Financials
- Fiscal year
- 2025
- Total assets
- €20,040
- Profit
- €1,745
- Solvency
- 2.6%
Total assets▼ 6.1%
Net result
20182025
FOTO & TELECOM
ActiveSummary
FOTO & TELECOM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €528 and a net result of €1,745. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Photography, excluding press photography
NACE 74201NACE 74811
1 site
Size
€20,040total assets 2025
- Equity
- €528
- Profit
- €1,745
Turnover not published (abridged schema)
Structure
Accounts 49 d early0 of 6 deeds read
Why 88- Equity €528 (2.6% of total assets)+ Size: total assets €20,040+ Sector Other professional, scientific and technical activities (NACE 74)+ Founded in 2002Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
28+9
equity 2.6% of total assets
Liquidity
21-2
short-term debt 97.4% · cash 17.2%
Profitability
59-41
return on assets 8.7%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 17 months
06-2025: 0.3%highest value
07-2025: 0.3%▼ -14.9% vs 06-2025
08-2025: 0.3%● 0.0% vs 07-2025
09-2025: 0.3%● 0.0% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -1.1% vs 12-2025
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.3%▲ +4.0% vs 02-2026
04-2026: 0.3%▲ +5.7% vs 03-2026
05-2026: 0.3%▼ -3.0% vs 04-2026
06-2026: 0.3%▼ -1.0% vs 05-2026
07-2026: 0.2%▼ -37.6% vs 06-2026lowest value
08-2026: 0.2%● 0.0% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- Size: total assets €20,040 lowers the probability for this profile
- Equity €528 (2.6% of total assets) raises the probability
- Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
- Founded in 2002 lowers the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 16%, liquidity 12%, profitability 32%, growth against the median 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3831 sector peers (2025).
NBB · sector comparisonPosition among 3831 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
31 d early
2023
28 d late
2022
4 d early
2021
2 d early
2020
31 d late
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 12-06-2026Annual accounts filed
- 30-06-2025Annual accounts filed
- 28-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Photography, excluding press photographyNACE 74201
- Founded
- 05-12-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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