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SCE Engineering

Active
Private limited companyfounded 20242 yrs activeRue des Grogères 26, 6001 Charleroi, BelgiumKBO/BCE: BE 1014.161.823
Summary

The computed 12-month bankruptcy probability of SCE Engineering is 2.6% (moderate). The 2025 annual accounts show equity of €8,557 and a net result of €6,307. Its solvency ranks better than 49% of 7625 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.73; short-term debt: 57.7% and cash: 0.3% of total assets), but 57.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
42.3%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SCE Engineering was incorporated on 26 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,557
Total assets
€20,248
Net result
€6,307
Working capital
€8,557

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €20,248
Equity €8,557
Debt €11,692
Debt finances 57.7% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.73
Quick ratio
0.44
Debt to equity
1.37
ROE
73.7%
ROA
31.1%
Debt ≤ 1 year
€11,692
Income taxes
€2,771

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€20,248
Current assets29/58€20,248
Stocks and contracts in progress3€15,115
Stocks30/36€15,115
Amounts receivable within one year40/41€5,068
Trade receivables40€3,379
Other amounts receivable41€1,689
Cash at bank and in hand54/58€65
Equity and liabilities
Total equity and liabilities10/49€20,248
Equity10/15€8,557
Contributions10/11€2,250
Profit (loss) carried forward14€6,307
Amounts payable17/49€11,692
Amounts payable within one year42/48€11,692
Trade debts44€566
Suppliers440/4€566
Taxes, remuneration and social security45€2,771
Taxes450/3€2,771
Other amounts payable47/48€8,355
Income statement Code2025
Other operating charges640/8€387
Gross operating margin9900€9,549
Operating profit (loss)9901€9,162
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€9,077
Income taxes67/77€2,771
Profit (loss) for the period9904€6,307
Profit (loss) for the period to be appropriated9905€6,307
Appropriation of the result
Profit (loss) to be appropriated9906€6,307

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€387
Gross operating margin9900€9,549
Operating profit (loss)9901€9,162
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€9,077
Income taxes67/77€2,771
Profit (loss) for the period9904€6,307
Profit (loss) for the period to be appropriated9905€6,307
Line2025
Assets
Total assets20/58€20,248
Current assets29/58€20,248
Stocks and contracts in progress3€15,115
Stocks30/36€15,115
Amounts receivable within one year40/41€5,068
Trade receivables40€3,379
Other amounts receivable41€1,689
Cash at bank and in hand54/58€65
Equity and liabilities
Total equity and liabilities10/49€20,248
Equity10/15€8,557
Contributions10/11€2,250
Profit (loss) carried forward14€6,307
Amounts payable17/49€11,692
Amounts payable within one year42/48€11,692
Trade debts44€566
Suppliers440/4€566
Taxes, remuneration and social security45€2,771
Taxes450/3€2,771
Other amounts payable47/48€8,355
Line2025
Profit (loss) for the period9904€6,307
Operating cash flow (approximation)€6,307

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
337 m²
Building footprint
64 m²
Volume, LiDAR
640 m³
Parcel 52393B0325/00W002, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SCE Engineering
Rue des Grogères 26, 6001 CharleroiReal estate development
since 20242.364.683.420
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52393B0325/00W002 Wallonia 337 m² 1 · 64 m² 11.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 8,651 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
68121Development of residential building projects
42110Construction of roads and motorways
43990Other specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
Contact
E-mail Info@sceengineering.be
Phone +32 488640037
Phone +32488541591
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014161823
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.