JVL Construct
ActiveSummary
JVL Construct has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €128,349 and a net result of €17,640. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 9976 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability70=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 22.97 against 12.12 in 2023; short-term debt: 4.3% and cash: 0.3% of total assets), and 4.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
13 d late
2022
2 d late
2021
5 d early
2020
31 d late
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 8 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€128,349▼ 11.5%
2023 · €145,083
Total assets
€134,124▼ 15.1%
2023 · €157,897
Net result
€17,640▲ 886%
2023 · €1,789
Working capital
€126,886▼ 10.9%
2023 · €142,459
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€9,723▲ 41.5%€22,854▲ 135%€37,533▲ 64.2%€1,225▼ 96.7%€23,679▲ 1,833%
Net result€8,070▲ 29.9%€16,430▲ 104%€28,019▲ 70.5%€1,789▼ 93.6%€17,640▲ 886%
Equity€98,845▲ 8.9%€115,275▲ 16.6%€143,295▲ 24.3%€145,083▲ 1.2%€128,349▼ 11.5%
Total assets€143,612▲ 7.2%€139,948▼ 2.6%€165,899▲ 18.5%€157,897▼ 4.8%€134,124▼ 15.1%
Debt€44,767▲ 3.7%€24,673▼ 44.9%€22,604▼ 8.4%€12,814▼ 43.3%€5,775▼ 54.9%
Working capital€68,728▲ 15.9%€96,534▲ 40.5%€132,622▲ 37.4%€142,459▲ 7.4%€126,886▼ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 1,833% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €134,124
Fixed assets
€1,463 ▼ 44.3%
Current assets
€132,661 ▼ 14.6%
Equity and liabilities €134,124
Equity
€128,349 ▼ 11.5%
Debt
€5,775 ▼ 54.9%
Debt's share of the balance-sheet total falls from 8.1% to 4.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24,840▲
2023 · €9,274
Cash flow
€18,801▲
2023 · €9,837
Current ratio
22.97▲
2023 · 12.12
Quick ratio
22.86▲
2023 · 12.06
Debt to equity
0.04▼
2023 · 0.09
ROE
13.7%▲
2023 · 1.2%
ROA
13.2%▲
2023 · 1.1%
Interest coverage
-123.91▼
2023 · 57.18
Debt ≤ 1 year
€5,775▼
2023 · €12,814
Income taxes
€6,965▲
2023 · €784
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €14,000 | €8,865 | €9,917 | ▲ 11.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,405 | €14,407 | €8,303 | €8,049 | €1,161 | ▼ 85.6% |
| Other operating charges640/8 | - | €1,698 | €2,654 | €907 | €1,013 | ▲ 11.7% |
| Gross operating margin9900 | €27,871 | €38,960 | €48,491 | €10,181 | €25,853 | ▲ 154% |
| Operating profit (loss)9901 | €9,723 | €22,854 | €37,533 | €1,225 | €23,679 | ▲ 1,833% |
| Financial income75/76B | - | €1,440 | €2,287 | €1,510 | €726 | ▼ 51.9% |
| Recurring financial income75 | €881 | €1,440 | €2,287 | €1,510 | €726 | ▼ 51.9% |
| Financial charges65/66B | - | €671 | €387 | €162 | -€200 | ▼ 224% |
| Recurring financial charges65 | €706 | €671 | €387 | €162 | -€200 | ▼ 224% |
| Profit (loss) for the period before taxes9903 | €9,899 | €23,622 | €39,434 | €2,573 | €24,605 | ▲ 856% |
| Income taxes67/77 | €1,829 | €7,192 | €11,414 | €784 | €6,965 | ▲ 788% |
| Profit (loss) for the period9904 | €8,070 | €16,430 | €28,019 | €1,789 | €17,640 | ▲ 886% |
| Profit (loss) for the period to be appropriated9905 | €8,070 | €16,430 | €28,019 | €1,789 | €17,640 | ▲ 886% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €143,612 | €139,948 | €165,899 | €157,897 | €134,124 | ▼ 15.1% |
| Fixed assets21/28 | €33,383 | €18,976 | €10,673 | €2,624 | €1,463 | ▼ 44.3% |
| Tangible fixed assets22/27 | €33,088 | €18,681 | €10,378 | €2,329 | €1,168 | ▼ 49.9% |
| Plant, machinery and equipment23 | - | €18,159 | €9,987 | €2,068 | €1,037 | ▼ 49.8% |
| Furniture and vehicles24 | - | €522 | €391 | €261 | €130 | ▼ 50.0% |
| Financial fixed assets28 | €295 | €295 | €295 | €295 | €295 | = |
| Current assets29/58 | €110,229 | €120,972 | €155,226 | €155,273 | €132,661 | ▼ 14.6% |
| Stocks and contracts in progress3 | €4,700 | €1,015 | €1,015 | €683 | €637 | ▼ 6.7% |
| Stocks30/36 | - | €1,015 | €1,015 | €683 | €637 | ▼ 6.7% |
| Amounts receivable within one year40/41 | €4,332 | €13,410 | €6,148 | €5,184 | €831 | ▼ 84.0% |
| Trade receivables40 | - | €10,003 | - | - | €175 | - |
| Other amounts receivable41 | - | €3,407 | €6,148 | €5,184 | €656 | ▼ 87.3% |
| Current investments50/53 | - | - | - | €142,321 | €129,747 | ▼ 8.8% |
| Cash at bank and in hand54/58 | €97,367 | €103,616 | €146,974 | €4,910 | €357 | ▼ 92.7% |
| Deferred charges and accrued income490/1 | - | €2,930 | €1,089 | €2,176 | €1,089 | ▼ 50.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €143,612 | €139,948 | €165,899 | €157,897 | €134,124 | ▼ 15.1% |
| Equity10/15 | €98,845 | €115,275 | €143,295 | €145,083 | €128,349 | ▼ 11.5% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €93,514 | €109,944 | €130,895 | €132,683 | €115,949 | ▼ 12.6% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €108,084 | €129,035 | €130,823 | €114,089 | ▼ 12.8% |
| Profit (loss) carried forward14 | -€7,068 | -€7,068 | - | - | - | - |
| Amounts payable17/49 | €44,767 | €24,673 | €22,604 | €12,814 | €5,775 | ▼ 54.9% |
| Amounts payable after more than one year17 | €2,982 | €0 | - | - | - | - |
| Financial debts170/4 | - | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €41,500 | €24,438 | €22,604 | €12,814 | €5,775 | ▼ 54.9% |
| Current portion of amounts payable after more than one year42 | - | €2,982 | - | - | - | - |
| Trade debts44 | €11,852 | €2,268 | €2,513 | €1,217 | €31 | ▼ 97.5% |
| Suppliers440/4 | - | €2,268 | €2,513 | €1,217 | €31 | ▼ 97.5% |
| Taxes, remuneration and social security45 | - | €11,562 | €13,672 | €3,269 | €3,511 | ▲ 7.4% |
| Taxes450/3 | - | €9,062 | €10,418 | €3,269 | €3,511 | ▲ 7.4% |
| Remuneration and social security454/9 | - | €2,500 | €3,253 | - | - | - |
| Other amounts payable47/48 | - | €7,627 | €6,419 | €8,328 | €2,233 | ▼ 73.2% |
| Accrued charges and deferred income492/3 | - | €235 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,070 | €16,430 | €28,019 | €1,789 | €17,640 | ▲ 886% |
| + Depreciation and write-downs630 | €16,405 | €14,407 | €8,303 | €8,049 | €1,161 | ▼ 85.6% |
| Operating cash flow (approximation) | €24,474 | €30,837 | €36,323 | €9,837 | €18,801 | ▲ 91.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €6,249 | €43,358 | -€142,064 | -€4,553 | ▲ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Highest result since 2018net €28,019 ▲70.5%
Operating result €37,533, net result €28,019, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €115,275 ▲16.6%
3 profitable years in a row build equity to €115,275.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €6,210
Net result €6,210 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2005
Ground area
823 m²
Building footprint
170 m²
Volume, LiDAR
1,064 m³
Parcel 71303B0629/00H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Algemene Bouwonderneming Van Lee Julien
since 20052.148.639.278
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0629/00H000 | Flanders | 823 m² | 1 · 170 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,037. 12,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-08-2005
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.