Turnover
≈ €820,000 estimated
The accounts state no turnover.
SCHUITEN GAEL
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €248,191 (2025)
€248,191▲ 11.1%
lowest -€6,822 (2016)
€6,637▲ 171%
peak €73,146 (2025)
€73,146▲ 10.0%
€86,636▲ 17.7%
peak 2 FTE (2018)
-not published
Board1 name since 2021
1 directorSCHUITEN Gaël
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Result from €2,446 to €6,637Debts from €73,627 to €86,636Cash from €47,614 to €90,408
Key points
from the 2025 annual accountsChecked score
91
Excellent
Financially stronger than 60% of micro companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.6 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 1.84, cash €90,408
Founded in 2001
Equity €73,146 (45.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 54% of them on solvency, 84% on liquidity, 50% on profitability and 54% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as SCHUITEN GAEL has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SCHUITEN GAEL itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for SCHUITEN GAEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.84 (1.96 in 2024), above the usual 1.5. Short-term debt is 40.6% and cash 56.6% of total assets. However, 54.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €73,146
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
27 days early
2023
22 days late
2022
29 days late
2021
16 days late
2020
30 days late
2019
19 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475236157
Change of role: SCHUITEN Gaël, from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 28-12-2023 · Gazette deed
First establishment
SCHUITEN GAEL SPRL, Huart Hamoirlaan 81, Schaerbeek
Incorporation
published on 24-07-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCHUITEN GAEL Schaerbeek | €159,782 | €248,191 | 45.8% | - |
| MULTIPL SERVICES La Louvière | €163,978 | €219,357 | 52.7% | - |
| MINNE MONTAGEBEDRIJF Zele | €181,225 | €246,812 | 74.6% | - |
| MAISON DEBRY Jemeppe-sur-Sambre | €145,388 | €235,110 | 25.1% | - |
| DÜSEN KEMAL Oudsbergen | €148,312 | €222,033 | 91.9% | - |
| OUMALIS GEORGES CONSTRUCT Ham-sur-Heure-Nalinnes | €159,840 | €276,415 | -51.5% | - |
| PIERRET Joris et Etienne Viroinval | €191,919 | €226,180 | 33.4% | - |
These companies have the same main activity as SCHUITEN GAEL: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €145,000 and €192,000, founded between 1999 and 2004.
Official details
Source: KBO- Status
- Active since 13-07-2001Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.094.467.9461030 Schaerbeek, since 25-07-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 05-01-2026
Annual accounts 2025
- €159,782▲ 14.0%
- Employeeson 31-12-2025
- 3▼ 25.0%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on SCHUITEN GAEL
SCHUITEN GAEL files the micro format. That format states no turnover. The gross margin rose from €69,199 in 2006 to €248,191 in 2025.
The balance sheet grew most in 2009 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCHUITEN GAEL
- What is the company number of SCHUITEN GAEL?
- The company number of SCHUITEN GAEL is 0475.236.157. The VAT number is the same number with BE in front: BE 0475.236.157.
- Where is SCHUITEN GAEL based?
- The registered office is at Huart Hamoirlaan 81, 1030 Schaerbeek.Company details
- What does SCHUITEN GAEL do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of SCHUITEN GAEL?
- SCHUITEN GAEL is a private limited company (BV).
- When was SCHUITEN GAEL founded?
- SCHUITEN GAEL was founded on 13-07-2001.
- Is SCHUITEN GAEL still active?
- Yes, SCHUITEN GAEL is an active enterprise in the KBO register.
- How many employees does SCHUITEN GAEL have?
- SCHUITEN GAEL had an average of 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SCHUITEN GAEL?
- The turnover in financial year 2025 is ≈ €820,000. This figure is estimated from the gross margin of €248,191 and 97 comparable companies (NACE 41001). It probably lies between €580,000 and €1.3m.
- Is SCHUITEN GAEL profitable?
- In financial year 2025, SCHUITEN GAEL made a profit of €6,637.
- Where can I find the annual accounts of SCHUITEN GAEL?
- SCHUITEN GAEL filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCHUITEN GAEL due?
- SCHUITEN GAEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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