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RESO

Active
Public limited companyfounded 198640 yrs activeHolstraat (Nok) 5, 9771 Kruisem, BelgiumKBO/BCE: BE 0429.275.775
Summary

RESO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.7m and a net result of €219,252. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 75% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
RESOActiveChecked score 94/100
Risk analysis ReportCompare

Overview

What they do
Wholesale of construction materials, general range
NACE 46831NACE 46731NACE 51532
#6 company by total assets in Kruisem, Wholesale and retail trade sector2 sites
How big
€22.8mtotal assets 2025
Equity
€15.7m
Profit
€219,252
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Largest shareholder
O2 HOLDING · 50%
Holdings
2
Accounts 17 d early0 of 6 deeds read
Why 94- Liquidity: current ratio 1.11, cash €254,080+ Size: total assets €22.8m+ Founded in 1986+ Figures for FY 2025 (filed 14-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 46, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 94=
equity 68.8% of total assets
Liquidity 51+1
short-term debt 11.3% · cash 1.1%
Profitability 41+3
return on assets 1.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (748 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +0.9% vs 01-2025 03-2025: 0.1%▲ +1.8% vs 02-2025 04-2025: 0.1%▲ +6.1% vs 03-2025 05-2025: 0.1%▲ +9.0% vs 04-2025 06-2025: 0.1%▼ -4.5% vs 05-2025 07-2025: 0.2%▲ +48.8% vs 06-2025highest value 08-2025: 0.1%▼ -72.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▲ +1.9% vs 01-2026 03-2026: 0.1%▲ +5.6% vs 02-2026 04-2026: 0.1%▲ +17.5% vs 03-2026 05-2026: 0.1%▲ +9.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +15.1% vs 06-2026 08-2026: 0.1%▼ -40.5% vs 07-2026lowest value 09-2026: 0.1%● 0.0% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.11, cash €254,080 raises the probability
  • Size: total assets €22.8m lowers the probability for this profile
  • Founded in 1986 lowers the probability for this profile
  • Figures for FY 2025 (filed 14-07-2026) lowers the probability
Credit up to €1,450,000 at 30 days acceptable
Liquidity tight (current ratio 1.11 against 0.92 in 2024; short-term debt: 11.3% and cash: 1.1% of total assets), and 31.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, medium-sized). Better than this share of them on solvency 80%, liquidity 75%, profitability 24%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.11, cash €254,080
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €22.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 14-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
16 d early
2023
12 d early
2022
18 d early
2021
59 d late
2020
25 d late
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Positive: Among the best 11% on equitysector median €1.6m · 5,395 companies €15.7m View
  • Positive: 8 profitable years in a rowprofit 2025: €219,252 8 years View
  • Positive: Result rose in 2025from €167,708 to €219,252 ▲ 30.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€22.8m
Profit
€219,252
Solvency
68.8%
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 14-07-2026Annual accounts filed
  2. 15-07-2025Annual accounts filed
  3. 19-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
30-06-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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