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ENTREPRISE Serge EUGENE

Active
Private limited company (pre-2019)founded 1990active for 36 yearsRue de la Roche à l'Argent(LI) 32, 5101 Namur, BelgiumKBO/BCE: BE 0439.569.653
Summary

ENTREPRISE Serge EUGENE has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144,205 and a net result of -€27,612. Equity is growing by about 5.3% per year across the filed financial years. Its solvency ranks better than 95% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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ENTREPRISE Serge EUGENEActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€147,265total assets 2025
Equity
€144,205
Loss
-€27,612
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts filed 54 days late
Why 82raises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 54 days late; 2 of the last 3 latelowers riskLiquidity: current ratio 44.07, cash €33,770, halvedFounded in 1990Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.9% of total assets
Liquidity 79-12
short-term debt 2.1% · cash 22.9%
Profitability 0=
return on assets -18.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.2%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.5%▲ +0.2 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -0.1 percentage points vs 09-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity ample (current ratio 44.07, compared with 6.52 in 2024, above the usual 1.5; short-term debt: 2.1% and cash: 22.9% of total assets), and 2.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 82% on liquidity, 5% on profitability and 21% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 44.07, cash €33,770, halved
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 54 days late; 2 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€27,612
raises risk · 2025 accounts filed 54 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
54 days late
2024
63 days late
2023
41 days early
2022
25 days late
2021
37 days early
2020
43 days early
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than 6 timescurrent ratio 44.07
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 7% on net resultsector median €8,514 · 9,338 companies -€27,612 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€27,612 View
  • Active since 1990founded 30-01-1990 36 years View

By topic

Financials

Financial year
2025
Total assets
€147,265
Loss
-€27,612
Solvency
97.9%
Total assets▼ 26.1%
Net result
20182025
Go to Financials

Timeline

Events
42
Since
1991
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 20-06-2024Annual accounts filed
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
30-01-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about ENTREPRISE Serge EUGENE

What is the company number of ENTREPRISE Serge EUGENE?
0439.569.653. In Belgium the VAT number is the company number with BE in front: BE 0439.569.653.
Where is ENTREPRISE Serge EUGENE based?
The registered office is at Rue de la Roche à l'Argent(LI) 32, 5101 Namur.Company details
What does ENTREPRISE Serge EUGENE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ENTREPRISE Serge EUGENE?
Private limited company (pre-2019) (BVBA).
When was ENTREPRISE Serge EUGENE founded?
On 30-01-1990.
Is ENTREPRISE Serge EUGENE still active?
Yes, ENTREPRISE Serge EUGENE is an active enterprise in the KBO register.
How many employees does ENTREPRISE Serge EUGENE have?
On average 5.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of ENTREPRISE Serge EUGENE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ENTREPRISE Serge EUGENE profitable?
In financial year 2025, ENTREPRISE Serge EUGENE made a loss of €27,612.
Where can I find the annual accounts of ENTREPRISE Serge EUGENE?
ENTREPRISE Serge EUGENE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ENTREPRISE Serge EUGENE due?
By 31-07-2027, for financial year 2026.Timeline

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