Equity
€36,463 from €172,835 in 2015
Equity fell by 79% in 10 years.
MAISON DEBRY
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €312,742 (2020)
€235,110▼ 0.5%
lowest -€85,294 (2021)
-€17,663▼ €5,929
peak €172,835 (2015)
€36,463▼ 32.6%
€108,924▼ 5.1%
peak 5.8 FTE (2009)
-not published
Board1 name since 2021
1 directorDEBRY,Bernard René Serge Ghislain
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Loss of €17,663Equity from €54,126 to €36,463Cash from €3,225 to €4,791
Key points
from the 2025 annual accountsLosses
-€29,396 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€108,924 75% of the balance sheet
Financial debts 43%Suppliers 21%Taxes and wages 11%Other 24%
Of this, €61,640 falls due within a year.
Staff
2.1 FTE from 5.8 in 2009
Between 2009 and 2025, 64% of the full-time equivalents disappeared.
Filings
22 annual accounts since 2004
Two of the last ten came late. The 2017 accounts came latest: 29 days after the end of the period.
Position in the sector
-€17,663
Lower net result than 90% of companies in construction of buildings. Sector median €8,554 · 9,452 companies.
Checked score
63
Healthy
Financially stronger than 24% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024lowest value
02-2025: 0.5%● unchanged vs 01-2025lowest value
03-2025: 0.5%● unchanged vs 02-2025lowest value
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.2 percentage points vs 06-2025
08-2025: 0.9%▲ +0.1 percentage points vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 0.9%● unchanged vs 12-2025
02-2026: 0.9%● unchanged vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.9%● unchanged vs 05-2026
07-2026: 1.0%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.5 percentage points vs 07-2026
09-2026: 1.8%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 1.2%▼ -0.6 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Loss of €17,663, the second in a row (financial year 2025)
lowers risk
Founded in 2003
Size: total assets €145,388
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 32% of them on solvency, 29% on liquidity, 19% on profitability and 15% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,221 companies had the same profile as MAISON DEBRY has now. Each dot stands for 4 companies, two years later.
88.6%
were still trading
7.4%
stopped another way
3.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MAISON DEBRY itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,221 companies, not a prediction for MAISON DEBRY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.82 (0.91 in 2024), below 1. Short-term debt is 42.4% and cash 3.3% of total assets. 74.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17,663
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
21 days early
2023
28 days late
2022
24 days early
2021
25 days early
2020
33 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 9925:BE0861292197
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: DEBRY, Bernard René Serge Ghislain, from manager to director · Director discharge: DEBRY, Bernard René Serge Ghislain · Gazette deed
Registered office moved within Mornimont
New registered office: Rue Vieille Sambre 169 à 5190 MORNIMONT · Previous registered office: Zoning Industriel 18 à 5190 MORNIMONT · General meeting of 01-02-2020 · Gazette deed
Incorporation
published on 31-10-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MAISON DEBRY Jemeppe-sur-Sambre | €145,388 | €235,110 | 25.1% | - |
| DÜSEN KEMAL Oudsbergen | €148,312 | €222,033 | 91.9% | - |
| SCHUITEN GAEL Schaerbeek | €159,782 | €248,191 | 45.8% | - |
| OUMALIS GEORGES CONSTRUCT Ham-sur-Heure-Nalinnes | €159,840 | €276,415 | -51.5% | - |
| MULTIPL SERVICES La Louvière | €163,978 | €219,357 | 52.7% | - |
| PIERRET Joris et Etienne Viroinval | €191,919 | €226,180 | 33.4% | - |
| A-Z ServiPro Namur | €124,147 | €271,622 | 50.7% | 4.5 |
These companies have the same main activity as MAISON DEBRY: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €124,000 and €192,000, founded between 1998 and 2004.
Official details
Source: KBO- Status
- Active since 24-10-2003Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 1 other
- Establishment unit
- 2.133.933.2865190 Jemeppe-sur-Sambre, since 15-10-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- ≈ €770,000estimated
- €145,388▼ 13.9%
- Employeeson 31-12-2025
- 3▲ 50.0%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on MAISON DEBRY
MAISON DEBRY files the micro format. That format states no turnover. The gross margin rose from €156,285 in 2006 to €235,110 in 2025.
The balance sheet grew most from 2007 to 2009 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MAISON DEBRY
- What is the company number of MAISON DEBRY?
- The company number of MAISON DEBRY is 0861.292.197. The VAT number is the same number with BE in front: BE 0861.292.197.
- Where is MAISON DEBRY based?
- The registered office is at Rue de la Vieille-Sambre,Morn. 169, 5190 Jemeppe-sur-Sambre.Company details
- What does MAISON DEBRY do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of MAISON DEBRY?
- MAISON DEBRY is a private limited company (BV).
- When was MAISON DEBRY founded?
- MAISON DEBRY was founded on 24-10-2003.
- Is MAISON DEBRY still active?
- Yes, MAISON DEBRY is an active enterprise in the KBO register.
- How many employees does MAISON DEBRY have?
- MAISON DEBRY had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of MAISON DEBRY?
- The turnover in financial year 2025 is ≈ €770,000. This figure is estimated from the gross margin of €235,110 and 97 comparable companies (NACE 41001). It probably lies between €550,000 and €1.2m.
- Is MAISON DEBRY profitable?
- In financial year 2025, MAISON DEBRY made a loss of €17,663.
- Where can I find the annual accounts of MAISON DEBRY?
- MAISON DEBRY filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MAISON DEBRY due?
- MAISON DEBRY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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