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SCL PISCINES

Active
Private limited companyfounded 20215 yrs activeRue Paulus 5, 7160 Chapelle-lez-Herlaimont, BelgiumKBO/BCE: BE 0765.231.812
Summary

The computed 12-month bankruptcy probability of SCL PISCINES is 8.1% (elevated). The 2024 annual accounts show equity of €44,765 and a net result of €17,046. Equity is growing by ~79.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 1295 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€94,877total assets 2024
Equity
€44,765
Profit
€17,046
Financial health
36 Weak Checked score 2024
Bankruptcy chance 12 m
8.1%
Structure
Accounts 63 d overdue0 of 1 deed read
Why 36- 1 financial year not filed after the legal deadline; latest accounts 238 days late; 3 of the last 3 late- Size: total assets €94,877- Founded in 2021- Figures for FY 2024 (filed 26-03-2026)Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 67% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 72+15
equity 47.2% of total assets
Liquidity 50-6
short-term debt 28.8% · cash 9.7%
Profitability 91-5
return on assets 18.0%
Bankruptcy probability, 12 months
8.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)
Last 16 months 07-2025: 4.5%lowest value 08-2025: 5.4%▲ +20.3% vs 07-2025 09-2025: 5.8%▲ +6.7% vs 08-2025 10-2025: 6.6%▲ +13.7% vs 09-2025 11-2025: 6.6%● 0.0% vs 10-2025 12-2025: 7.5%▲ +14.4% vs 11-2025 01-2026: 9.9%▲ +31.2% vs 12-2025 02-2026: 9.9%▲ +0.3% vs 01-2026 03-2026: 10.0%▲ +0.6% vs 02-2026highest value 04-2026: 6.9%▼ -30.6% vs 03-2026 05-2026: 7.0%▲ +1.3% vs 04-2026 06-2026: 6.7%▼ -3.8% vs 05-2026 07-2026: 6.6%▼ -2.6% vs 06-2026 08-2026: 7.0%▲ +6.8% vs 07-2026 09-2026: 7.1%▲ +1.0% vs 08-2026 10-2026: 8.1%▲ +15.0% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 238 days late; 3 of the last 3 late raises the probability
  • Size: total assets €94,877 raises the probability for this profile
  • Founded in 2021 raises the probability for this profile
  • Figures for FY 2024 (filed 26-03-2026) raises the probability
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.66 against 0.95 in 2023; short-term debt: 28.8% and cash: 9.7% of total assets), but 52.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 55%, liquidity 52%, profitability 76%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 238 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Size: total assets €94,877
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Figures for FY 2024 (filed 26-03-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-03-2026, 238 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
238 d late
2023
98 d late
2022
240 d late
2021
146 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 108 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Total assets 20244 fiscal years filed €94,877 View
  • Active since 2021founded 16-03-2021 5 years View

By topic

Financials

Fiscal year
2024
Total assets
€94,877
Profit
€17,046
Solvency
47.2%
Turnover▲ 139%
Net result
20212022
Go to Financials

Timeline

Events
6
Since
2022
  1. 26-03-2026Annual accounts filed
  2. 06-11-2024Annual accounts filed
  3. 27-03-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
16-03-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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