SDD Construct
ActiveSDD Construct has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €495k and a net result of €126k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+7
Solvency97▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 1.88 in 2024; short-term debt: 23.5% and cash: 16.2% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
18.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
45 d early
2024
36 d early
2023
on the day
2022
1 d early
2021
1 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€495k▲ 34.2%
2024 · €369k
2019: €75k
2020: €82k
2021: €101k
2022: €158k
2023: €281k
2024: €369k
2019 → 2025
Total assets
€692k▲ 2.6%
2024 · €674k
2019: €286k
2020: €502k
2021: €489k
2022: €517k
2023: €579k
2024: €674k
2019 → 2025
Net result
€126k▲ 42.8%
2024 · €88k
2019: €43k
2020: €7k
2021: €20k
2022: €56k
2023: €123k
2024: €88k
2019 → 2025
Working capital
€361k▲ 61.9%
2024 · €223k
2019: €39k
2020: €82k
2021: €122k
2022: €175k
2023: €234k
2024: €223k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€158k▲ 55.4%€281k▲ 78.0%€369k▲ 31.5%€495k▲ 34.2%
Operating result€28k-€88k▲ 214%€168k▲ 91.9%€137k▼ 18.4%€196k▲ 42.8%
Net result€20k-€56k▲ 182%€123k▲ 119%€88k▼ 28.1%€126k▲ 42.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €692k
Fixed assets
€169k▼ 14.5%
Current assets
€524k▲ 9.7%
Equity and liabilities €692k
Equity
€495k▲ 34.2%
Debt
€197k▼ 35.5%
The debt ratio falls from 45.3% to 28.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€226k▲
2024 · €152k
Cash flow
€156k▲
2024 · €104k
Solvency
71.5%▲
2024 · 54.7%
Current ratio
3.21▲
2024 · 1.88
Quick ratio
1.14▲
2024 · 0.77
Debt / equity
0.40▼
2024 · 0.83
ROE
25.5%▲
2024 · 23.9%
ROA
18.2%▲
2024 · 13.1%
Interest coverage
20.67▲
2024 · 11.99
Debt
€197k▼
2024 · €306k
Debt ≤ 1 year
€163k▼
2024 · €255k
Debt > 1 year
€25k▼
2024 · €40k
Income taxes
€59k▲
2024 · €36k
Staff costs
€88k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€674k€692k▲
Fixed assets21/28€197k€169k▼
Tangible fixed assets22/27€85k€56k▼
Furniture and vehicles24€18k€12k▼
Leasing and similar rights25€66k€44k▼
Financial fixed assets28€113k€113k=
Current assets29/58€477k€524k▲
Stocks and contracts in progress3€282k€338k▲
Stocks30/36€282k€338k▲
Amounts receivable within one year40/41€101k€71k▼
Trade receivables40€55k€25k▼
Other amounts receivable41€46k€46k=
Cash at bank and in hand54/58€90k€112k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€674k€692k▲
Equity10/15€369k€495k▲
Contributions10/11€19k€19k=
Reserves13€90k€216k▲
Distributable reserves133€90k€216k▲
Profit (loss) carried forward14€260k€260k=
Amounts payable17/49€306k€197k▼
Amounts payable after more than one year17€40k€25k▼
Financial debts170/4€40k€25k▼
Amounts payable within one year42/48€255k€163k▼
Current portion of amounts payable after more than one year42€19k€15k▼
Trade debts44€35k€9k▼
Suppliers440/4€35k€9k▼
Taxes, remuneration and social security45€5k€18k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€781€8k▲
Other amounts payable47/48€195k€122k▼
Accrued charges and deferred income492/3€11k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€11k-
Remuneration, social security and pensions62€68k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€30k▲
Other operating charges640/8€1k€299▼
Gross operating margin9900€222k€314k▲
Operating profit (loss)9901€137k€196k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€124k€185k▲
Income taxes67/77€36k€59k▲
Profit (loss) for the period9904€88k€126k▲
Profit (loss) for the period to be appropriated9905€88k€126k▲
Appropriation of the result
Profit (loss) to be appropriated9906€348k€386k▲
Profit (loss) brought forward from the previous period14P€260k€260k=
Transfer to equity691/2€88k€126k▲
To other reserves6921€88k€126k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €126k ▲42.8%
Operating result €196k, net result €126k, both a record.
2024
26-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €281k ▲78%
5 profitable years in a row build equity to €281k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €158k ▲55.4%
4 profitable years in a row build equity to €158k.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Equity above €100kEq €101k ▲24.4%
3 profitable years in a row build equity to €101k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €7k ▼84.5%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meirstraat(OPP) 222890 Puurs-Sint-AmandsGround area
666 m²
Building footprint
133 m²
Volume, LiDAR
874 m³
Parcel 12028B0059/00M003, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SDD Construct
since 20162.260.418.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12028B0059/00M003 | Flanders | 666 m² | 1 · 133 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE INPUT
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STALIS
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iv2i
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Of 887 companies in sector 74991 we hold annual accounts for 316. 190 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2016
Fiscal year end30-06
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.