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SCHEPENS

Active Risk: not assessed Private limited company (pre-2019)founded 2000active for 26 yearsEnglebert Adanglaan 54, 3970 LeopoldsburgKBO/BCE: BE 0471.516.406 #2 oldest company in Leopoldsburg, Finance and insurance sector

Lifetime

20 annual accounts with figures on one time axis, 26 filings since 2000
peak €224,707 (2025)
€224,707▲ 0.4%
lowest -€20,677 (2017)
€29,290▲ 12.2%
peak €144,246 (2025)
€144,246▲ 25.5%
€75,915▼ 24.9%
peak 3.7 FTE (2015)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Equity from €114,956 to €144,246Debts from €101,038 to €75,915Cash from €56,881 to €76,456

Key points

from the 2025 annual accounts

Equity

€144,246 ▲ 25.5%

SCHEPENS has made a profit without a break since 2022.

Turnover

≈ €450,000 estimated

The micro format states no turnover.

Filings

26 annual accounts since 2000
AprilJune31 JulyOctober200020102020

Ten of the last ten came late. The 2024 accounts came latest: 114 days after the end of the period.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0471516406
Purpose change · Amendment of the articles “Optreden als bemiddelaar voor de verzekeringsmaatschappij DVV verzekeringen nv gevestigd te 1000 Brussel…” (deed in Dutch) · General meeting of 24-04-2018 · Gazette deed
First establishment Englebert Adanglaan 54, Leopoldsburg
Incorporation published on 05-04-2000 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
SCHEPENS Leopoldsburg €220,161 €224,707 65.5% -
INSURE CONSULT Zottegem €219,797 €209,399 72.7% -
Rolland - Bosquet Assurances Wavre €238,224 €226,870 29.6% -
Dedecker & Pinter Mortsel €193,593 €248,427 35.4% 1.9
FINADAN Antwerp €204,305 €247,538 49.0% 2.8
Sertas Sint-Martens-Latem €196,413 €246,708 -11.4% 2
CASPEA Nivelles €203,202 €197,599 65.2% -

These companies have the same main activity as SCHEPENS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €194,000 and €238,000, founded between 2000 and 2002.

Official details

Source: KBO
Status
Active since 27-03-2000Normal situation
Activity
Insurance agents and brokersNACE 66220
Joint committee
307Insurance brokers and agencies · annual accounts 2025
Establishment unit
2.097.428.7233970 Leopoldsburg, since 06-07-2000
Financial year end
31 December
Peppol
Reachable since 12-09-2025
Company details

Annual accounts 2025

€220,161▲ 1.9%
Employeeson 31-12-2025
4▼ 20.0%
Filing
Filed on 25-08-2026
Financials

Insights on SCHEPENS

SCHEPENS files the micro format. That format states no turnover. The gross margin rose from €47,072 in 2006 to €224,707 in 2025.

The balance sheet grew most from 2008 to 2010 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SCHEPENS

What is the company number of SCHEPENS?
The company number of SCHEPENS is 0471.516.406. The VAT number is the same number with BE in front: BE 0471.516.406.
Where is SCHEPENS based?
The registered office is at Englebert Adanglaan 54, 3970 Leopoldsburg.Company details
What does SCHEPENS do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of SCHEPENS?
SCHEPENS is a private limited company (pre-2019) (BVBA).
When was SCHEPENS founded?
SCHEPENS was founded on 27-03-2000.
Is SCHEPENS still active?
Yes, SCHEPENS is an active enterprise in the KBO register.
How many employees does SCHEPENS have?
SCHEPENS had an average of 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SCHEPENS fall under?
In its 2025 annual accounts, SCHEPENS states joint committee 307 (Insurance brokers and agencies).
What is the turnover of SCHEPENS?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €224,707 and 30 comparable companies (NACE 66220). It probably lies between €360,000 and €570,000.
Is SCHEPENS profitable?
In financial year 2025, SCHEPENS made a profit of €29,290.
Where can I find the annual accounts of SCHEPENS?
SCHEPENS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHEPENS due?
SCHEPENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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