SB MANAGEMENT
ActiveSummary
SB MANAGEMENT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €-6k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-69
Solvency100▲+11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 2.78 in 2024; short-term debt: 24.6% and cash: 27.6% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
-4.5%
Age of the figures
18 mo
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 05-11-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
1 d early
2023
5 d early
2022
23 d late
2021
23 d early
2020
23 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 8.4%
2024 · €105k
2019: €51k
2021: €9k
2022: €81k
2023: €82k
2024: €105k
2019 → 2025
Total assets
€128k▼ 22.4%
2024 · €165k
2019: €154k
2021: €95k
2022: €125k
2023: €136k
2024: €165k
2019 → 2025
Net result
€-6k
2024 · €23k
2019: €7k
2021: €-22k
2022: €72k
2023: €1k
2024: €23k
2019 → 2025
Working capital
€66k▼ 19.9%
2024 · €82k
2019: €53k
2021: €-17k
2022: €72k
2023: €68k
2024: €82k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€81k▲ 764%€82k▲ 1.3%€105k▲ 28.3%€97k▼ 8.4%
Operating result€-19k-€77k€4k▼ 94.3%€36k▲ 710%€-7k
Net result€-22k-€72k€1k▼ 98.5%€23k▲ 2,056%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €36k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€31k ▼ 16.3%
Current assets
€97k ▼ 24.2%
Equity and liabilities €128k
Equity
€97k ▼ 8.4%
Debt
€31k ▼ 47.2%
The debt ratio falls from 36.1% to 24.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€862▼
2024 · €44k
Cash flow
€2k▼
2024 · €31k
Current ratio
3.09▲
2024 · 2.78
Debt / equity
0.33▼
2024 · 0.56
ROE
-6.0%▼
2024 · 22.1%
ROA
-4.5%▼
2024 · 14.1%
Interest coverage
0.53▼
2024 · 23.92
Debt ≤ 1 year
€31k▼
2024 · €46k
Income taxes
€297▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€165k€128k▼
Fixed assets21/28€37k€31k▼
Tangible fixed assets22/27€37k€31k▼
Plant, machinery and equipment23€13k€9k▼
Other tangible fixed assets26€24k€22k▼
Financial fixed assets28€64€64=
Current assets29/58€128k€97k▼
Amounts receivable after more than one year29€20k-
Other amounts receivable291€20k-
Amounts receivable within one year40/41€102k€60k▼
Trade receivables40€102k€60k▼
Other amounts receivable41€4€4=
Cash at bank and in hand54/58€4k€35k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€165k€128k▼
Equity10/15€105k€97k▼
Contributions10/11€54k€54k=
Reserves13€50k€43k▼
Tax-exempt reserves132€7k€4k▼
Distributable reserves133€43k€39k▼
Profit (loss) carried forward14€2k-
Amounts payable17/49€60k€31k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€46k€31k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44€18k€8k▼
Suppliers440/4€18k€8k▼
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€18k€14k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€735€758▲
Gross operating margin9900€44k€2k▼
Operating profit (loss)9901€36k€-7k▼
Financial income75/76B€1€3▲
Recurring financial income75€1€3▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€34k€-9k▼
Transfer from deferred taxes780-€3k
Income taxes67/77€10k€297▼
Profit (loss) for the period9904€23k€-6k▼
Profit (loss) for the period to be appropriated9905€23k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€-4k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2-€4k
Transfer to equity691/2€23k-
To other reserves6921€23k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Registered-office move · Director resignation3 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Registered-office move · Director resignation3 facts ▸
- General meeting, 27 juli 2026
- Registered-office move, Engelandstraat 35, 3290 Diest
- Director resignation, Simon van Rhee (director)
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €105k ▲28.3%
3 profitable years in a row build equity to €105k.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
31-03
Financial
Back to profitnet €72k
Net result €72k after one loss-making year.
31-03
Financial
Liquidity quadruplescurrent ratio 3.06
Current ratio from 0.77 to 3.06; short-term debt falls from €77k to €35k.
2021
08-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-22k ▼419%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
07-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
27-07-2026
Resigned as Director
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Engelandstraat 353290 DiestGround area
1,212 m²
Building footprint
368 m²
Volume, LiDAR
3,598 m³
Parcel 24020A0521/00C000, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Engelandstraat 35, 3290 Diest
since 19962.074.620.360
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A0521/00C000 | Flanders | 1,212 m² | 1 · 368 m² | 13.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JHL MANAGEMENT
BE 1029.607.686
Ham-sur-Heure-Nalinnes · Eq €97k
GEERT VYNCKE
BE 0888.085.379
Malle · Eq €97k
PLuyckfasseel Consult
BE 0775.571.220
Ittre · Eq €97k
LAURENT JADOT CONSULTING
BE 0836.205.326
Theux · Eq €97k
THREECEE
BE 0473.998.616
Antwerpen · Eq €97k
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-1995
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.