CASEVIL
ActiveSummary
The computed 12-month bankruptcy probability of CASEVIL is 1.8% (moderate). The 2025 annual accounts show equity of €65,708 and a net result of €21,861. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 78% of 7564 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency95▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.81 in 2024; short-term debt: 29.7% and cash: 7.5% of total assets), and 29.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
23.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
49 d late
2024
38 d late
2023
59 d late
2022
61 d late
2021
138 d late
2020
107 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 75 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€65,708▲ 49.9%
2024 · €43,847
Total assets
€93,430▲ 50.4%
2024 · €62,103
Net result
€21,861▼ 6.4%
2024 · €23,351
Working capital
€56,569▲ 82.8%
2024 · €30,952
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,857▼ 9.1%€9,891▲ 156%€2,783▼ 71.9%€33,387▲ 1,100%€29,124▼ 12.8%
Net result€2,694▲ 1.1%€7,619▲ 183%€2,517▼ 67.0%€23,351▲ 828%€21,861▼ 6.4%
Equity€10,360▲ 35.1%€17,979▲ 73.5%€20,496▲ 14.0%€43,847▲ 114%€65,708▲ 49.9%
Total assets€14,907▼ 1.3%€24,423▲ 63.8%€31,190▲ 27.7%€62,103▲ 99.1%€93,430▲ 50.4%
Debt€4,547▼ 38.9%€6,445▲ 41.7%€10,695▲ 65.9%€18,256▲ 70.7%€27,722▲ 51.9%
Working capital€10,185▲ 36.0%€17,804▲ 74.8%€21,521▲ 20.9%€30,952▲ 43.8%€56,569▲ 82.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,430
Fixed assets
€9,139 ▼ 35.2%
Current assets
€84,291 ▲ 75.6%
Equity and liabilities €93,430
Equity
€65,708 ▲ 49.9%
Debt
€27,722 ▲ 51.9%
Debt's share of the balance-sheet total rises from 29.4% to 29.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34,080▼
2024 · €34,335
Cash flow
€26,817▲
2024 · €24,299
Current ratio
3.04▲
2024 · 2.81
Debt to equity
0.42▲
2024 · 0.42
ROE
33.3%▼
2024 · 53.3%
ROA
23.4%▼
2024 · 37.6%
Interest coverage
136.32▲
2024 · 130.24
Debt ≤ 1 year
€27,722▲
2024 · €17,056
Income taxes
€10,202▼
2024 · €11,956
Staff costs
€7,535▲
2024 · €4,386
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €26 | €322 | €3,943 | €4,386 | €7,535 | ▲ 71.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €948 | €4,956 | ▲ 423% |
| Other operating charges640/8 | - | - | - | €37 | €271 | ▲ 628% |
| Gross operating margin9900 | €3,883 | €10,213 | €6,726 | €38,758 | €41,886 | ▲ 8.1% |
| Operating profit (loss)9901 | €3,857 | €9,891 | €2,783 | €33,387 | €29,124 | ▼ 12.8% |
| Financial income75/76B | €365 | €903 | €1,209 | €2,184 | €3,189 | ▲ 46.0% |
| Recurring financial income75 | €365 | €903 | €1,209 | €2,184 | €3,189 | ▲ 46.0% |
| Financial charges65/66B | €181 | €252 | €215 | €264 | €250 | ▼ 5.2% |
| Recurring financial charges65 | €181 | €252 | €215 | €264 | €250 | ▼ 5.2% |
| Profit (loss) for the period before taxes9903 | €4,040 | €10,542 | €3,777 | €35,307 | €32,063 | ▼ 9.2% |
| Income taxes67/77 | €1,346 | €2,923 | €1,259 | €11,956 | €10,202 | ▼ 14.7% |
| Profit (loss) for the period9904 | €2,694 | €7,619 | €2,517 | €23,351 | €21,861 | ▼ 6.4% |
| Profit (loss) for the period to be appropriated9905 | €2,694 | €7,619 | €2,517 | €23,351 | €21,861 | ▼ 6.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14,907 | €24,423 | €31,190 | €62,103 | €93,430 | ▲ 50.4% |
| Fixed assets21/28 | €175 | €175 | €175 | €14,095 | €9,139 | ▼ 35.2% |
| Tangible fixed assets22/27 | - | - | - | €13,920 | €8,964 | ▼ 35.6% |
| Furniture and vehicles24 | - | - | - | €13,920 | €8,964 | ▼ 35.6% |
| Financial fixed assets28 | €175 | €175 | €175 | €175 | €175 | = |
| Current assets29/58 | €14,732 | €24,248 | €31,015 | €48,008 | €84,291 | ▲ 75.6% |
| Amounts receivable within one year40/41 | €14,672 | €21,080 | €27,853 | €47,069 | €77,241 | ▲ 64.1% |
| Trade receivables40 | €5,191 | €1,279 | €279 | €1,438 | €2,714 | ▲ 88.8% |
| Other amounts receivable41 | €9,481 | €19,801 | €27,574 | €45,631 | €74,527 | ▲ 63.3% |
| Cash at bank and in hand54/58 | €60 | €3,168 | €3,163 | €827 | €7,050 | ▲ 752% |
| Deferred charges and accrued income490/1 | - | - | - | €112 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14,907 | €24,423 | €31,190 | €62,103 | €93,430 | ▲ 50.4% |
| Equity10/15 | €10,360 | €17,979 | €20,496 | €43,847 | €65,708 | ▲ 49.9% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €2,680 | €10,180 | €12,695 | €35,995 | €57,856 | ▲ 60.7% |
| Distributable reserves133 | €2,680 | €10,180 | €12,695 | €35,995 | €57,856 | ▲ 60.7% |
| Profit (loss) carried forward14 | €2,680 | €2,799 | €2,801 | €2,852 | €2,852 | = |
| Amounts payable17/49 | €4,547 | €6,445 | €10,695 | €18,256 | €27,722 | ▲ 51.9% |
| Amounts payable within one year42/48 | €4,547 | €6,445 | €9,495 | €17,056 | €27,722 | ▲ 62.5% |
| Trade debts44 | €1,971 | €2,098 | €4,431 | €3,841 | €1,494 | ▼ 61.1% |
| Suppliers440/4 | €1,971 | €2,098 | €4,431 | €3,841 | €1,494 | ▼ 61.1% |
| Taxes, remuneration and social security45 | €2,576 | €4,347 | €5,064 | €13,215 | €26,228 | ▲ 98.5% |
| Taxes450/3 | €2,576 | €4,347 | €4,971 | €13,215 | €19,971 | ▲ 51.1% |
| Remuneration and social security454/9 | - | - | €93 | - | €6,257 | - |
| Accrued charges and deferred income492/3 | - | - | €1,200 | €1,200 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,694 | €7,619 | €2,517 | €23,351 | €21,861 | ▼ 6.4% |
| + Depreciation and write-downs630 | - | - | - | €948 | €4,956 | ▲ 423% |
| Operating cash flow (approximation) | €2,694 | €7,619 | €2,517 | €24,299 | €26,817 | ▲ 10.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€14,868 | -€0 | ▲ 100.0% |
| Change in cash | - | €3,108 | -€6 | -€2,336 | €6,223 | ▲ 366% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
07-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 38 days late
2024
31-12
Financial
Highest result since 2020net €23,351 ▲828%
Operating result €33,387, net result €23,351, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
31-12
Financial
Weakest financial yearnet €2,517 ▼67%
Net result drops to €2,517, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 138 days late
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beloeil · 1 establishment unit since 2020
Ground area
2,535 m²
Building footprint
190 m²
Volume, LiDAR
814 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CASEVIL
since 20202.298.359.273
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57009B0936/00T002 | Wallonia | 1,431 m² | 1 · 147 m² | 6.2 m · 1 fl. |
| 51532B0114/00S000 | Wallonia | 1,104 m² | 1 · 43 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 13,203 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
68121Development of residential building projects
Contact
E-mail
luigi.fior@outlook.com
Phone
+32473244503
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740447916
Also
9925:BE0740447916
Registered
04-02-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.