Financials
- Financial year
- 2024
- Total assets
- €180,789
- Profit
- €105,505
- Solvency
- 60.0%
SANZ DSP
ActiveSummary
SANZ DSP has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €108,505 and a net result of €105,505. Its solvency ranks better than 71% of 3,547 sector peers (NACE 95, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Bodywork repair (including spraying and painting)
NACE 95314
1 site
Size
€180,789total assets 2024
- Equity
- €108,505
- Profit
- €105,505
Turnover not published (micro format)
Structure
Accounts filed 23 days late0 of 1 deed read
Why 70raises riskFigures for financial year 2024 (filed 23-08-2025)Founded in 20241 financial year not filed after the legal deadline; latest accounts 23 days latelowers riskLiquidity: current ratio 2.35, cash €169,708Show the evidence
Checked score
Score 2024
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 82% of its sector peers (NACE 95, micro)
Financial strength
Strong
Solvency
85
equity 60.0% of total assets
Liquidity
81
short-term debt 40.0% · cash 93.9%
Profitability
100
return on assets 58.4%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.8%highest value
08-2025: 1.8%● unchanged vs 07-2025highest value
09-2025: 0.2%▼ -1.6 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.9%▲ +0.4 percentage points vs 09-2026
Credit of up to €7,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.35; short-term debt: 40% and cash: 93.9% of total assets), and 40% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 70% on solvency, 81% on liquidity and 94% on profitability.
The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 23 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Bodywork repair (including spraying and painting)NACE 95314
- Founded
- 25-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.