SCARCEZ
ActiveSCARCEZ has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-103k) and a net result of €-110k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▼-43
Solvency3▼-23
Growth43=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.96 against 1.28 in 2023; short-term debt: 55% and cash: 1.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-22%
Return on assets
-23.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-103k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
65 d late
2022
153 d late
2021
153 d late
2020
131 d late
2019
140 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.04M▼ 9.9%
2020 · €1.15M
2018: €793k
2019: €841k
2020: €1.15M
2018 → 2021
EBIT margin
-4.2%▼ 7.1pp
2020 · 2.9%
2018: 5.3%
2019: -6.4%
2020: 2.9%
2018 → 2021
Net result
€-110k▼ 30,525%
2023 · €-360
2018: €23k
2019: €-92k
2020: €5k
2021: €-71k
2022: €-8k
2023: €-360
2018 → 2024
Working capital
€-10k
2023 · €67k
2018: €246k
2019: €179k
2020: €185k
2021: €139k
2022: €66k
2023: €67k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.15M-€1.04M▼ 9.9%
Equity€86k-€15k▼ 82.0%€8k▼ 48.8%€8k▼ 4.5%€-103k
Operating result€33k-€-43k€5k€22k▲ 375%€-27k
Net result€5k-€-71k€-8k▲ 89.3%€-360▲ 95.2%€-110k▼ 30,525%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €27k after €22k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €467k
Fixed assets
€220k▼ 11.5%
Current assets
€247k▼ 20.8%
Key figures and ratios
EBITDA
€9k▼
2023 · €57k
Cash flow
€-75k▼
2023 · €35k
Solvency
-22.0%▼
2023 · 1.4%
Current ratio
0.96▼
2023 · 1.28
Quick ratio
0.19▼
2023 · 0.40
Debt / equity
-5.54▼
2023 · 72.98
ROA
-23.6%▼
2023 · -0.1%
Interest coverage
0.43▼
2023 · 3.37
Debt
€570k▲
2023 · €553k
Debt ≤ 1 year
€257k▲
2023 · €244k
Debt > 1 year
€313k▲
2023 · €308k
Income taxes
€252▼
2023 · €589
Staff costs
€120k▲
2023 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€560k€467k▼
Fixed assets21/28€248k€220k▼
Tangible fixed assets22/27€248k€220k▼
Land and buildings22€241k€210k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€3k€6k▲
Financial fixed assets28€50€50=
Current assets29/58€312k€247k▼
Stocks and contracts in progress3€213k€198k▼
Stocks30/36€213k€198k▼
Amounts receivable within one year40/41€72k€44k▼
Trade receivables40€22k€2k▼
Other amounts receivable41€50k€41k▼
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€25k€406▼
Equity and liabilities
Total equity and liabilities10/49€560k€467k▼
Equity10/15€8k€-103k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Profit (loss) carried forward14€-13k€-123k▼
Amounts payable17/49€553k€570k▲
Amounts payable after more than one year17€308k€313k▲
Financial debts170/4€308k€313k▲
Amounts payable within one year42/48€244k€257k▲
Current portion of amounts payable after more than one year42€31k€27k▼
Financial debts43€138k€47k▼
Credit institutions430/8€138k€47k▼
Trade debts44€2k€42k▲
Suppliers440/4€2k€42k▲
Advances received on contracts in progress46€799€799=
Taxes, remuneration and social security45€73k€140k▲
Taxes450/3€71k€135k▲
Remuneration and social security454/9€2k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62€119k€120k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€36k▲
Other operating charges640/8€9k€6k▼
Gross operating margin9900€184k€135k▼
Operating profit (loss)9901€22k€-27k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€2k€6k▲
Non-recurring financial income76B€2k-
Financial charges65/66B€26k€89k▲
Recurring financial charges65€17k€20k▲
Non-recurring financial charges66B€9k€69k▲
Profit (loss) for the period before taxes9903€229€-110k▼
Income taxes67/77€589€252▼
Profit (loss) for the period9904€-360€-110k▼
Profit (loss) for the period to be appropriated9905€-360€-110k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-123k▼
Profit (loss) brought forward from the previous period14P€-13k€-13k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-110k
Net result drops to €-110k, the lowest in the series.
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 131 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 153 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 88 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Dinant 1405570 BeauraingGround area
876 m²
Building footprint
185 m²
Volume, LiDAR
1,166 m³
Parcel 91013A0938/00F003, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Dinant 140, 5570 Beauraing
since 19882.039.419.060
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91013A0938/00F003 | Wallonia | 876 m² | 1 · 185 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEW SPECIAL
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HEEMBEEK MAINTENANCE
BE 1018.434.672
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DREAM WASH
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Of 2,545 companies in sector 95290 we hold annual accounts for 414. 204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-1988
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vincentscarcez@hotmail.com
Phone:082/71 19 13