SCHOONJANS
ActiveSummary
SCHOONJANS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €227k and a net result of €27k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 27% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-4
Solvency51▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.81 in 2023; short-term debt: 33.1% and cash: 19.3% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
65 d late
2022
71 d late
2021
30 d early
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€227k▲ 13.3%
2023 · €201k
2018: €174k
2019: €186k
2020: €187k
2021: €197k
2022: €199k
2023: €201k
2018 → 2024
Total assets
€880k▲ 2.8%
2023 · €856k
2018: €599k
2019: €618k
2020: €584k
2021: €606k
2022: €900k
2023: €856k
2018 → 2024
Net result
€27k▲ 1,896%
2023 · €1k
2018: €7k
2019: €12k
2020: €542
2021: €11k
2022: €2k
2023: €1k
2018 → 2024
Working capital
€-4k▲ 91.9%
2023 · €-54k
2018: €100k
2019: €90k
2020: €150k
2021: €180k
2022: €-118k
2023: €-54k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€187k-€197k▲ 5.8%€199k▲ 1.0%€201k▲ 0.7%€227k▲ 13.3%
Operating result€10k-€25k▲ 146%€16k▼ 35.6%€19k▲ 18.8%€63k▲ 230%
Net result€542-€11k▲ 1,904%€2k▼ 82.2%€1k▼ 30.9%€27k▲ 1,896%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 230% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €880k
Fixed assets
€593k ▼ 5.5%
Current assets
€287k ▲ 25.6%
Equity and liabilities €880k
Equity
€227k ▲ 13.3%
Debt
€652k ▼ 0.5%
Debt's share of the balance-sheet total falls from 76.6% to 74.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2023 · €97k
Cash flow
€62k▼
2023 · €79k
Current ratio
0.99▲
2023 · 0.81
Quick ratio
0.66▲
2023 · 0.47
Debt to equity
2.87▼
2023 · 3.27
ROE
11.7%▲
2023 · 0.7%
ROA
3.0%▲
2023 · 0.2%
Interest coverage
4.59▼
2023 · 5.50
Debt ≤ 1 year
€291k▲
2023 · €282k
Debt > 1 year
€361k▼
2023 · €373k
Income taxes
€15k▲
2023 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€856k€880k▲
Fixed assets21/28€628k€593k▼
Tangible fixed assets22/27€627k€592k▼
Land and buildings22€620k€589k▼
Plant, machinery and equipment23€8k€4k▼
Financial fixed assets28€402€402=
Current assets29/58€228k€287k▲
Stocks and contracts in progress3€95k€95k=
Stocks30/36€95k€95k=
Amounts receivable within one year40/41€27k€22k▼
Trade receivables40€27k€22k▼
Cash at bank and in hand54/58€107k€170k▲
Equity and liabilities
Total equity and liabilities10/49€856k€880k▲
Equity10/15€201k€227k▲
Contributions10/11€50k€50k=
Reserves13€151k€178k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€146k€173k▲
Amounts payable17/49€655k€652k▼
Amounts payable after more than one year17€373k€361k▼
Financial debts170/4€373k€361k▼
Amounts payable within one year42/48€282k€291k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€17k€34k▲
Taxes450/3€17k€34k▲
Other amounts payable47/48€245k€243k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€35k▼
Other operating charges640/8€5k€6k▲
Gross operating margin9900€102k€103k▲
Operating profit (loss)9901€19k€63k▲
Financial charges65/66B€18k€21k▲
Recurring financial charges65€18k€21k▲
Profit (loss) for the period before taxes9903€1k€42k▲
Income taxes67/77€129€15k▲
Profit (loss) for the period9904€1k€27k▲
Profit (loss) for the period to be appropriated9905€1k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€27k▲
Transfer to equity691/2€1k€27k▲
To other reserves6921€1k€27k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €27k ▲1896%
Operating result €63k, net result €27k, both a record.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
Financial
Equity above €200kEq €201k ▲0.7%
6 profitable years in a row build equity to €201k.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €542 ▼95.6%
Net result drops to €542, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 131 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fonteinstraat(Oke) 129400 NinoveGround area
636 m²
Building footprint
345 m²
Volume, LiDAR
2,151 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fonteinstraat(Oke) 12A, 9400 Ninove
since 19982.059.280.306
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41049A0498/00M000 | Flanders | 424 m² | 1 · 345 m² | 10.9 m · 2 fl. |
| 41049A0498/00D000 | Flanders | 212 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CULINAS
BE 0466.763.703
Brugge · Eq €227,356
Woodline Project
BE 0448.772.973
Antwerpen · Eq €227,507
EGGERMONT GEERT
BE 0867.256.313
Deerlijk · Eq €227,211
AS INVEST
BE 0727.494.456
Mouscron · Eq €227,546
G-R
BE 0466.032.441
Balen · Eq €227,686
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-1992
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.