Summary
Conclusion
the dossier summarised in one paragraphJOKARI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-52k. The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 04-09-2025 | 149 d early | 2025-00479707 |
| 30-06-2024 | 31-01-2025 | 11-12-2024 | 51 d early | 2024-00615027 |
| 30-06-2023 | 31-01-2024 | 22-09-2023 | 131 d early | 2023-00451441 |
| 30-06-2022 | 31-01-2023 | 17-10-2022 | 106 d early | 2022-20462861 |
| 30-06-2021 | 31-01-2022 | 05-01-2022 | 26 d early | 2022-00200418 |
| 30-06-2020 | 31-01-2021 | 30-11-2020 | 62 d early | 2020-73000165 |
| 30-06-2019 | 31-01-2020 | 20-02-2020 | 20 d late | 2020-05300401 |
| 30-06-2018 | 31-01-2019 | 22-10-2018 | 101 d early | 2018-69700223 |
| 30-06-2017 | 31-01-2018 | 07-11-2017 | 85 d early | 2017-69300578 |
| 30-06-2016 | 31-01-2017 | 26-10-2016 | 97 d early | 2016-66500155 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2025| Fiscal year | 2025 |
|---|---|
| Deposit | volledig |
| Revenue | €34k |
| EBITDA | €-46k |
| Net profit | €-52k |
| Cash flow | €-46k |
| Staff costs | €26k |
| Income taxes | - |
| Dividends | - |
| Total assets | €114k |
| Equity | €26k |
| Debt | €88k |
| of which ≤ 1y | €43k |
| of which > 1y | €45k |
| Working capital | €63k |
| Employees (FTE) | 1.0 |
| 2025 | |
|---|---|
| Current ratio | 2.44 |
| Quick ratio | 2.44 |
| Working capital ratio | 54.9% |
| Solvency | 22.5% |
| Debt / equity | 3.45 |
| Long-term debt ratio | 1.75 |
| Interest coverage | -22.12 |
| Gross margin | -117.2% |
| Net margin | -151.8% |
| ROA | -45.2% |
| ROE | -200.9% |
| EBITDA margin | -135.0% |
| Days sales outstanding | 160d |
| Days payable outstanding | 169d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €114k |
| Fixed assets | 21/28 | €8k |
| Formation expenses | 20 | €50 |
| Tangible fixed assets | 22/27 | €5k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €106k |
| Amounts receivable within one year | 40/41 | €69k |
| Cash & bank | 54/58 | €3k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €114k |
| Equity | 10/15 | €26k |
| Contributions / capital | 10/11 | €62k |
| Accumulated profits (losses) | 14 | €-37k |
| Amounts payable | 17/49 | €88k |
| Amounts payable after one year | 17 | €45k |
| Amounts payable within one year | 42/48 | €43k |
| Trade debts payable within one year | 44 | €34k |
| Income statement | ||
| Turnover | 70 | €34k |
| Gross operating margin | 9900 | €-18k |
| Operating result | 9901 | €-51k |
| Financial income | 75 | €2k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-52k |
| Net result for the period | 9904 | €-52k |
| Result to be appropriated | 9905 | €-52k |
Health barometer
FY 2025 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Directors
Directors & mandates
2 directors-
REENERS JoëlleDirectorState Gazette act 25323574 (04-04-2025)Current04-04-2025 → present
Former directors (1)
-
van GELDEREN AlainDirectorState Gazette act 25323574 (04-04-2025)Former- → 04-04-2025
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 14-10-1994 |
| Status | Active |
| Postal code | 1440 |
Structure & network
Connections & network
1 connected companyOwnership & control
1 partyEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tubize(W-B) 2311440 Braine-le-ChâteauEstablishment units
2 locationsReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
| 25110B0610/00F000 | Wallonia | 1,823 m² | 1 · 594 m² | 16.9 m · 5 fl. |
| 25111A0453/00S007indicative | Wallonia | 346 m² | 1 · 89 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 act04-04-2025 1 director appointed, 1 resigning
- REENERS Joëlle, Bestuurder
- van GELDEREN Alain, Bestuurder
Analysis
Financial profile
4 of 5 axes measuredFragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | JOKARI |