SCHEERLINCK
ActiveSummary
SCHEERLINCK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.0m and a net result of €754,746. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-4
Solvency100=
Growth46=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.25m at 30 days acceptable
Liquidity ample (current ratio 26.48 against 30.04 in 2024; short-term debt: 3.3% and cash: 16.9% of total assets), and 3.3% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
4.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
7 d early
2023
28 d late
2022
30 d late
2021
29 d late
2020
26 d late
2019
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
In the rankings
#2 company by equity in Geraardsbergen, Wholesale and retail trade sector#6 company by total assets in Geraardsbergen, Wholesale and retail trade sector
Turnover
€12.9m▲ 1.1%
2024 · €12.7m
EBIT margin
6.2%▼ 2.1pp
2024 · 8.3%
Net result
€754,746▼ 17.5%
2024 · €914,457
Working capital
€14.0m▲ 7.8%
2024 · €13.0m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€15.4m▲ 7.4%€16.4m▲ 6.0%€14.1m▼ 13.8%€12.7m▼ 9.8%€12.9m▲ 1.1%
Operating result€2.1m▲ 16.8%€2.3m▲ 10.7%€1.3m▼ 43.3%€1.1m▼ 19.3%€795,205▼ 24.5%
Net result€1.6m▲ 14.1%€1.9m▲ 14.0%€1.1m▼ 41.8%€914,457▼ 15.4%€754,746▼ 17.5%
EBIT margin13.5%▲ 1.1pp14.1%▲ 0.6pp9.3%▼ 4.8pp8.3%▼ 1.0pp6.2%▼ 2.1pp
Equity€15.2m▲ 12.1%€17.1m▲ 12.3%€14.3m▼ 16.0%€15.3m▲ 6.4%€16.0m▲ 4.9%
Total assets€16.4m▲ 7.2%€17.8m▲ 8.5%€14.9m▼ 15.9%€15.7m▲ 5.1%€16.6m▲ 5.5%
Debt€1.1m▼ 31.8%€680,146▼ 40.4%€597,215▼ 12.2%€447,590▼ 25.1%€550,259▲ 22.9%
Working capital€13.2m▲ 6.4%€15.2m▲ 14.7%€12.3m▼ 18.6%€13.0m▲ 5.3%€14.0m▲ 7.8%
Staff (FTE)23.8▲ 8.2%25.5▲ 7.1%24.6▼ 3.5%24.4▼ 0.8%23.3▼ 4.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.6m
Fixed assets
€2.0m ▼ 11.7%
Current assets
€14.6m ▲ 8.3%
Equity and liabilities €16.6m
Equity
€16.0m ▲ 4.9%
Debt
€550,259 ▲ 22.9%
Debt's share of the balance-sheet total rises from 2.8% to 3.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.3m▼
2024 · €1.6m
Cash flow
€1.3m▼
2024 · €1.4m
Current ratio
26.48▼
2024 · 30.04
Quick ratio
23.11▼
2024 · 26.47
Debt to equity
0.03▲
2024 · 0.03
ROE
4.7%▼
2024 · 6.0%
ROA
4.6%▼
2024 · 5.8%
Interest coverage
32.52▼
2024 · 79.54
Debt ≤ 1 year
€550,259▲
2024 · €447,590
Income taxes
€258,042▼
2024 · €311,986
Staff costs
€1.5m▼
2024 · €1.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €15.8m | €16.8m | €14.5m | €13.2m | €13.2m | ▲ 0.3% |
| Turnover70 | €15.4m | €16.4m | €14.1m | €12.7m | €12.9m | ▲ 1.1% |
| Other operating income74 | €383,068 | €417,575 | €345,006 | €412,854 | €314,823 | ▼ 23.7% |
| Non-recurring operating income76A | - | - | €2,066 | - | - | - |
| Operating charges60/66A | €13.7m | €14.5m | €13.2m | €12.1m | €12.4m | ▲ 2.4% |
| Goods for resale, raw materials and consumables60 | €10.8m | €11.4m | €9.7m | €8.8m | €9.0m | ▲ 2.1% |
| Purchases600/8 | €11.0m | €11.5m | €10.0m | €9.0m | €9.3m | ▲ 2.8% |
| Change in stocks: decrease (increase)609 | -€217,781 | -€108,951 | -€270,891 | -€186,169 | -€252,864 | ▼ 35.8% |
| Services and other goods61 | €1.1m | €1.3m | €1.5m | €1.3m | €1.3m | ▲ 4.4% |
| Remuneration, social security and pensions62 | €1.3m | €1.4m | €1.4m | €1.5m | €1.5m | ▼ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €518,987 | €325,628 | €450,606 | €502,007 | €524,108 | ▲ 4.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €39,043 | - | - | - | - |
| Other operating charges640/8 | €49,884 | €19,346 | €80,423 | €19,361 | €62,059 | ▲ 221% |
| Operating profit (loss)9901 | €2.1m | €2.3m | €1.3m | €1.1m | €795,205 | ▼ 24.5% |
| Financial income75/76B | €204,143 | €237,389 | €161,710 | €192,162 | €258,147 | ▲ 34.3% |
| Recurring financial income75 | €204,143 | €237,389 | €161,710 | €192,162 | €258,147 | ▲ 34.3% |
| Income from financial fixed assets750 | €1,297 | - | - | - | - | - |
| Income from current assets751 | €29,148 | €22,029 | €8,956 | €52,995 | €81,649 | ▲ 54.1% |
| Other financial income752/9 | €173,698 | €215,360 | €152,754 | €139,166 | €176,499 | ▲ 26.8% |
| Financial charges65/66B | €82,755 | €32,538 | €12,538 | €19,560 | €40,565 | ▲ 107% |
| Recurring financial charges65 | €82,755 | €32,538 | €12,538 | €19,560 | €40,565 | ▲ 107% |
| Debt charges650 | €26,788 | €11,782 | - | - | - | - |
| Other financial charges652/9 | €55,967 | €20,756 | €12,538 | €19,560 | €40,565 | ▲ 107% |
| Profit (loss) for the period before taxes9903 | €2.2m | €2.5m | €1.5m | €1.2m | €1.0m | ▼ 17.4% |
| Income taxes67/77 | €573,032 | €650,760 | €373,964 | €311,986 | €258,042 | ▼ 17.3% |
| Taxes670/3 | €573,032 | €650,760 | €373,964 | €311,986 | €258,467 | ▼ 17.2% |
| Tax adjustments and reversals of tax provisions77 | - | - | - | - | €426 | - |
| Profit (loss) for the period9904 | €1.6m | €1.9m | €1.1m | €914,457 | €754,746 | ▼ 17.5% |
| Transfer from tax-exempt reserves789 | €19,000 | €19,000 | €19,000 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1.6m | €1.9m | €1.1m | €914,457 | €754,746 | ▼ 17.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16.4m | €17.8m | €14.9m | €15.7m | €16.6m | ▲ 5.5% |
| Fixed assets21/28 | €2.2m | €1.9m | €2.0m | €2.3m | €2.0m | ▼ 11.7% |
| Intangible fixed assets21 | €9,915 | €15,780 | €12,000 | €8,221 | €4,442 | ▼ 46.0% |
| Tangible fixed assets22/27 | €2.2m | €1.9m | €2.0m | €2.3m | €2.0m | ▼ 11.5% |
| Land and buildings22 | €237,323 | €250,618 | €210,046 | €189,469 | €152,585 | ▼ 19.5% |
| Plant, machinery and equipment23 | €9,216 | €7,952 | €37,493 | €86,803 | €93,083 | ▲ 7.2% |
| Furniture and vehicles24 | €1.7m | €1.6m | €1.7m | €2.0m | €1.8m | ▼ 11.6% |
| Leasing and similar rights25 | €224,109 | - | - | - | - | - |
| Current assets29/58 | €14.1m | €15.9m | €12.9m | €13.4m | €14.6m | ▲ 8.3% |
| Amounts receivable after more than one year29 | - | - | - | €357,823 | €357,823 | = |
| Other amounts receivable291 | - | - | - | €357,823 | €357,823 | = |
| Stocks and contracts in progress3 | €1.0m | €1.1m | €1.4m | €1.6m | €1.9m | ▲ 15.8% |
| Stocks30/36 | €1.0m | €1.1m | €1.4m | €1.6m | €1.9m | ▲ 15.8% |
| Goods purchased for resale34 | €1.0m | €1.1m | €1.4m | €1.6m | €1.9m | ▲ 15.8% |
| Amounts receivable within one year40/41 | €2.5m | €2.4m | €2.2m | €1.7m | €1.8m | ▲ 4.8% |
| Trade receivables40 | €2.2m | €2.0m | €1.8m | €1.3m | €1.5m | ▲ 12.5% |
| Other amounts receivable41 | €318,006 | €348,609 | €403,426 | €352,362 | €266,114 | ▼ 24.5% |
| Current investments50/53 | €7.7m | €7.7m | €5.3m | €6.2m | €7.7m | ▲ 25.0% |
| Other investments51/53 | €7.7m | €7.7m | €5.3m | €6.2m | €7.7m | ▲ 25.0% |
| Cash at bank and in hand54/58 | €2.6m | €4.3m | €3.6m | €3.6m | €2.8m | ▼ 21.3% |
| Deferred charges and accrued income490/1 | €337,171 | €359,714 | €363,842 | €86,706 | €93,965 | ▲ 8.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16.4m | €17.8m | €14.9m | €15.7m | €16.6m | ▲ 5.5% |
| Equity10/15 | €15.2m | €17.1m | €14.3m | €15.3m | €16.0m | ▲ 4.9% |
| Contributions10/11 | €4.1m | €4.1m | €250,000 | €250,000 | €250,000 | = |
| Reserves13 | €420,713 | €408,171 | €395,629 | €395,629 | €395,629 | = |
| Non-distributable reserves130/1 | €376,879 | €376,879 | - | - | - | - |
| Reserves not available under the articles1311 | €376,879 | €376,879 | - | - | - | - |
| Tax-exempt reserves132 | €43,834 | €31,292 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | - | - | €376,879 | €376,879 | €376,879 | = |
| Profit (loss) carried forward14 | €10.7m | €12.6m | €13.7m | €14.6m | €15.4m | ▲ 5.2% |
| Provisions and deferred taxes16 | €12,916 | €6,458 | - | - | - | - |
| Deferred taxes168 | €12,916 | €6,458 | - | - | - | - |
| Amounts payable17/49 | €1.1m | €680,146 | €597,215 | €447,590 | €550,259 | ▲ 22.9% |
| Amounts payable after more than one year17 | €222,110 | - | - | - | - | - |
| Financial debts170/4 | €222,110 | - | - | - | - | - |
| Leasing and similar obligations172 | €222,110 | - | - | - | - | - |
| Amounts payable within one year42/48 | €919,597 | €680,146 | €597,215 | €447,590 | €550,259 | ▲ 22.9% |
| Current portion of amounts payable after more than one year42 | €143,764 | - | - | - | - | - |
| Trade debts44 | €584,153 | €426,981 | €367,313 | €249,811 | €359,490 | ▲ 43.9% |
| Suppliers440/4 | €584,153 | €426,981 | €367,313 | €249,811 | €359,490 | ▲ 43.9% |
| Taxes, remuneration and social security45 | €144,328 | €226,484 | €203,720 | €168,721 | €159,284 | ▼ 5.6% |
| Taxes450/3 | €55,133 | €124,153 | €91,511 | €55,632 | €36,451 | ▼ 34.5% |
| Remuneration and social security454/9 | €89,195 | €102,331 | €112,209 | €113,089 | €122,833 | ▲ 8.6% |
| Other amounts payable47/48 | €47,352 | €26,681 | €26,182 | €29,058 | €31,485 | ▲ 8.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.6m | €1.9m | €1.1m | €914,457 | €754,746 | ▼ 17.5% |
| + Depreciation and write-downs630 | €518,987 | €325,628 | €450,606 | €502,007 | €524,108 | ▲ 4.4% |
| Operating cash flow (approximation) | €2.1m | €2.2m | €1.5m | €1.4m | €1.3m | ▼ 9.7% |
| Investment in fixed assets (approximation) | - | -€17,422 | -€541,968 | -€762,962 | -€260,226 | ▲ 65.9% |
| Change in cash | - | €1.7m | -€682,073 | -€78,603 | -€756,992 | ▼ 863% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €754,746 ▼17.5%
Net result drops to €754,746, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €1.9m ▲14%
Operating result €2.3m, net result €1.9m, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 87 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diebeke(Sch) 319500 Geraardsbergen1 establishment unit
SCHEERLINCK BVBA
since 19982.086.644.697
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 4,637 EUR awarded · 4,971 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 496 EUR | 496 EUR |
| 2024 | 1 | 1,070 EUR | 1,070 EUR |
| 2023 | 2 | 2,629 EUR | 2,963 EUR |
| 2022 | 1 | 442 EUR | 442 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
875500NH3NYEULH55D45
Similar companies · same sector, comparable size
BOUWSPECIALITEITEN VAN PETEGHEM
BE 0432.359.682
Lokeren · Eq €15.9m
Christiaan De Wilde-Bouwmaterialen
BE 0400.141.133
Lochristi · Eq €16.3m
RESO
BE 0429.275.775
Kruisem · Eq €15.7m
M.G.S.
BE 0441.567.259
Marche-en-Famenne · Eq €16.4m
ARMA
BE 0423.980.367
Messancy · Eq €16.9m
Of 1,805 companies in sector 46831 we hold annual accounts for 1,397. 386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-1998
Fiscal year end31-12
Activities, NACEBEL 2025
46831Wholesale of construction materials, general range
43110Demolition
43990Other specialised construction activities
47521Retail sale of hardware, building materials, paint and glass (general range)
49410Freight transport by road
Scores and ratios are computed by Checked and are not a credit decision.