SCANNDESK
ActiveSummary
SCANNDESK has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€15,752) and a net result of €2,217. Equity is growing by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 3510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+8
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.38 against 0.35 in 2024; short-term debt: 262% and cash: 96.2% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-162%
Return on assets
22.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 3510 sector peers (2025).
NBB · sector comparisonPosition among 3510 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
28 d late
2022
30 d late
2021
31 d late
2020
16 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
-€15,752▲ 12.3%
2024 · -€17,969
Total assets
€9,722▲ 0.3%
2024 · €9,691
Net result
€2,217▲ 44.6%
2024 · €1,533
Working capital
-€15,752▲ 12.5%
2024 · -€17,994
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,248€1,052▼ 53.2%€5,299▲ 404%€2,606▼ 50.8%€3,519▲ 35.0%
Net result€1,575within the sector's middle half€260within the sector's middle half▼ 83.5%€3,551within the sector's middle half▲ 1,266%€1,533within the sector's middle half▼ 56.8%€2,217within the sector's middle half▲ 44.6%
Equity-€23,314below the sector's middle half▲ 6.3%-€23,054below the sector's middle half▲ 1.1%-€19,503below the sector's middle half▲ 15.4%-€17,969below the sector's middle half▲ 7.9%-€15,752below the sector's middle half▲ 12.3%
Total assets€28,111below the sector's middle half▼ 11.6%€26,410below the sector's middle half▼ 6.1%€12,201below the sector's middle half▼ 53.8%€9,691below the sector's middle half▼ 20.6%€9,722below the sector's middle half▲ 0.3%
Debt€51,425▼ 9.3%€49,464▼ 3.8%€31,704▼ 35.9%€27,660▼ 12.8%€25,474▼ 7.9%
Working capital-€23,461below the sector's middle half▲ 24.7%-€23,134below the sector's middle half▲ 1.4%-€19,552below the sector's middle half▲ 15.5%-€17,994below the sector's middle half▲ 8.0%-€15,752below the sector's middle half▲ 12.5%
Solvency-82.9%below the sector's middle half▼ 4.7pp-87.3%below the sector's middle half▼ 4.4pp-159.8%below the sector's middle half▼ 72.6pp-185.4%below the sector's middle half▼ 25.6pp-162.0%below the sector's middle half▲ 23.4pp
Current ratio0.54below the sector's middle half▲ 0.090.53below the sector's middle half▼ 0.010.38below the sector's middle half▼ 0.150.35below the sector's middle half▼ 0.030.38below the sector's middle half▲ 0.03
Return on assets (ROA)5.6%within the sector's middle half▲ 9.8pp1.0%within the sector's middle half▼ 4.6pp29.1%above the sector's middle half▲ 28.1pp15.8%within the sector's middle half▼ 13.3pp22.8%within the sector's middle half▲ 7.0pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Key figures and ratios
EBITDA
€3,543▲
2024 · €2,631
Cash flow
€2,242▲
2024 · €1,558
Debt to equity
-1.62▼
2024 · -1.54
Interest coverage
15.93▲
2024 · 13.01
Debt ≤ 1 year
€25,474▼
2024 · €27,660
Income taxes
€1,079▲
2024 · €871
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,119 | €67 | €31 | €25 | €25 | = |
| Other operating charges640/8 | €467 | €469 | €517 | €528 | €544 | ▲ 3.0% |
| Gross operating margin9900 | €8,834 | €1,588 | €5,847 | €3,159 | €4,087 | ▲ 29.4% |
| Operating profit (loss)9901 | €2,248 | €1,052 | €5,299 | €2,606 | €3,519 | ▲ 35.0% |
| Financial charges65/66B | €89 | €92 | €166 | €202 | €222 | ▲ 10.0% |
| Recurring financial charges65 | €89 | €92 | €166 | €202 | €222 | ▲ 10.0% |
| Profit (loss) for the period before taxes9903 | €2,159 | €960 | €5,133 | €2,404 | €3,296 | ▲ 37.1% |
| Income taxes67/77 | €584 | €700 | €1,582 | €871 | €1,079 | ▲ 23.9% |
| Profit (loss) for the period9904 | €1,575 | €260 | €3,551 | €1,533 | €2,217 | ▲ 44.6% |
| Profit (loss) for the period to be appropriated9905 | €1,575 | €260 | €3,551 | €1,533 | €2,217 | ▲ 44.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,111 | €26,410 | €12,201 | €9,691 | €9,722 | ▲ 0.3% |
| Fixed assets21/28 | €147 | €80 | €49 | €25 | - | - |
| Tangible fixed assets22/27 | €147 | €80 | €49 | €25 | - | - |
| Land and buildings22 | €147 | €80 | €49 | €25 | - | - |
| Current assets29/58 | €27,964 | €26,330 | €12,152 | €9,666 | €9,722 | ▲ 0.6% |
| Stocks and contracts in progress3 | €885 | €437 | - | - | - | - |
| Stocks30/36 | €885 | €437 | - | - | - | - |
| Amounts receivable within one year40/41 | €2,962 | €80 | €935 | €517 | €370 | ▼ 28.5% |
| Trade receivables40 | €2,962 | €80 | €435 | €197 | €89 | ▼ 54.8% |
| Other amounts receivable41 | - | - | €500 | €320 | €281 | ▼ 12.3% |
| Cash at bank and in hand54/58 | €24,117 | €25,813 | €11,217 | €9,149 | €9,352 | ▲ 2.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,111 | €26,410 | €12,201 | €9,691 | €9,722 | ▲ 0.3% |
| Equity10/15 | -€23,314 | -€23,054 | -€19,503 | -€17,969 | -€15,752 | ▲ 12.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €490 | €490 | €490 | €490 | €490 | = |
| Tax-exempt reserves132 | €490 | €490 | €490 | €490 | €490 | = |
| Profit (loss) carried forward14 | -€42,404 | -€42,144 | -€38,593 | -€37,059 | -€34,842 | ▲ 6.0% |
| Amounts payable17/49 | €51,425 | €49,464 | €31,704 | €27,660 | €25,474 | ▼ 7.9% |
| Amounts payable within one year42/48 | €51,425 | €49,464 | €31,704 | €27,660 | €25,474 | ▼ 7.9% |
| Trade debts44 | €808 | €3,442 | €2,012 | €2,794 | €1,879 | ▼ 32.7% |
| Suppliers440/4 | €808 | €3,442 | €2,012 | €2,794 | €1,879 | ▼ 32.7% |
| Taxes, remuneration and social security45 | €1,045 | €902 | €2,113 | €371 | €1,450 | ▲ 291% |
| Taxes450/3 | €1,045 | €902 | €2,113 | €371 | €1,450 | ▲ 291% |
| Other amounts payable47/48 | €49,572 | €45,120 | €27,579 | €24,495 | €22,145 | ▼ 9.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,575 | €260 | €3,551 | €1,533 | €2,217 | ▲ 44.6% |
| + Depreciation and write-downs630 | €6,119 | €67 | €31 | €25 | €25 | = |
| Operating cash flow (approximation) | €7,694 | €327 | €3,582 | €1,558 | €2,242 | ▲ 43.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | €1,696 | -€14,596 | -€2,068 | €203 | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €3,551 ▲1,266%
Operating result €5,299, net result €3,551, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €1,575
Net result €1,575 after 2 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Weakest financial yearnet -€1,321
Net result drops to -€1,321, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2001
Ground area
1,260 m²
Building footprint
124 m²
Volume, LiDAR
863 m³
Parcel 41016C0925/00B000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCANNDESK BVBA
since 20012.093.056.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016C0925/00B000 | Flanders | 1,260 m² | 1 · 124 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Stekene
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,138 companies in sector 74201 we hold annual accounts for 2,616. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded10-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473767301
Also
9925:BE0473767301
Registered
07-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.