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SCE Engineering

Active
Private limited companyfounded 2024active for 2 yearsRue des Grogères 26, 6001 Charleroi, BelgiumKBO/BCE: BE 1014.161.823
Summary

The computed 12-month bankruptcy probability of SCE Engineering is 4.5% (elevated). The 2025 annual accounts show equity of €8,557 and a net result of €6,307. Its solvency ranks better than 49% of 9,354 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €110,000turnover 2025, estimated
Equity
€8,557
Profit
€6,307
Turnover estimated from the gross margin
Financial health
40 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.5%
Structure
2025 accounts on time
Why 40raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €20,248Liquidity: current ratio 1.73, cash €65Show the evidence

Checked score

Score 2025
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 53% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency 67
equity 42.3% of total assets
Liquidity 21
short-term debt 57.7% · cash 0.3%
Profitability 100
return on assets 31.1%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,448 companies, NACE 41, micro)
Last 24 months 10-2025: 3.6%lowest value 11-2025: 3.6%● unchanged vs 10-2025lowest value 12-2025: 3.7%▲ +0.1 percentage points vs 11-2025 01-2026: 4.0%▲ +0.3 percentage points vs 12-2025 02-2026: 4.2%▲ +0.2 percentage points vs 01-2026 03-2026: 4.5%▲ +0.3 percentage points vs 02-2026 04-2026: 4.5%● unchanged vs 03-2026 05-2026: 5.0%▲ +0.5 percentage points vs 04-2026highest value 06-2026: 4.9%▼ -0.1 percentage points vs 05-2026 07-2026: 4.7%▼ -0.2 percentage points vs 06-2026 08-2026: 4.4%▼ -0.3 percentage points vs 07-2026 09-2026: 4.5%▲ +0.1 percentage points vs 08-2026 10-2026: 4.5%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.73, above the usual 1.5; short-term debt: 57.7% and cash: 0.3% of total assets), but 57.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 50% on solvency, 17% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €20,248
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.73, cash €65
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointments: TCHAMDJIE MONGA Cédric (director)…

Financials · financial year 2025, micro format

Turnover
≈ €110,000
Estimated: probably between €60,000 and €210,000
Total assets
€20,248
Net result
€6,307
Working capital
€8,557

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €20,248
Equity €8,557
Debt €11,692
Debt finances 57.7% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.73
Quick ratio
0.44
Debt to equity
1.37
ROE
73.7%
ROA
31.1%
Debt ≤ 1 year
€11,692
Income taxes
€2,771

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€20,248
Current assets29/58€20,248
Stocks and contracts in progress3€15,115
Stocks30/36€15,115
Amounts receivable within one year40/41€5,068
Trade receivables40€3,379
Other amounts receivable41€1,689
Cash at bank and in hand54/58€65
Equity and liabilities
Total equity and liabilities10/49€20,248
Equity10/15€8,557
Contributions10/11€2,250
Profit (loss) carried forward14€6,307
Amounts payable17/49€11,692
Amounts payable within one year42/48€11,692
Trade debts44€566
Suppliers440/4€566
Taxes, remuneration and social security45€2,771
Taxes450/3€2,771
Other amounts payable47/48€8,355
Income statement Code2025
Other operating charges640/8€387
Gross operating margin9900€9,549
Operating profit (loss)9901€9,162
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€9,077
Income taxes67/77€2,771
Profit (loss) for the period9904€6,307
Profit (loss) for the period to be appropriated9905€6,307
Appropriation of the result
Profit (loss) to be appropriated9906€6,307

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€387
Gross operating margin9900€9,549
Operating profit (loss)9901€9,162
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€9,077
Income taxes67/77€2,771
Profit (loss) for the period9904€6,307
Profit (loss) for the period to be appropriated9905€6,307
Line2025
Assets
Total assets20/58€20,248
Current assets29/58€20,248
Stocks and contracts in progress3€15,115
Stocks30/36€15,115
Amounts receivable within one year40/41€5,068
Trade receivables40€3,379
Other amounts receivable41€1,689
Cash at bank and in hand54/58€65
Equity and liabilities
Total equity and liabilities10/49€20,248
Equity10/15€8,557
Contributions10/11€2,250
Profit (loss) carried forward14€6,307
Amounts payable17/49€11,692
Amounts payable within one year42/48€11,692
Trade debts44€566
Suppliers440/4€566
Taxes, remuneration and social security45€2,771
Taxes450/3€2,771
Other amounts payable47/48€8,355
Line2025
Profit (loss) for the period9904€6,307
Operating cash flow (approximation)€6,307

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-07-2026 2026-00387658

Similar companies · same sector, comparable size

Of the 29,223 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,403. 8,935 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2024
TCHAMDJIE MONGA Cédric
Director (not named in the articles) · since 25-09-2024
Current
TSAGUE DONGMO Narcisse Sorel
Director (not named in the articles) · since 25-09-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2024, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
TCHAMDJIE MONGA Cédric
  • Director (not named in the articles), from 25-09-2024 to date
TSAGUE DONGMO Narcisse Sorel
  • Director (not named in the articles), from 25-09-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 30-09-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 30-09-2024 Incorporation · €2,250 · 100 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

SCE Engineering was incorporated on 26 September 2024 as a private limited company by two natural persons, with a starting capital of €2,250.12 The board currently has 2 members; 2 of them have served since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 30-09-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
30-09
Gazette deed Incorporation
Appointments: TCHAMDJIE MONGA Cédric (director) and TSAGUE DONGMO Narcisse Sorel (director) · Founder · Founding capital7 facts ▸
  • Incorporation, 25-09-2024
  • Founder, TCHAMDJIE MONGA Cédric
  • Founder, TSAGUE DONGMO Narcisse Sorel
  • Founding capital, €2,250
  • Registered office clause, “6001 Charleroi, Rue des Grogères”, 26 (deed in French)
  • Director appointment, TCHAMDJIE MONGA Cédric (director (not named in the articles))
  • Director appointment, TSAGUE DONGMO Narcisse Sorel (director (not named in the articles))
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded26-09-2024
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002General construction of office buildings
68121Development of residential building projects
42110Construction of roads and motorways
43990Other specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail Info@sceengineering.be
Phone +32 488640037
Phone +32488541591
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014161823
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1014.161.823

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
337 m²
Building footprint
64 m²
Building volume
640 m³
Parcel 52393B0325/00W002, Wallonia · tallest building 11.2 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SCE Engineering
Rue des Grogères 26, 6001 CharleroiGeneral construction of residential buildings
since 2024unit no. 2.364.683.420
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
52393B0325/00W002 Wallonia 337 m² 1 · 64 m² 11.2 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“En matière d’architecture d’intérieur, un bureau d’études chargé notamment de l’organisation d’espaces de bureaux, industriels ou…” (deed in French)
45 activities (deed in French)
  1. En matière d’architecture d’intérieur, un bureau d’études chargé notamment de l’organisation d’espaces de bureaux, industriels ou commerciaux, l’établissement d’études, plans, coordination en ces domaines, l’achat et la revente de produits et articles de décoration, l’achat et la revente de mobilier d’aménagement pour bureau, commerce, industrie, habitation, l’achat et la vente, la location d’immeubles bâtis ou non, la gérance et l’administration de toute construction privée, commerciale, industrielle ou publique
  2. L’entreprise du bâtiment, sans limitation d’activité, celles qui seraient réglementées débutant à partir des agréations, en ce compris l’entreprise générale
  3. L’entreprise de démolition et de terrassement de voirie
  4. L’entreprise de travaux de pose de câbles et de canalisations diverses
  5. Le déblayage de chantiers
  6. La location de tout matériel de construction ou autre parmi lesquels on retrouve, les échafaudages, bobcat, foreuses, ponceuses, perceuses, mélangeurs, échelles, remorques, meuleuses, décapeuses, nettoyeurs haute pression, scies sauteuses, …
  7. L'entreprise de couverture et de toiture de constructions et tous bardages
  8. L'entreprise de fabrication et de placement de ferronneries, de charpenterie et de menuiseries entre autres châssis, portes, balustrades, escaliers, volets, métalliques, porte de garage, volet électrique, P.V.C., bois et aluminium
  9. Entreprise de construction métallique en aluminium, acier et inox
  10. Le placement de vitres dans les châssis dont l'exécution ne requiert pas un agrément spécial sur base d'un arrêté royal pris dans le cadre de la loi du quinze décembre mil neuf cent septante sur l'exercice des activités professionnelles dans les petites et moyennes entreprises
  11. Le nettoyage, l’entretien et la désinfection de meubles et objets divers ainsi que de locaux commerciaux et industriels, de bureaux, ainsi que le nettoyage de vitres, de façades
  12. L’entreprise d’aménagement de plaines de jeux et de sport, de parcs et de jardins ainsi que la désinfection et la dératisation
  13. L'entreprise de travaux de zingage
  14. L'entreprise de recouvrement de corniches en bois et en P.V.C.
  15. L'entreprise de construction, le parachèvement, l’entretien, la rénovation d’immeubles, de bâtiments (gros oeuvre et mise sous toit)
  16. L'entreprise de travaux d'étanchéité et revêtement de construction par asphaltage et bitumage
  17. L'entreprise d'isolation thermique et acoustique
  18. L'entreprise de travaux de plafonnage, de cimentage et de tous autres enduits
  19. L'entreprise de plomberie, d'installation sanitaire, de chauffage central à eau chaude et à vapeur, de chauffage au gaz, la réparation, l’entretien de chaudières
  20. L'entreprise d'installation de ventilation, de chauffage à air chaud, de conditionnement d'air et de tuyauteries industrielles
  21. L'entreprise de placement d'adoucisseur d'eau
  22. La fabrication, l’achat, la vente en gros ou en détail et la commercialisation en général des matériaux nécessaires à la construction ou à la rénovation d’immeubles
  23. L’activité d’intermédiaire dans de telles opérations
  24. La création, le développement et la promotion de projets immobiliers
  25. Pose et travaux de carrelages
  26. Tout qui ce rapporte à la maçonnerie
  27. L’entreprise de travaux d’égout
  28. L’entreprise de construction de pavillons démontables et de baraquements non métalliques
  29. L’entreprise de place de clôtures
  30. L’entreprise d’isolation thermique et acoustique
  31. L’entreprise de fabrication et d’installation de cheminées ornementales (à l’exclusion de travaux de marbrerie, taille de pierres et de mosaïque)
  32. L’entreprise de ramonage de cheminées
  33. L’entreprise de pose de chape, faux plafonds et de cloisons amovibles, de plaques de gyproc
  34. L’entreprise de peinture industrielle
  35. L’entreprise de fabrication et de garnissage de meubles non métalliques
  36. L’entreprise d’installation d’échafaudages, de rejointoyage et de nettoyage de façades
  37. L’entreprise d’installation d’électricité
  38. L’entreprise de pose de parquets
  39. L’entreprise de placement, d’entretien et de réparation de tous brûleurs
  40. L'import-export de toutes marchandises et de tout objet d’artisanat
  41. La création, le développement et la promotion de projets immobiliers
  42. Toute activité en rapport avec la manutention et le déménagement
  43. Accomplir toutes opérations immobilières au sens le plus large du terme et notamment assurer la gestion de tous biens immobiliers, intervenir en matière de conseils en réalisation immobilière, assurer ou coordonner la réalisation de projets immobiliers, acheter et vendre tout immeuble, droit, obligation et titre immobilier, ériger des immeubles, les aménager, les décorer, les prendre ou les donner en location, prendre ou donner des droits d’emphytéose ou de superficie, faire tous travaux en vue de rendre des immeubles rentables, lotir des terrains, créer la voirie nécessaire, conclure des contrats de leasing
  44. Réaliser toutes opérations immobilières et foncières et entre autres l'achat, la vente, l'échange, la construction, la reconstruction, la location et la gérance de tous immeubles bâtis, ainsi que l'achat, la vente, l'échange, la mise en valeur, le lotissement, l'exploitation, la location et l'affermage de tous immeubles non bâtis
  45. L'acquisition, la gestion et la vente de toutes valeurs mobilières et fonds publics

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SCE Engineering
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région de Bruxelles-Capitale ou en Région Wallonne, peut établir, par simple décision de l’organe d’administration, des sièges…” (deed in French)
Elected domicileThe address where directors or the company receive official documents.
“Siège, domicilié à l'étranger” (deed in French)

deed of 30-09-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
Board ruleHow the board is made up, meets and takes decisions.
“La société est administrée par un ou plusieurs administrateurs, personnes physiques ou morales, actionnaires ou non, nommés avec ou sans…” (deed in French)
“2” (deed in French)
1 more provision on this in the deed

deed of 30-09-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Chaque action donne un droit égal dans la répartition des bénéfices et des produits de la liquidation. Chaque action donne un droit de…” (deed in French)
“Toutes les actions sont nominatives, elles portent un numéro d'ordre. Elles sont inscrites dans le registre des actions nominatives ; ce…” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Applicables dans tous les cas de cessions entre vifs, soit à titre onéreux, soit à titre gratuit, tant volontaires que forcées (cas de…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Les actions nouvelles à souscrire en numéraire doivent être offertes par préférence aux actionnaires existants, proportionnellement au…” (deed in French)
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
One provision in the deed

deed of 30-09-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Peut participer à l'assemblée générale sans pouvoir participer au vote” (deed in French)
Meeting procedureHow the meeting runs, from opening to minutes.
One provision in the deed
Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
“Procuration écrite par tout moyen de transmission, majorité des voix, quel que soit le nombre de titres représentés” (deed in French)

deed of 30-09-2024

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Formes prévues pour les modifications aux statuts, décision de l'assemblée générale” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
One provision in the deed
JurisdictionWhich court has jurisdiction in a dispute about the company.
One provision in the deed

deed of 30-09-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Bank account: “Banque Belge reconnue, 2250.0” (deed in French)
Other provision: “L'organe d'administration peut déléguer la gestion journalière, ainsi que la représentation de la société en ce qui concerne cette gestion…” (deed in French)
Liquidation distribution: “Après apurement des dettes, charges et frais de liquidation ou consignation des montants, actif net réparti entre tous les actionnaires en…” (deed in French)
4 more provisions in the deed, see the deed of 30-09-2024

deed of 30-09-2024