IMMO SCHRANS
ActiveIMMO SCHRANS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €-3k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 70% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+13
Solvency99▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.73 against 5.52 in 2024; short-term debt: 3.6% and cash: 2.1% of total assets), and 25.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.4%
Return on assets
-2.2%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-3k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
1 d early
2023
42 d early
2022
11 d early
2021
17 d late
2020
5 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 2.8%
2024 · €120k
2019: €146k
2020: €150k
2021: €151k
2022: €142k
2023: €138k
2024: €120k
2019 → 2025
Total assets
€156k▼ 4.8%
2024 · €164k
2019: €237k
2020: €235k
2021: €231k
2022: €197k
2023: €188k
2024: €164k
2019 → 2025
Net result
€-3k▲ 81.7%
2024 · €-19k
2019: €1k
2020: €4k
2021: €1k
2022: €-9k
2023: €-4k
2024: €-19k
2019 → 2025
Working capital
€15k▼ 33.3%
2024 · €23k
2019: €-17k
2020: €-16k
2021: €-18k
2022: €61k
2023: €49k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€151k-€142k▼ 6.0%€138k▼ 3.0%€120k▼ 13.4%€116k▼ 2.8%
Operating result€5k-€-7k€-3k▲ 62.8%€-17k▼ 526%€-2k▲ 87.8%
Net result€1k-€-9k€-4k▲ 53.5%€-19k▼ 340%€-3k▲ 81.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€135k▼ 0.6%
Current assets
€21k▼ 25.4%
Equity and liabilities €156k
Equity
€116k▼ 2.8%
Debt
€40k▼ 10.2%
The debt ratio falls from 27.1% to 25.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€263▲
2024 · €-15k
Cash flow
€-1k▲
2024 · €-16k
Solvency
74.4%▲
2024 · 72.9%
Current ratio
3.73▼
2024 · 5.52
Quick ratio
3.73▼
2024 · 5.52
Debt / equity
0.34▼
2024 · 0.37
ROE
-2.9%▲
2024 · -15.5%
ROA
-2.2%▲
2024 · -11.3%
Interest coverage
0.21▲
2024 · -11.81
Debt
€40k▼
2024 · €44k
Debt ≤ 1 year
€6k▲
2024 · €5k
Debt > 1 year
€34k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€156k▼
Fixed assets21/28€136k€135k▼
Tangible fixed assets22/27€136k€135k▼
Land and buildings22€132k€130k▼
Plant, machinery and equipment23€3k€5k▲
Financial fixed assets28€19€19=
Current assets29/58€28k€21k▼
Amounts receivable within one year40/41€21k€17k▼
Other amounts receivable41€21k€17k▼
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€635€898▲
Equity and liabilities
Total equity and liabilities10/49€164k€156k▼
Equity10/15€120k€116k▼
Contributions10/11€6k€6k=
Reserves13€138k€138k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€138k€138k=
Profit (loss) carried forward14€-25k€-28k▼
Amounts payable17/49€44k€40k▼
Amounts payable after more than one year17€39k€34k▼
Financial debts170/4€39k€34k▼
Amounts payable within one year42/48€5k€6k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€141€573▲
Suppliers440/4€141€573▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€833€1k▲
Non-recurring operating charges66A-€159
Gross operating margin9900€-14k€1k▲
Operating profit (loss)9901€-17k€-2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-19k€-3k▲
Profit (loss) for the period9904€-19k€-3k▲
Profit (loss) for the period to be appropriated9905€-19k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-28k▼
Profit (loss) brought forward from the previous period14P€-6k€-25k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 197current ratio 64.19
Current ratio from 0.33 to 64.19; short-term debt falls from €26k to €960.
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-06
Financial
Equity above €150kEq €151k ▲0.9%
3 profitable years in a row build equity to €151k.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €4k ▲143%
Operating result €5k, net result €4k, both a record.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 109910 AalterGround area
598 m²
Building footprint
434 m²
Volume, LiDAR
2,489 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCHILDERBEDRIJF PETER SCHRANS
since 19942.065.687.452
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0796/00W002 | Flanders | 440 m² | 1 · 169 m² | 10.2 m · 1 fl. |
| 44029A0796/00V002 | Flanders | 157 m² | 1 · 265 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VIRITECH
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LT CONSEIL BELGIUM
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HAVE A GREAT DAY
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-1993
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.