verband houden met openbare en particuliere bouwwerken.
  12. Studie,advies,ontwerp,aanleg en onderhoud van parken en tuinen en alle private en openbare groen ruimten.
  13. Het verstrekken van advies en bijstand,zowel technisch als administratief en commercieel,aan alle vennootschappen en ondernemingen voor alle mogelijke aangelegenheden met betrekking tot de sector van de onroerende goederen.
  14. Al de werkzaamheden met betrekking tot de verdeling van water,gas,elektriciteit,enz.
  15. De exploitatie van alle mogelijke transportmiddelen,havens,kanalen,wegen,enz.
  16. De voorbereiding,de opstelling en het afsluiten zowel als mandataris,als voor eigen rekening van alle mogelijke overeenkomsten voor openbare of particuliere werken of voor leveringen en het uitvoeren van alle verrichtingen die daarmee verband houden.
  17. Alle studiën en operaties met betrekking tot alle onroerende goederen en rechten en tot alle roerende goederen en rechten welke daaruit voortvloeien,zoals de aankoop,de bouw,de verbouwing,de aanpassing,de huur en de onderhuur,de ruiling,de verkoop,en in het algemeen alle operaties die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,voor zichtzelf of voor anderen van alle bebouwde of onbebouwde onroerende eigendommen.
  18. Inzameling en vervoer van ongevaarlijk afval.
  19. Exploitatie van stortplaatsen.
  20. Transportactiviteiten.
  21. Betonwerken,het uitvoeren van boringen en zaagwerken in de ruimste zin van het woord in allerlei materialen.
  22. Grondverzet,graven,ophogen,egaliseren en nivelleren van bouwterreinen.
  23. Graven van sleuven en geulen,verwijderen van rotsen,grondverzet met behulp van explosieven.
  24. Drainage van land en bosbouwgrond.
  25. De aanleg en verharding van opritten,tuinpaden,terrassen,keermuren.
  26. Het leggen van kabels en nutsvoorzieningen.
  27. Het bouwen,herstellen en onderhouden van mechanisch installaties en machines.
  28. Het uitvoeren van boringen.
  29. Het bouwen wegen,tunnels,rails voor vervoer per spoor.
  30. Afbraakwerken.
  31. Chapewerken,betonwerken,het plaatsen van vloeren.
  32. Het plaatsen van gipsplaten.
  33. Het aanbrengen van pleister en stukadoorswerken aan de binnen-en buitenzijde van gebouwen en andere bouwwerken.
  34. Het bouwen van funderingen(inclusief heien).
  35. Bouwen van individuele huizen(ruwbouw en onderdak zetten),kantoorgebouwen en residentiële gebouwen.
  36. Uitvoeren van metselwerken.
  37. Uitvoeren van voegwerken.
  38. Het monteren van niet zelf vervaardigde metalen en niet metalen constructiewerken.
  39. Het restaureren van gebouwen en monumenten.
  40. Projectontwikkeling voor woning kantoorbouw.
  41. Algemene coördinatie van de werkzaamheden op de bouwwerf.
  42. Schrijnwerk.
  43. Centrale verwarming.
  44. Elektriciteit.
  45. Sanitair.
  46. Dakwerken.
  47. Tuinarchitectuur,tuinaanleg en onderhoud van tuinen en parken en het groengedeelte van sportvelden en aanleggen van tuinen.
  48. Handelsbemiddeling en groothandel,kleinhandel inbouwmaterialen,bloemen,planten,zaden,kunstmeststoffen,sproeistoffen,machines,meubels,decoratie,apparaten en toebehoren.
  49. Administratie.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SDS Construct & Technics
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, Van Santenstraat 1,9500 Geraardsbergen” (deed in Dutch)

deed of 29-04-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Één of meer, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)
Permanent representativeA company that is a director names a natural person to carry out the mandate on its behalf.
“Vaste vertegenwoordiger” (deed in Dutch)

deed of 29-04-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“100, gelijk recht in winstverdeling en vereffeningsaldo” (deed in Dutch)

deed of 29-04-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Fourth Friday of June at 19:00

deed of 29-04-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

deed of 29-04-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Controle van de vennootschap, toezicht toevertrouwd aan één of meerdere commissarissen” (deed in Dutch)
Other provision: “Schriftelijke algemene vergadering, besluiten bij authentieke akte uitgesloten” (deed in Dutch)
Other provision: “Elektronische algemene vergaderingen, hoedanigheid en identiteit gecontroleerd en gewaarborgd op wijze in intern reglement van…” (deed in Dutch)
Other provision: “Toegang tot algemene vergadering, houder effecten op naam ingeschreven in register effecten op naam voor categorie” (deed in Dutch)
Other provision: “Bestuurder, bij gebrek aanwezige aandeelhouder met meeste aandelen, bij pariteit oudste, zittingen-processen-verbaal” (deed in Dutch)
Other provision: “Statutair onbeschikbaar eigen vermogen, geen statutair onbeschikbaar eigen vermogen maar beschikbaar eigen vermogen” (deed in Dutch)
Other provision: “Bevoegdheden bestuursorgaan, geheel van bevoegdheden met delegatiemogelijkheid” (deed in Dutch)
Other provision: “Bestemming winst reserves, algemene vergadering” (deed in Dutch)
Other provision: “Laatste goedgekeurde jaarrekening of recentere staat van activa en passiva met beoordeling commissaris indien benoemd, uitkeringen tantièmes…” (deed in Dutch)
Liquidation distribution: “Aanzuivering schulden lasten kosten of consignatie,herstelling evenwicht niet-volgestorte aandelen via bijstorting of voorafgaandelijke…” (deed in Dutch)
2 more provisions in the deed, see the deed of 29-04-2025

deed of 29-04-2025