Skip to content

N.J. CONTRASTE

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1994active for 32 yearsRue de Herve 254, 4030 Liège, BelgiumKBO/BCE: BE 0453.503.209
Summary

N.J. CONTRASTE has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€13,214) and a net result of €7,246. Equity remains stable across the filed financial years (±0.2% per year). Its solvency ranks better than 6% of 4,314 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Photography, excluding press photography
NACE 74201
1 site
Size
€12,892total assets 2025
Equity
-€13,214
Profit
€7,246
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 52 days early1 deed in the Belgian Official Gazette
Why 56raises riskCapped at 59: negative equityNegative equity -€13,214lowers riskSize: total assets €12,892Liquidity: current ratio 0.49, cash €11,136Figures for financial year 2025 (filed 09-06-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 51% of its sector peers (NACE 74, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 0=
equity -102.5% of total assets
Liquidity 50=
short-term debt 202.5% · cash 86.4%
Profitability 100=
return on assets 56.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,417 companies, NACE 74, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.2%● unchanged vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.49, compared with 0.4 in 2024, below 1; short-term debt: 202.5% and cash: 86.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 6% on solvency, 36% on liquidity, 88% on profitability and 74% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€13,214
NBB · annual accounts
lowers risk · Size: total assets €12,892
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.49, cash €11,136
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 09-06-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 4314 sector peers (2025).
NBB · sector comparison
Position among 4314 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
51 days early
2023
43 days early
2022
8 days early
2021
55 days early
2020
33 days early
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €10,549 ▲129%

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€13,214 View
  • Caution: Among the weakest 7% on solvencysector median 49.9% · 4,314 companies -102.5% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€12,892
Profit
€7,246
Solvency
-102.5%
Total assets▼ 1.6%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1996
Next accounts
by 31-07-2027
  1. 18-06-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 23-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Photography, excluding press photographyNACE 74201
Founded
26-09-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about N.J. CONTRASTE

What is the company number of N.J. CONTRASTE?
0453.503.209. In Belgium the VAT number is the company number with BE in front: BE 0453.503.209.
Where is N.J. CONTRASTE based?
The registered office is at Rue de Herve 254, 4030 Liège.Company details
What does N.J. CONTRASTE do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of N.J. CONTRASTE?
Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was N.J. CONTRASTE founded?
On 26-09-1994.
Is N.J. CONTRASTE still active?
Yes, N.J. CONTRASTE is an active enterprise in the KBO register.
What is the turnover of N.J. CONTRASTE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is N.J. CONTRASTE profitable?
In financial year 2025, N.J. CONTRASTE made a profit of €7,246.
Where can I find the annual accounts of N.J. CONTRASTE?
N.J. CONTRASTE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of N.J. CONTRASTE due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to N.J. CONTRASTE

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.