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FDK

Active
Public limited companyfounded 1988active for 38 yearsBijenhof(HAL) 1, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0436.480.994
Summary

FDK has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €366,166 and a net result of €7,591. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 40% of 180 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€875,037total assets 2026
Equity
€366,166
Profit
€7,591
Turnover not published (abbreviated or micro format)
Financial health
92 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 121 days early0 of 7 deeds read
Why 92raises riskSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €875,037Figures for financial year 2026 (filed 02-07-2026)Founded in 1988Show the evidence

Checked score

Score 2026
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 43, micro)
Financial strength · tick = 2025
Strong
Solvency 67-3
equity 41.8% of total assets
Liquidity 57-39
short-term debt 11.5% · cash 6.6%
Profitability 58+52
return on assets 0.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,550 companies, NACE 43, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 1.2%▲ +1.2 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -1.2 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.94, compared with 1.83 in 2025, above the usual 1.5; short-term debt: 11.5% and cash: 6.6% of total assets), but 58.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 45% on solvency, 54% on liquidity, 27% on profitability and 40% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €875,037
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed 02-07-2026)
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-07-2026, 121 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
121 days early
2025
120 days early
2024
126 days early
2023
125 days early
2022
119 days early
2021
101 days early
2020
124 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 119 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Back to profitnet €7,591
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Back in profit in 2026after -€79,756 in 2025 €7,591 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Active since 1988founded 01-01-1988 38 years View

By topic

Financials

Financial year
2026
Total assets
€875,037
Profit
€7,591
Solvency
41.8%
Go to Financials

Timeline

Events
42
Since
1992
Next accounts
by 31-10-2027
  1. 27-06-2024Annual accounts filed
  2. 28-06-2023Annual accounts filed
  3. 31-03-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Joinery installationNACE 43320
Founded
01-01-1988
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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