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SLEUTELCENTRALE

Active
Private limited companyfounded 198738 yrs activeMercatorstraat 10, 2018 Antwerpen, BelgiumKBO/BCE: BE 0432.673.349

SLEUTELCENTRALE has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €290k and a net result of €49k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 2437 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
85 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+3
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.38 in 2023; short-term debt: 20.1% and cash: 21% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
44 d early
2023
37 d early
2022
38 d early
2021
2 d early
2020
2 d early
2019
47 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€290k▲ 20.5%
2023 · €240k
2018: €150k 2019: €161k 2020: €179k 2021: €187k 2022: €204k 2023: €240k
2018 → 2024
Total assets
€378k▲ 9.2%
2023 · €346k
2018: €428k 2019: €403k 2020: €400k 2021: €359k 2022: €344k 2023: €346k
2018 → 2024
Net result
€49k▲ 36.6%
2023 · €36k
2018: €4k 2019: €11k 2020: €17k 2021: €9k 2022: €17k 2023: €36k
2018 → 2024
Working capital
€128k▲ 33.1%
2023 · €96k
2018: €29k 2019: €37k 2020: €68k 2021: €64k 2022: €74k 2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€179k-€187k▲ 4.8%€204k▲ 9.2%€240k▲ 17.7%€290k▲ 20.5%
Operating result€32k-€21k▼ 35.9%€32k▲ 53.6%€54k▲ 70.8%€75k▲ 37.7%
Net result€17k-€9k▼ 50.8%€17k▲ 101%€36k▲ 110%€49k▲ 36.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2020: €32k€32kNet result 2020: €17k€17kOperating result 2021: €21k€21kNet result 2021: €9k€9kOperating result 2022: €32k€32kNet result 2022: €17k€17kOperating result 2023: €54k€54kNet result 2023: €36k€36kOperating result 2024: €75k€75kNet result 2024: €49k€49k20202021202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 38% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €378k
Fixed assets €174k▼ 3.2%
Current assets €204k▲ 22.7%
Equity and liabilities €378k
Equity €290k▲ 20.5%
Debt €88k▼ 16.6%
The debt ratio falls from 30.4% to 23.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€85k
2023 · €70k
Cash flow
€60k
2023 · €52k
Solvency
76.8%
2023 · 69.6%
Current ratio
2.69
2023 · 2.38
Quick ratio
1.71
2023 · 1.24
Debt / equity
0.30
2023 · 0.44
ROE
17.0%
2023 · 15.0%
ROA
13.1%
2023 · 10.5%
Interest coverage
24.09
2023 · 13.04
Debt
€88k
2023 · €105k
Debt ≤ 1 year
€76k
2023 · €70k
Debt > 1 year
€12k
2023 · €35k
Income taxes
€22k
2023 · €13k
Staff costs
€32k
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€346k€378k
Fixed assets21/28€180k€174k
Tangible fixed assets22/27€180k€174k
Land and buildings22€173k€165k
Plant, machinery and equipment23€7k€9k
Current assets29/58€166k€204k
Stocks and contracts in progress3€79k€74k
Stocks30/36€79k€74k
Amounts receivable within one year40/41€29k€45k
Trade receivables40€29k€45k
Other amounts receivable41€149€77
Current investments50/53€2k€2k
Cash at bank and in hand54/58€53k€79k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€346k€378k
Equity10/15€240k€290k
Contributions10/11€19k€19k=
Reserves13€112k€162k
Non-distributable reserves130/1€2k€0
Reserves not available under the articles1311€2k€0
Distributable reserves133€111k€162k
Profit (loss) carried forward14€109k€109k=
Amounts payable17/49€105k€88k
Amounts payable after more than one year17€35k€12k
Financial debts170/4€35k€12k
Amounts payable within one year42/48€70k€76k
Current portion of amounts payable after more than one year42€30k€23k
Financial debts43€0-
Credit institutions430/8€0-
Other loans439€0-
Trade debts44€13k€17k
Suppliers440/4€13k€17k
Taxes, remuneration and social security45€19k€27k
Taxes450/3€10k€18k
Remuneration and social security454/9€9k€9k
Other amounts payable47/48€9k€9k
Income statement Code20232024
Non-recurring operating income76A€17k€0
Remuneration, social security and pensions62€35k€32k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k
Other operating charges640/8€4k€4k
Non-recurring operating charges66A€0€4k
Gross operating margin9900€109k€126k
Operating profit (loss)9901€54k€75k
Financial income75/76B€21€78
Recurring financial income75€21€78
Financial charges65/66B€5k€4k
Recurring financial charges65€5k€4k
Profit (loss) for the period before taxes9903€49k€71k
Income taxes67/77€13k€22k
Profit (loss) for the period9904€36k€49k
Profit (loss) for the period to be appropriated9905€36k€49k
Appropriation of the result
Profit (loss) to be appropriated9906€146k€159k
Profit (loss) brought forward from the previous period14P€109k€109k=
Transfer to equity691/2€36k€49k
To other reserves6921€36k€49k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €49k ▲36.6%
Operating result €75k, net result €49k, both a record.
24-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €204k ▲9.2%
5 profitable years in a row build equity to €204k.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
25-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1987
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mercatorstraat 102018 Antwerpen
Ground area
109 m²
Building footprint
109 m²
Volume, LiDAR
961 m³
Parcel 11806F1214/00A002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SLEUTELCENTRALE
Mercatorstraat 10, 2018 AntwerpenWater transport
since 19872.032.072.301
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11806F1214/00A002 Flanders 109 m² 1 · 109 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 557 companies in sector 25999 we hold annual accounts for 351. 256 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-11-1987
Fiscal year end31-12
Activities, NACEBEL
25999Manufacture of fabricated metal products, except machinery and equipment
28754
52740
95290Repair and maintenance of other personal and household goods
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.