Financials
- Financial year
- 2025
- Total assets
- €748,867
- Loss
- -€1,286
- Solvency
- 19.2%
Total assets▲ 310%
Net result
20222025
SD Constructs
ActiveSummary
SD Constructs has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,146 and a net result of -€1,286. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 26% of 9,302 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
General construction of residential buildings
NACE 41001Roofing work NACE 43410
1 site
Size
€748,867total assets 2025
- Equity
- €144,146
- Loss
- -€1,286
Turnover not published (micro format)
Structure
2025 accounts 3 days early1 of 4 deeds summarised
Why 64raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2020lowers riskFigures for financial year 2025 (filed 27-04-2026)Size: total assets €748,867Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Average
Solvency
44-56
equity 19.2% of total assets
Liquidity
58-36
short-term debt 19.9% · cash 11.5%
Profitability
69-13
return on assets -0.2%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%▼ -0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.6%▲ +0.3 percentage points vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.5%▼ -0.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.6%▲ +0.1 percentage points vs 01-2026
03-2026: 0.7%▲ +0.1 percentage points vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 1.4%▲ +0.7 percentage points vs 04-2026highest value
06-2026: 1.4%● unchanged vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.84, compared with 4.71 in 2024, below 1; short-term debt: 19.9% and cash: 11.5% of total assets), and 80.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 26% on solvency, 63% on liquidity, 39% on profitability and 34% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 days early
2024
4 days early
2023
7 days early
2022
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 4 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end24-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€1,286
- Permanent representative: Iris CarsauRegistered-office move · Power of…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 30-04-2027
- 26-04-2025Annual accounts filed
- 23-04-2024Annual accounts filed
- 28-04-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 07-10-2020
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Key facts about SD Constructs
- What is the company number of SD Constructs?
- 0755.839.143. In Belgium the VAT number is the company number with BE in front: BE 0755.839.143.
- Where is SD Constructs based?
- The registered office is at Bosstraat 11, 8570 Anzegem.Company details
- What does SD Constructs do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of SD Constructs?
- Private limited company (BV).
- When was SD Constructs founded?
- On 07-10-2020.
- Is SD Constructs still active?
- Yes, SD Constructs is an active enterprise in the KBO register.
- What is the turnover of SD Constructs?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SD Constructs profitable?
- In financial year 2025, SD Constructs made a loss of €1,286.
- Where can I find the annual accounts of SD Constructs?
- SD Constructs filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SD Constructs due?
- By 30-04-2027, for financial year 2026.Timeline
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