Equity
€335,484 ▲ 2.8%
SCEMS paid out €54,320 in dividends. That is 86% of the 2025 profit.
SCEMS
Lifetime
11 annual accounts with figures on one time axispeak €132,228 (2022)
€116,059▲ 8.1%
peak €88,309 (2022)
€63,461▲ 11.9%
peak €335,484 (2025)
€335,484▲ 2.8%
€86,571▲ 79.6%
Board2 names since 2021
2 directorsVAN DYCK Stefan Celina Raymond and 1 other
Documentsfilings and deeds
17-06-202644 days before the deadline
2025micro format
Dividend €54,320Debts from €48,190 to €86,571
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Liquidity
4.43 was 6.45 in 2024
Short-term debts rose from €48,190 to €86,571.
Filings
11 annual accounts since 2015
The last five annual accounts were filed 31 to 44 days before the end of the period.
Position in the sector
€335,484
More equity than 87% of companies in office administrative support. Sector median €53,928 · 9,708 companies.
Public support
€324,792 awarded from 2021 to 2025
EU support, mostly Horizon Europe.
Checked score
96
Excellent
Financially stronger than 71% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 4.43, cash €367,074
Equity €335,484 (79.5% of total assets)
Size: total assets €422,055
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 88% on liquidity, 62% on profitability and 46% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as SCEMS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SCEMS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for SCEMS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.43 (6.45 in 2024), above the usual 1.5. Short-term debt is 20.5% and cash 87% of total assets. 20.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 days early
2024
37 days early
2023
41 days early
2022
31 days early
2021
39 days early
2020
39 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0507984545
2 managers resigning, 2 directors reappointed
Resignations: VAN DYCK Stefan Celina Raymond (manager) and VERHEYEN Greet Julia Vital (manager) · Reappointments: VAN DYCK Stefan Celina Raymond (director) and VERHEYEN Greet Julia Vital (director) · General meeting of 10-06-2021 · Gazette deed
Incorporation
published on 09-01-2015 · Gazette deed
First establishment
Gery Helderenbergstraat 24, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCEMS Sint-Niklaas | €422,055 | €116,059 | 79.5% | - |
| Miglia IM Erpe-Mere | €448,399 | €123,617 | 79.4% | - |
| GARRULUS Ghent | €414,833 | €106,256 | 71.5% | - |
| PRODUCT RESCUE Lievegem | €448,815 | €128,618 | 78.1% | - |
| Profectis Ghent | €351,971 | €114,355 | 56.8% | - |
| PK ENGAGE Bree | €390,368 | €104,953 | 55.8% | - |
| A FORTIORI CONSULT Deerlijk | €443,605 | €97,341 | 76.2% | - |
These companies have the same main activity as SCEMS: other business support services (NACE 82990). They are comparable in size and age: total assets between €352,000 and €449,000, founded between 2013 and 2015.
Official details
Source: KBO- Status
- Active since 07-01-2015Normal situation
- Activity
- Other business support servicesNACE 82990and 3 others
- Establishment unit
- 2.237.912.1409100 Sint-Niklaas, since 06-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 06-04-2025
Annual accounts 2025
- €422,055▲ 12.7%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on SCEMS
SCEMS files the micro format. That format states no turnover. The gross margin rose from €77,030 in 2015 to €116,059 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCEMS
- What is the company number of SCEMS?
- The company number of SCEMS is 0507.984.545. The VAT number is the same number with BE in front: BE 0507.984.545.
- Where is SCEMS based?
- The registered office is at Gery Helderenbergstraat 24, 9100 Sint-Niklaas.Company details
- What does SCEMS do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of SCEMS?
- SCEMS is a private limited company (BV).
- When was SCEMS founded?
- SCEMS was founded on 07-01-2015.
- Is SCEMS still active?
- Yes, SCEMS is an active enterprise in the KBO register.
- What is the turnover of SCEMS?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €116,059 and 31 comparable companies (NACE 82990). It probably lies between €140,000 and €240,000.Financials
- Is SCEMS profitable?
- In financial year 2025, SCEMS made a profit of €63,461.
- Where can I find the annual accounts of SCEMS?
- SCEMS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCEMS due?
- SCEMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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