SCS KRC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €158k and a net result of €-2k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 5689 sector peers (fiscal year 2020). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2020 · tick = 2019
Profitability37▼-3
Solvency39=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2020Solvency, return and age of the figures
Solvency
14.2%
Return on assets
-0.2%
Age of the figures
69 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2020. Since then, 5 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2021 close31-07-2022 deadline19-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 28-10-2021, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
89 d late
2019
114 d late
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€158k▼ 1.2%
2019 · €160k
2018: €149k
2019: €160k
2018 → 2020
Total assets
€1.11M▼ 3.6%
2019 · €1.15M
2018: €1.10M
2019: €1.15M
2018 → 2020
Net result
€-2k
2019 · €11k
2018: €8k
2019: €11k
2018 → 2020
Working capital
€201k▲ 3.2%
2019 · €195k
2018: €214k
2019: €195k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Equity€149k-€160k▲ 7.3%€158k▼ 1.2%
Operating result€27k-€46k▲ 70.3%€13k▼ 70.9%
Net result€8k-€11k▲ 43.1%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2020; 2020 is 71% below 2019 and is the lowest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €1.11M
Fixed assets
€229k▼ 9.9%
Current assets
€882k▼ 1.8%
Equity and liabilities €1.11M
Equity
€158k▼ 1.2%
Debt
€953k▼ 4.0%
The debt ratio falls from 86.1% to 85.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€41k▼
2019 · €74k
Cash flow
€25k▼
2019 · €39k
Solvency
14.2%▲
2019 · 13.9%
Current ratio
1.30▲
2019 · 1.28
Quick ratio
1.30▲
2019 · 1.28
Debt / equity
1.72▼
2019 · 1.81
ROE
-1.2%▼
2019 · 6.8%
ROA
-0.2%▼
2019 · 0.9%
Debt
€953k▼
2019 · €992k
Debt ≤ 1 year
€681k▼
2019 · €703k
Debt > 1 year
€272k▼
2019 · €289k
Income taxes
€3k▼
2019 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€1.15M€1.11M▼
Fixed assets21/28€254k€229k▼
Tangible fixed assets22/27€254k€229k▼
Financial fixed assets28€244€244=
Current assets29/58€898k€882k▼
Stocks and contracts in progress3€500k€590k▲
Amounts receivable within one year40/41€306k€212k▼
Cash at bank and in hand54/58€48k€27k▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.11M▼
Equity10/15€160k€158k▼
Contributions10/11€8k€8k=
Reserves13€152k€152k=
Profit (loss) carried forward14-€-2k
Amounts payable17/49€992k€953k▼
Amounts payable after more than one year17€289k€272k▼
Amounts payable within one year42/48€703k€681k▼
Trade debts44€248k€201k▼
Income statement
Code20192020
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Gross operating margin9900€162k€99k▼
Operating profit (loss)9901€46k€13k▼
Recurring financial income75€4k€3k▼
Recurring financial charges65€30k€18k▼
Profit (loss) for the period before taxes9903€16k€917▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€11k€-2k▼
Profit (loss) for the period to be appropriated9905€11k€-2k▼
Timeline · acts, filings and financial milestones
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €-2k ▼117%
Net result drops to €-2k, the lowest in the series.
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 114 days late
2019
31-12
Financial
Highest result since 2018net €11k ▲43.1%
Operating result €46k, net result €11k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲7.3%
2 profitable years in a row build equity to €160k.
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 141 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
2015
29-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 60 days late
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 29 days late
2013
26-08
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 26 days late
2012
06-08
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 6 days late
2011
27-08
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Devillez 796060 CharleroiGround area
159 m²
Building footprint
94 m²
Volume, LiDAR
847 m³
Parcel 52026D0663/00D002, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KRC CONSTRUCT
since 20092.179.179.531
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026D0663/00D002 | Wallonia | 159 m² | 1 · 94 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded27-03-2009
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.