BOUWONDERNEMING REMCO
ActiveBOUWONDERNEMING REMCO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498k and a net result of €-17k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency98=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 2.63 in 2024), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
30 d late
2022
29 d late
2021
21 d late
2020
29 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€498k▼ 3.3%
2024 · €515k
2018: €255k
2019: €325k
2020: €337k
2021: €426k
2022: €497k
2023: €526k
2024: €515k
2018 → 2025
Total assets
€870k▼ 0.9%
2024 · €878k
2018: €792k
2019: €858k
2020: €816k
2021: €826k
2022: €875k
2023: €897k
2024: €878k
2018 → 2025
Net result
€-17k▼ 52.1%
2024 · €-11k
2018: €20k
2019: €73k
2020: €13k
2021: €91k
2022: €72k
2023: €55k
2024: €-11k
2018 → 2025
Working capital
€378k▼ 7.2%
2024 · €407k
2018: €205k
2019: €284k
2020: €270k
2021: €358k
2022: €396k
2023: €412k
2024: €407k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€426k-€497k▲ 16.5%€526k▲ 5.9%€515k▼ 2.1%€498k▼ 3.3%
Operating result€140k-€109k▼ 22.2%€85k▼ 21.6%€-2k€-11k▼ 582%
Net result€91k-€72k▼ 20.7%€55k▼ 23.2%€-11k€-17k▼ 52.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €870k
Fixed assets
€216k▼ 2.0%
Current assets
€654k▼ 0.5%
Equity and liabilities €870k
Equity
€498k▼ 3.3%
Debt
€372k▲ 2.5%
The debt ratio rises from 41.4% to 42.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€12k▼
2024 · €22k
Cash flow
€6k▼
2024 · €13k
Solvency
57.2%▼
2024 · 58.6%
Current ratio
2.37▼
2024 · 2.63
Quick ratio
2.31▼
2024 · 2.63
Debt / equity
0.75▲
2024 · 0.71
ROE
-3.5%▼
2024 · -2.2%
ROA
-2.0%▼
2024 · -1.3%
Interest coverage
0.77▼
2024 · 1.47
Debt
€372k▲
2024 · €363k
Debt ≤ 1 year
€276k▲
2024 · €251k
Debt > 1 year
€85k▼
2024 · €101k
Income taxes
€230▼
2024 · €248
Staff costs
€115k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€878k€870k▼
Fixed assets21/28€221k€216k▼
Tangible fixed assets22/27€221k€216k▼
Land and buildings22€192k€177k▼
Plant, machinery and equipment23€23k€19k▼
Furniture and vehicles24€6k€20k▲
Current assets29/58€658k€654k▼
Stocks and contracts in progress3-€15k
Stocks30/36-€15k
Amounts receivable within one year40/41€452k€479k▲
Trade receivables40€35k€84k▲
Other amounts receivable41€417k€395k▼
Current investments50/53€126k€127k▲
Cash at bank and in hand54/58€72k€26k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€878k€870k▼
Equity10/15€515k€498k▼
Contributions10/11€19k€19k=
Reserves13€496k€479k▼
Tax-exempt reserves132€80k€80k=
Distributable reserves133€416k€399k▼
Amounts payable17/49€363k€372k▲
Amounts payable after more than one year17€101k€85k▼
Financial debts170/4€101k€85k▼
Amounts payable within one year42/48€251k€276k▲
Current portion of amounts payable after more than one year42€23k€31k▲
Financial debts43-€2
Credit institutions430/8-€2
Trade debts44€56k€76k▲
Suppliers440/4€56k€76k▲
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€927€6k▲
Remuneration and social security454/9€14k€8k▼
Other amounts payable47/48€157k€156k▼
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€97k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€124k€131k▲
Operating profit (loss)9901€-2k€-11k▼
Financial income75/76B€6k€9k▲
Recurring financial income75€6k€9k▲
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€-11k€-17k▼
Income taxes67/77€248€230▼
Profit (loss) for the period9904€-11k€-17k▼
Profit (loss) for the period to be appropriated9905€-11k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-17k▼
Transfer from equity791/2€11k€17k▲
Social balance
Average headcount (FTE)90872.42.2▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €526k ▲5.9%
6 profitable years in a row build equity to €526k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
21-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 21 days late
2021
31-12
Financial
Highest result since 2018net €91k ▲585%
Operating result €140k, net result €91k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterland 719260 WichelenGround area
584 m²
Building footprint
100 m²
Volume, LiDAR
550 m³
Parcel 42018A0666/00T002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kloosterland 71, 9260 Wichelen
since 20072.167.820.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42018A0666/00T002 | Flanders | 583 m² | 1 · 100 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 23,224 EUR awarded · 23,224 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,562 EUR | 4,562 EUR |
| 2024 | 1 | 9,471 EUR | 9,471 EUR |
| 2023 | 1 | 9,191 EUR | 9,191 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Recognised contractor
5 categoriesBOUWONDERNEMING REMCO BV36393
Similar companies · same sector, comparable size
INTER MUROS BELGIUM
BE 0509.958.890
Anderlecht · Eq €498k
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BE 0842.151.129
Herk-de-Stad · Eq €498k
ALGEMENE AANNEMINGEN DANNY SELIS
BE 0461.239.354
Lokeren · Eq €499k
RENOVATIE R.V.D.D.
BE 0821.100.941
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RENO-K
BE 0818.141.550
Asse · Eq €499k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 9,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43332Laying of wooden floor and wall coverings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.