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SCHOONJANS

Active
Private limited companyfounded 199234 yrs activeFonteinstraat(Oke) 12, 9400 Ninove, BelgiumKBO/BCE: BE 0448.298.267
Summary

SCHOONJANS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €227k and a net result of €27k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
64 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-4
Solvency51▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.81 in 2023; short-term debt: 33.1% and cash: 19.3% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
57 d late
2023
65 d late
2022
71 d late
2021
30 d early
2020
61 d late
2019
91 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€227k▲ 13.3%
2023 · €201k
2018: €174k 2019: €186k 2020: €187k 2021: €197k 2022: €199k 2023: €201k
2018 → 2024
Total assets
€880k▲ 2.8%
2023 · €856k
2018: €599k 2019: €618k 2020: €584k 2021: €606k 2022: €900k 2023: €856k
2018 → 2024
Net result
€27k▲ 1,896%
2023 · €1k
2018: €7k 2019: €12k 2020: €542 2021: €11k 2022: €2k 2023: €1k
2018 → 2024
Working capital
€-4k▲ 91.9%
2023 · €-54k
2018: €100k 2019: €90k 2020: €150k 2021: €180k 2022: €-118k 2023: €-54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€187k-€197k▲ 5.8%€199k▲ 1.0%€201k▲ 0.7%€227k▲ 13.3%
Operating result€10k-€25k▲ 146%€16k▼ 35.6%€19k▲ 18.8%€63k▲ 230%
Net result€542-€11k▲ 1,904%€2k▼ 82.2%€1k▼ 30.9%€27k▲ 1,896%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €10k€10kNet result 2020: €542€542Operating result 2021: €25k€25kNet result 2021: €11k€11kOperating result 2022: €16k€16kNet result 2022: €2k€2kOperating result 2023: €19k€19kNet result 2023: €1k€1kOperating result 2024: €63k€63kNet result 2024: €27k€27k20202021202220232024€0€20k€40k€60kOperating result 2022: €16k€16kNet result 2022: €2k€1.9kOperating result 2023: €19k€19kNet result 2023: €1k€1.3kOperating result 2024: €63k€63kNet result 2024: €27k€27k202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 230% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €880k
Fixed assets €593k ▼ 5.5%
Current assets €287k ▲ 25.6%
Equity and liabilities €880k
Equity €227k ▲ 13.3%
Debt €652k ▼ 0.5%
Debt's share of the balance-sheet total falls from 76.6% to 74.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€98k
2023 · €97k
Cash flow
€62k
2023 · €79k
Current ratio
0.99
2023 · 0.81
Quick ratio
0.66
2023 · 0.47
Debt to equity
2.87
2023 · 3.27
ROE
11.7%
2023 · 0.7%
ROA
3.0%
2023 · 0.2%
Interest coverage
4.59
2023 · 5.50
Debt ≤ 1 year
€291k
2023 · €282k
Debt > 1 year
€361k
2023 · €373k
Income taxes
€15k
2023 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet Code20232024
Assets
Total assets20/58€856k€880k
Fixed assets21/28€628k€593k
Tangible fixed assets22/27€627k€592k
Land and buildings22€620k€589k
Plant, machinery and equipment23€8k€4k
Financial fixed assets28€402€402=
Current assets29/58€228k€287k
Stocks and contracts in progress3€95k€95k=
Stocks30/36€95k€95k=
Amounts receivable within one year40/41€27k€22k
Trade receivables40€27k€22k
Cash at bank and in hand54/58€107k€170k
Equity and liabilities
Total equity and liabilities10/49€856k€880k
Equity10/15€201k€227k
Contributions10/11€50k€50k=
Reserves13€151k€178k
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€146k€173k
Amounts payable17/49€655k€652k
Amounts payable after more than one year17€373k€361k
Financial debts170/4€373k€361k
Amounts payable within one year42/48€282k€291k
Current portion of amounts payable after more than one year42€12k€12k
Trade debts44€8k€2k
Suppliers440/4€8k€2k
Taxes, remuneration and social security45€17k€34k
Taxes450/3€17k€34k
Other amounts payable47/48€245k€243k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€35k
Other operating charges640/8€5k€6k
Gross operating margin9900€102k€103k
Operating profit (loss)9901€19k€63k
Financial charges65/66B€18k€21k
Recurring financial charges65€18k€21k
Profit (loss) for the period before taxes9903€1k€42k
Income taxes67/77€129€15k
Profit (loss) for the period9904€1k€27k
Profit (loss) for the period to be appropriated9905€1k€27k
Appropriation of the result
Profit (loss) to be appropriated9906€1k€27k
Transfer to equity691/2€1k€27k
To other reserves6921€1k€27k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial Highest result since 2018net €27k ▲1896%
Operating result €63k, net result €27k, both a record.
04-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial Equity above €200kEq €201k ▲0.7%
6 profitable years in a row build equity to €201k.
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial Weakest financial yearnet €542 ▼95.6%
Net result drops to €542, the lowest in the series; recovery starts the following year.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
09-12
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 131 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1998
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Fonteinstraat(Oke) 129400 Ninove
Ground area
636 m²
Building footprint
345 m²
Volume, LiDAR
2,151 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fonteinstraat(Oke) 12A, 9400 Ninove
NACE 4520002
since 19982.059.280.306
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41049A0498/00M000 Flanders 424 m² 1 · 345 m² 10.9 m · 2 fl.
41049A0498/00D000 Flanders 212 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-09-1992
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.