TICH Concept
ActiveTICH Concept has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €752k and a net result of €137k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-15
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 6.83 against 3.75 in 2024; short-term debt: 9.5% and cash: 64.7% of total assets), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.5%
Return on assets
16.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
50 d early
2023
49 d early
2022
38 d early
2021
39 d early
2020
10 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€137k▼ 17.3%
2024 · €166k
2018: €77k
2019: €215k
2020: €-61k
2021: €34k
2022: €106k
2023: €101k
2024: €166k
2018 → 2025
Working capital
€461k▲ 35.0%
2024 · €342k
2018: €52k
2019: €263k
2020: €209k
2021: €219k
2022: €323k
2023: €385k
2024: €342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€242k-€347k▲ 43.7%€448k▲ 29.0%€614k▲ 37.1%€752k▲ 22.4%
Operating result€74k-€161k▲ 117%€139k▼ 13.8%€214k▲ 54.2%€133k▼ 37.8%
Net result€34k-€106k▲ 212%€101k▼ 4.6%€166k▲ 64.8%€137k▼ 17.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €831k
Fixed assets
€290k▲ 6.5%
Current assets
€541k▲ 16.0%
Equity and liabilities €831k
Equity
€752k▲ 22.4%
Debt
€79k▼ 36.2%
The debt ratio falls from 16.8% to 9.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159k▼
2024 · €229k
Cash flow
€163k▼
2024 · €181k
Solvency
90.5%▲
2024 · 83.2%
Current ratio
6.83▲
2024 · 3.75
Quick ratio
6.79▲
2024 · 3.71
Debt / equity
0.11▼
2024 · 0.20
ROE
18.3%▼
2024 · 27.0%
ROA
16.5%▼
2024 · 22.5%
Interest coverage
5.12▼
2024 · 14.56
Debt
€79k▼
2024 · €124k
Debt ≤ 1 year
€79k▼
2024 · €124k
Income taxes
€-31k▼
2024 · €32k
Staff costs
€230k▲
2024 · €180k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€738k€831k▲
Fixed assets21/28€273k€290k▲
Tangible fixed assets22/27€273k€290k▲
Land and buildings22€182k€173k▼
Plant, machinery and equipment23€575-
Furniture and vehicles24€35k€30k▼
Other tangible fixed assets26€54k€87k▲
Current assets29/58€466k€541k▲
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Cash at bank and in hand54/58€461k€537k▲
Equity and liabilities
Total equity and liabilities10/49€738k€831k▲
Equity10/15€614k€752k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€606k€744k▲
Amounts payable17/49€124k€79k▼
Amounts payable within one year42/48€124k€79k▼
Trade debts44€21k€40k▲
Suppliers440/4€21k€40k▲
Taxes, remuneration and social security45€53k€30k▼
Taxes450/3€38k€9k▼
Remuneration and social security454/9€16k€21k▲
Other amounts payable47/48€50k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€180k€230k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€26k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€411k€391k▼
Operating profit (loss)9901€214k€133k▼
Financial income75/76B€54€4k▲
Recurring financial income75€54€4k▲
Financial charges65/66B€16k€31k▲
Recurring financial charges65€16k€31k▲
Profit (loss) for the period before taxes9903€198k€106k▼
Income taxes67/77€32k€-31k▼
Profit (loss) for the period9904€166k€137k▼
Profit (loss) for the period to be appropriated9905€166k€137k▼
Appropriation of the result
Profit (loss) to be appropriated9906€606k€744k▲
Profit (loss) brought forward from the previous period14P€440k€606k▲
Social balance
Average headcount (FTE)90874.79.0▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €500kEq €614k ▲37.1%
4 profitable years in a row build equity to €614k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet €-61k ▼128%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial
Highest result since 2018net €215k ▲179%
Operating result €218k, net result €215k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.87
Current ratio from 1.76 to 3.87.
31-12
Financial
Equity above €200kEq €299k ▲258%
2 profitable years in a row build equity to €299k.
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naamsestraat 13 à 251000 BrusselGround area
8,242 m²
Building footprint
1,457 m²
Volume, LiDAR
34,221 m³
Parcel 21804D0336/00D000, Brussels · tallest building 29.0 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
TICH Concept
since 20182.278.934.232
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0336/00D000 | Brussels | 8,242 m² | 1 · 1,456 m² | 29.0 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.278.934.232
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Of 887 companies in sector 74991 we hold annual accounts for 316. 155 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
74991Agents and managers of artists, athletes and other public figures
47690Retail sale of other cultural and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.