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SCI CONSTRUCT

Active
Private limited companyfounded 2024active for 2 yearsSteenweg 38, 1730 Asse, BelgiumKBO/BCE: BE 1014.217.647
Summary

The computed 12-month bankruptcy probability of SCI CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show equity of €4,771 and a net result of €1,771. Its solvency ranks better than 81% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €27,000turnover 2025, estimated
Equity
€4,771
Profit
€1,771
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
2025 accounts filed 19 days late
Why 55raises riskFounded in 2024Size: total assets €6,573Figures for financial year 2025 (filed 19-09-2025)lowers riskLiquidity: current ratio 3.65, cash €1,534Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 82% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 98
equity 72.6% of total assets
Liquidity 68
short-term debt 27.4% · cash 23.3%
Profitability 100
return on assets 26.9%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,448 companies, NACE 41, micro)
Last 24 months 10-2025: 1.1%lowest value 11-2025: 1.1%● unchanged vs 10-2025lowest value 12-2025: 1.1%● unchanged vs 11-2025lowest value 01-2026: 1.2%▲ +0.1 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.1 percentage points vs 07-2026 09-2026: 2.0%▲ +0.6 percentage points vs 08-2026 10-2026: 2.5%▲ +0.5 percentage points vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 81% on solvency, 73% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €6,573
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 19-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.65, cash €1,534
NBB · annual accounts
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 19-09-2025, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
19 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VICLIUC Ilie (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (19 days) Filed on 19 September 2025, deadline 31 August 2025 (7 months after the close on 31 January 2025, Companies Code art. 3:10). Source: NBB, 2025-00503123.

Turnover
≈ €27,000
Estimated: probably between €14,000 and €49,000
Total assets
€6,573
Net result
€1,771
Working capital
€4,771

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €6,573
Equity €4,771
Debt €1,803
Debt finances 27.4% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.65
Debt to equity
0.38
ROE
37.1%
ROA
26.9%
Debt ≤ 1 year
€1,803
Income taxes
€397

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet Code2025
Assets
Total assets20/58€6,573
Current assets29/58€6,573
Amounts receivable within one year40/41€5,039
Trade receivables40€1,316
Other amounts receivable41€3,723
Cash at bank and in hand54/58€1,534
Equity and liabilities
Total equity and liabilities10/49€6,573
Equity10/15€4,771
Contributions10/11€3,000
Profit (loss) carried forward14€1,771
Amounts payable17/49€1,803
Amounts payable within one year42/48€1,803
Trade debts44€1,405
Bills of exchange payable441€1,405
Taxes, remuneration and social security45€397
Taxes450/3€397
Income statement Code2025
Gross operating margin9900€2,278
Operating profit (loss)9901€2,278
Financial charges65/66B€110
Recurring financial charges65€110
Profit (loss) for the period before taxes9903€2,168
Income taxes67/77€397
Profit (loss) for the period9904€1,771
Profit (loss) for the period to be appropriated9905€1,771
Appropriation of the result
Profit (loss) to be appropriated9906€1,771

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€2,278
Operating profit (loss)9901€2,278
Financial charges65/66B€110
Recurring financial charges65€110
Profit (loss) for the period before taxes9903€2,168
Income taxes67/77€397
Profit (loss) for the period9904€1,771
Profit (loss) for the period to be appropriated9905€1,771
Line2025
Assets
Total assets20/58€6,573
Current assets29/58€6,573
Amounts receivable within one year40/41€5,039
Trade receivables40€1,316
Other amounts receivable41€3,723
Cash at bank and in hand54/58€1,534
Equity and liabilities
Total equity and liabilities10/49€6,573
Equity10/15€4,771
Contributions10/11€3,000
Profit (loss) carried forward14€1,771
Amounts payable17/49€1,803
Amounts payable within one year42/48€1,803
Trade debts44€1,405
Bills of exchange payable441€1,405
Taxes, remuneration and social security45€397
Taxes450/3€397
Line2025
Profit (loss) for the period9904€1,771
Operating cash flow (approximation)€1,771

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-01-2025 micro format 19-09-2025 2025-00503123

Similar companies · same sector, comparable size

Of the 29,223 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,403. 6,521 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
VICLIUC Ilie
Director · since 24-09-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VICLIUC Ilie
  • Director, from 24-09-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 01-10-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 01-10-2024 Incorporation · €3,000

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SCI CONSTRUCT was incorporated on 26 September 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, VICLIUC Ilie has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2025
19-09
NBB filing Annual accounts filed
financial year 2025 · micro format · 19 days late
2024
01-10
Gazette deed Incorporation
Appointment: VICLIUC Ilie (director) · Founder · Founding capital5 facts ▸
  • Incorporation, 24-09-2024
  • Founder, VICLIUC Ilie (sole founder)
  • Founding capital, €3,000
  • Shareholding, “inbreng nog niet volledig volgestort”, 24-09-2024 (deed in Dutch)
  • Director appointment, VICLIUC Ilie (director)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded26-09-2024
Financial year end31-01
Activities, NACEBEL 2025
41001General construction of residential buildings
23700Cutting, shaping and finishing of stone
33120Repair and maintenance of machinery
33140Repair and maintenance of electrical equipment
33200Installation of industrial machinery and equipment
41002General construction of office buildings
41003General construction of other non-residential buildings
43110Demolition
43331Floor and wall tiling
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
Contact
E-mail sciconstructbv@gmail.com
Phone +32470425824
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014217647
Also 9925:BE1014217647

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1014.217.647

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
246 m²
Building footprint
87 m²
Building volume
623 m³
Parcel 23322L0145/00L000, Flanders · tallest building 11.6 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SCI CONSTRUCT
Steenweg 38, 1730 AsseGeneral construction of residential buildings
since 2024unit no. 2.364.724.002
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23322L0145/00L000 Flanders 246 m² 1 · 87 m² 11.6 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden; De ontwikkeling van residentiële en niet-residentiële…” (deed in Dutch)
35 activities (deed in Dutch)
  1. Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden
  2. De ontwikkeling van residentiële en niet-residentiële bouwprojecten
  3. De verhuur en de leasing van machines en uitrusting voor de bouwnijverheid
  4. Het schilderen van schepen en boten door niet-gespecialiseerde eenheden
  5. Het onderhoud en de reiniging van riolen en afvoerkanalen
  6. Het reinigen en ontstoppen van afvoerbuizen in gebouwen
  7. De sanering en reiniging van gebouwen, mijnen, verontreinigde bodem of verontreinigd oppervlaktewater, met inbegrip van het verwijderen van asbest
  8. De algemene reiniging van gebouwen
  9. Het reinigen van het interieur van allerlei gebouwen, met inbegrip van kantoren, fabrieken, werkplaatsen, allerlei commerciële gebouwen, appartementsgebouwen, woonhuizen, enzovoort
  10. De gespecialiseerde en overige reiniging van gebouwen, met inbegrip van industriële reiniging
  11. Schoorsteenvegen en het schoonmaken van vuurplaatsen, kachels, ovens, ketels van centrale verwarming, ventilatiekanalen en uitlaatsystemen
  12. Het lappen van ramen
  13. Andere reinigingsactiviteiten, niet elders genoemd
  14. Landschapsverzorging, met inbegrip van de beplanting, de aanleg, de verzorging en het onderhoud van parken en tuinen voor alle soorten gebouwen, gemeentelijke terreinen en wegbeplanting, alsook van sportvelden; het snoeien van bomen en heggen
  15. Alle soorten handel, invoer en uitvoer van textiel en grondstoffen voor textiel, alsook vervaardiging, bewerken en spinnen van textielvezels
  16. Arbeidsbemiddeling, met inbegrip van het zoeken, selecteren, verwijzen en plaatsen van personeel, met inbegrip het zoeken en plaatsen van kaderpersoneel of directieleden (headhunters), het plaatsen voor rekening van de bedrijven van personeelsleden die werkloos zijn geworden ten gevolge van een reorganisatie (outplacement), de plaatselijke werkgelegenheidsagentschappen (PWA's)
  17. Alle soorten detailhandel, met inbegrip van de markt- en straathandel en de detailhandel in niet-gespecialiseerde en gespecialiseerde winkels, zoals in voedings- en genotmiddelen, motorbrandstoffen, ICT-apparatuur, andere consumentenartikelen, cultuur- en recreatieartikelen, niet elders genoemde artikelen, en detailhandel buiten winkels en buiten markt- en straathandel
  18. De uitbating, oprichting, uitrusting en dienstverlening inzake hotels, restaurants, tavernes, cafés, bars, brasserieën, snackbars, frituren, tearooms, cateringdiensten, organisatie van banketten en andere feestelijke gelegenheden, en in het algemeen met de horecasector
  19. Het uitbaten van een traiteur- en afhaaldienst, en het organiseren van banketten, recepties en andere evenementen
  20. Groot- en detailhandel, handelsbemiddeling, invoer en uitvoer van alle verhandelbare goederen en producten, met inbegrip van groot- en detailhandel, in gespecialiseerde of niet-gespecialiseerde winkels, in voedings- en genotmiddelen, dranken, algemeen assortiment, koffie, thee, cacao en specerijen, groenten en fruit en in andere voedings- en genotmiddelen die niet elders zijn genoemd
  21. Groothandel in machines voor de productie van voedings- en genotmiddelen
  22. Groot- en detailhandel in en onderhoud en herstelling van allerhande gemotoriseerde voertuigen en motorfietsen, met inbegrip van handel in en onderhoud en reparatie van auto’s
  23. Handel in onderdelen en accessoires van motorvoertuigen en motorfietsen
  24. Verhuur en lease van motorvoertuigen en motorfietsen, van consumentenartikelen, van andere machines en werktuigen en andere materiële goederen, van intellectuele eigendom en vergelijkbare producten
  25. Alle mogelijke activiteiten van vervoer van goederen over de weg, met inbegrip van de opslag en overslag van goederen, alsook van alle overige vervoerondersteunende activiteiten
  26. Activiteiten van overige posterijen en koeriers
  27. Uitbating van een of meer verhuisbedrijven
  28. Huishoudhulp, al dan niet vergoed via het systeem van dienstencheques
  29. Alle administratieve en ondersteunende activiteiten ten behoeve van kantoren en overige zakelijke activiteiten
  30. Alle activiteiten van adviesbureaus op het gebied van bedrijfsbeheer
  31. Alle overige zakelijke dienstverlening, niet elders genoemd
  32. Alle activiteiten van een managementvennootschap, met inbegrip van de uitoefening van mandaten van bestuurder en vereffenaar in andere rechtspersonen
  33. Alle activiteiten van holdings, met inbegrip van de verwerving van en de deelneming in andere ondernemingen ten titel van investering en het beheer van een portefeuille van financiële effecten
  34. Alle activiteiten van een patrimoniumvennootschap, met inbegrip van de handel in eigen onroerend goed en de verhuur en exploitatie van eigen of geleased onroerend goed
  35. Het verstrekken van vormingen en alle soorten opleidingen inzake alle domeinen die tot de bekwaamheden van de vennootschap behoren, alsook het organiseren van beurzen en andere evenementen betreffende deze domeinen

The full purpose is in the deed

deed of 01-10-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“- Omvang van de bevoegdheden van de personen die gemachtigd zijn de vennootschap te besturen en te vertegenwoordigen, en de wijze waarop zij…”
Board ruleHow the board is made up, meets and takes decisions.
“Benoemd met of zonder beperking van duur, statutair bestuurder indien benoemd in statuten, één of meer bestuurders” (deed in Dutch)

deed of 01-10-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
“Zij kan alle roerende en onroerende goederen voor de uitbating of als uitrusting verwerven, verhuren of huren, oprichten, vervreemden of…” (deed in Dutch)
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…” (deed in Dutch)
Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
“Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…” (deed in Dutch)

deed of 01-10-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Liquidation distribution: “Na aanzuivering schulden of consignatie, herstelling evenwicht aandelen (volstorting of terugbetaling), netto actief verdeeld onder…” (deed in Dutch)
“Behoudens in de gevallen voorzien door de wet of deze statuten, worden de besluiten genomen bij meerderheid van stemmen, ongeacht het aantal…” (deed in Dutch)
4 more provisions in the deed, see the deed of 01-10-2024

deed of 01-10-2024