SARA GOBBI
ActiveThe computed 12-month bankruptcy probability of SARA GOBBI is 2.4% (moderate). The 2024 annual accounts show equity of €4k and a net result of €63k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 8969 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency30▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.2%
Return on assets
80.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8969 sector peers (2024).
NBB · sector comparisonPosition among 8969 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
6 d early
2022
31 d late
2021
23 d late
2020
30 d late
2019
95 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k▼ 27.0%
2023 · €6k
2019: €31k
2020: €63k
2021: €108k
2022: €148k
2023: €6k
2019 → 2024
Total assets
€77k▼ 50.8%
2023 · €157k
2019: €52k
2020: €84k
2021: €130k
2022: €177k
2023: €157k
2019 → 2024
Net result
€63k▲ 17.3%
2023 · €53k
2019: €28k
2020: €32k
2021: €44k
2022: €41k
2023: €53k
2019 → 2024
Working capital
€557▼ 88.8%
2023 · €5k
2019: €31k
2020: €63k
2021: €108k
2022: €148k
2023: €5k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€63k-€108k▲ 70.6%€148k▲ 37.9%€6k▼ 96.3%€4k▼ 27.0%
Operating result€42k-€57k▲ 36.7%€53k▼ 7.1%€67k▲ 27.2%€79k▲ 17.3%
Net result€32k-€44k▲ 37.1%€41k▼ 8.4%€53k▲ 30.8%€63k▲ 17.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 17% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€3k▲ 531%
Current assets
€74k▼ 52.9%
Equity and liabilities €77k
Equity
€4k▼ 27.0%
Debt
€73k▼ 51.7%
The debt ratio falls from 96.5% to 94.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€79k▲
2023 · €67k
Cash flow
€63k▲
2023 · €54k
Solvency
5.2%▲
2023 · 3.5%
Current ratio
1.01▼
2023 · 1.03
Quick ratio
1.01▼
2023 · 1.03
Debt / equity
18.15▼
2023 · 27.43
ROA
80.7%▲
2023 · 33.8%
Interest coverage
202.55▲
2023 · 170.27
Debt
€73k▼
2023 · €152k
Debt ≤ 1 year
€73k▼
2023 · €152k
Income taxes
€17k▲
2023 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €77k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€157k€77k▼
Fixed assets21/28€553€3k▲
Tangible fixed assets22/27€553€3k▲
Furniture and vehicles24€553€2k▲
Other tangible fixed assets26-€1k
Current assets29/58€157k€74k▼
Amounts receivable within one year40/41€77k€63k▼
Trade receivables40€39k€50k▲
Other amounts receivable41€37k€14k▼
Cash at bank and in hand54/58€80k€11k▼
Equity and liabilities
Total equity and liabilities10/49€157k€77k▼
Equity10/15€6k€4k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€3k€2k▼
Amounts payable17/49€152k€73k▼
Amounts payable within one year42/48€152k€73k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€142k€64k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€237€381▲
Other operating charges640/8€384€387▲
Gross operating margin9900€68k€80k▲
Operating profit (loss)9901€67k€79k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€396€391▼
Recurring financial charges65€396€391▼
Profit (loss) for the period before taxes9903€68k€80k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€53k€63k▲
Profit (loss) for the period to be appropriated9905€53k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€199k€66k▼
Profit (loss) brought forward from the previous period14P€146k€3k▼
Profit to be distributed694/7€196k€64k▼
Return on contributions (dividend)694€196k€64k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €63k ▲17.3%
Operating result €79k, net result €63k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €100kEq €108k ▲70.6%
3 profitable years in a row build equity to €108k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molièrelaan 931190 VorstGround area
367 m²
Building footprint
129 m²
Volume, LiDAR
2,650 m³
Parcel 21383B0065/00X006, Brussels · tallest building 22.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SARA GOBBI
since 20192.290.376.173
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0065/00X006 | Brussels | 367 m² | 1 · 129 m² | 22.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 2,276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.