M&C CRYSTAL

Active

Private limited companyfounded 20241 yr activeNieuwstraat 120, 1730 Asse, BelgiumKBO/BCE: BE 1014.593.472

Summary

The computed 12-month bankruptcy probability of M&C CRYSTAL is 3.5% (moderate). The 2025 annual accounts show equity of €9,906 and a net result of €6,166. Its solvency ranks better than 48% of 8200 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

M&C CRYSTALActiveChecked score 51/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001General construction of buildings NACE 41201

Size

€23,577total assets 2025

Equity: €9,906
Profit: €6,166

Turnover not published (abridged schema)

Financial health

51 Fair Checked score 2025

Bankruptcy chance 12 m: 3.5%

Structure

Accounts 23 d early0 of 1 deed read

Why 51- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €23,577- No establishment unit in the KBOShow the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 61% of its sector peers (NACE 41, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 67

equity 42.0% of total assets

Liquidity 44

short-term debt 58.0% · cash 19.1%

Profitability 100

return on assets 26.2%

Bankruptcy probability, 12 months

3.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,168 companies)

Last 22 months 11-2025: 6.0% 12-2025: 6.1%▲ +2.3% vs 11-2025 01-2026: 6.7%▲ +9.5% vs 12-2025 02-2026: 6.9%▲ +3.2% vs 01-2026 03-2026: 7.5%▲ +8.9% vs 02-2026 04-2026: 7.5%● 0.0% vs 03-2026 05-2026: 8.2%▲ +8.8% vs 04-2026highest value 06-2026: 8.1%▼ -0.4% vs 05-2026 07-2026: 7.9%▼ -2.7% vs 06-2026 08-2026: 3.4%▼ -57.0% vs 07-2026lowest value 09-2026: 3.5%▲ +2.2% vs 08-2026 10-2026: 3.5%● 0.0% vs 09-2026

Founded in 2024 raises the probability for this profile
Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Size: total assets €23,577 raises the probability for this profile
No establishment unit in the KBO raises the probability

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.72; short-term debt: 58% and cash: 19.1% of total assets), but 58% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 50%, liquidity 42%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.