SANVAL
ActiveSummary
The computed 12-month bankruptcy probability of SANVAL is 3.3% (moderate). The 2024 annual accounts show equity of €9,563 and a net result of €5,246. Equity is shrinking by ~37.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 2098 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
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Signals
This company filed its last 6 accounts on average 93 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
History
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Financials · fiscal year 2024, abbreviated schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €647 | €0 | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€9,390 | -€9,390 | -€5,800 | -€9,390 | ▼ 61.9% |
| Other operating charges640/8 | - | €988 | €519 | €566 | €191 | ▼ 66.4% |
| Gross operating margin9900 | €102,771 | -€9,918 | -€9,462 | -€13,377 | -€3,954 | ▲ 70.4% |
| Operating profit (loss)9901 | €75,677 | -€1,516 | -€592 | -€8,143 | €5,246 | ▲ 164% |
| Financial income75/76B | - | €1,255 | €0 | - | - | - |
| Recurring financial income75 | €8,573 | €1,255 | €0 | - | - | - |
| Financial charges65/66B | - | €3,160 | €1,042 | €1,278 | €0 | ▼ 100% |
| Recurring financial charges65 | €1,603 | €3,160 | €1,042 | €0 | €0 | ▼ 100% |
| Non-recurring financial charges66B | - | €0 | - | €1,278 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €80,610 | -€3,421 | -€1,633 | -€9,421 | €5,246 | ▲ 156% |
| Income taxes67/77 | €20,684 | €0 | - | €11,020 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €59,926 | -€3,421 | -€1,633 | -€20,441 | €5,246 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €59,926 | -€3,421 | -€1,633 | -€20,441 | €5,246 | ▲ 126% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €356,693 | €535,571 | €176,712 | €39,996 | €19,038 | ▼ 52.4% |
| Current assets29/58 | €356,693 | €535,571 | €176,712 | €39,996 | €19,038 | ▼ 52.4% |
| Stocks and contracts in progress3 | €247,817 | €227,634 | €0 | - | - | - |
| Stocks30/36 | - | €227,634 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €31,249 | €303,834 | €91,436 | €37,433 | €17,075 | ▼ 54.4% |
| Trade receivables40 | - | €298,907 | €33,436 | €25,959 | €11,798 | ▼ 54.6% |
| Other amounts receivable41 | - | €4,926 | €58,000 | €11,475 | €5,278 | ▼ 54.0% |
| Cash at bank and in hand54/58 | €77,628 | €4,103 | €85,276 | €2,563 | €1,963 | ▼ 23.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €356,693 | €535,571 | €176,712 | €39,996 | €19,038 | ▼ 52.4% |
| Equity10/15 | €29,813 | €26,392 | €24,759 | €4,318 | €9,563 | ▲ 122% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €9,353 | €5,932 | €4,299 | -€16,142 | -€10,897 | ▲ 32.5% |
| Provisions and deferred taxes16 | €39,770 | €30,380 | €20,990 | €15,190 | €5,800 | ▼ 61.8% |
| Provisions for liabilities and charges160/5 | - | €30,380 | €20,990 | €15,190 | €5,800 | ▼ 61.8% |
| Other liabilities and charges164/5 | - | €30,380 | €20,990 | €15,190 | €5,800 | ▼ 61.8% |
| Amounts payable17/49 | €287,111 | €478,799 | €130,963 | €20,488 | €3,675 | ▼ 82.1% |
| Amounts payable within one year42/48 | €208,747 | €478,799 | €130,963 | €20,488 | €3,675 | ▼ 82.1% |
| Financial debts43 | - | €129,000 | €0 | - | - | - |
| Credit institutions430/8 | - | €129,000 | €0 | - | - | - |
| Trade debts44 | €61,723 | €336,649 | €16,152 | €17,179 | €3,642 | ▼ 78.8% |
| Suppliers440/4 | - | €336,649 | €16,152 | €17,179 | €3,642 | ▼ 78.8% |
| Taxes, remuneration and social security45 | - | €310 | €114,811 | €310 | €33 | ▼ 89.5% |
| Taxes450/3 | - | €310 | €114,811 | €310 | €33 | ▼ 89.5% |
| Other amounts payable47/48 | - | €12,841 | €0 | €3,000 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,926 | -€3,421 | -€1,633 | -€20,441 | €5,246 | ▲ 126% |
| + Depreciation and write-downs630 | €647 | €0 | - | - | - | - |
| Operating cash flow (approximation) | €60,574 | -€3,421 | -€1,633 | -€20,441 | €5,246 | ▲ 126% |
| Change in cash | - | -€73,524 | €81,173 | -€82,714 | -€600 | ▲ 99.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
23-06
State Gazette act
Registered office · Legal-form changeAppointments: Calido (non-statutory director) and 2 BUILD (non-statutory director) · Incorporation · Statutes amendment11 facts ▸
- General meeting, 10-06-2026
- Incorporation, 26-09-2016
- Statutes amendment
- Registered-office move, 9860 Oosterzele (Scheldewindeke), Heet 22
- Director appointment, Calido (non-statutory director)
- Director appointment, 2 BUILD (non-statutory director)
- Power of attorney
- Capital conversion, statutair onbeschikbare eigen vermogensrekening, artikel 39,§2,tweede lid wet 2019-03-23
- Reserve release, aangelegde statutair onbeschikbare eigen vermogensrekening opheffen en middelen beschikbaar maken voor uitkering, Tweede besluit vervolg
- Statutes amendment
- Capital
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44059B1291/00D000 | Flanders | 3,330 m² | 1 · 460 m² | - |
Linked by address, not proof of ownership
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| 2 BUILD |
|
| Calido |
|
Articles of association
Full purpose (12 activities)
- Projectontwikkeling voor woningbouw, voor de bouw van appartementsgebouwen en voor de bouw van individuele woningen of voor renovatiewerken, voor kantoorgebouwen, projectontwikkeling voor de bouw of de aanleg van commerciële en industriële centra, hotels, industriezones en markten, jachthavens, autowegen, wintersportcentra enzovoort, projectontwikkeling voor de aanleg of renovatie van stadswijken, grondverkavelingen, ruilverkavelingen, coördinatie van bouwwerkzaamheden, het aanleggen, oordeelkundig uitbouwen en beheren van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur- en verhuur, de ruil, verkaveling en, in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten.
- Het aanleggen, oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals de aan- en verkoop, de huur en verhuur, de ruil, in het bijzonder het beheer en de valorisatie van alle verhandelbare papieren, obligaties, staatsfondsen.
- Het verwerven en aanhouden van participaties in eender welke vorm, in alle bestaande of op te richten industriële, commerciële, financiële, landbouw- of immobiliënvennootschappen of –ondernemingen, het stimuleren, de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen, waarin ze een participatie aanhoudt; het deelnemen aan hun beheer, bestuur, vereffening en toezicht alsmede het verlenen van technische, administratieve en financiële bijstand aan deze vennootschappen en ondernemingen.
- Het verlenen van prestaties, diensten, management consultancy en adviezen in de ruimste zin van het woord aan industriële en andere bedrijven, alsook aan particuliere personen.
- Deze prestaties/diensten kunnen inhouden zonder limitatief te zijn, sales/marketing, projectmanagement, kwaliteitsbeheer, productiviteitsstudies, interim-management, costing/budgetting, en andere diensten van financiële, technische, commerciële of administratieve aard, inclusief informatica en bureautica.
- Deze diensten/prestaties kunnen verleend worden in de industriële sector, de dienstensector, overheidsinstellingen, sociale instellingen en non-profit organisaties.
- Deze diensten/prestaties kunnen verstrekt worden zowel voor eigen rekening als voor rekening van derden.
- Zij kan, binnen de perken van haar voorwerp, zowel in België als in het buitenland, alle roerende, onroerende, financiële, industriële, commerciële of burgerrechtelijke handelingen verrichten, die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp.
- Zij kan bij wijze van inbreng, overdracht, samensmelting, inschrijving, participatie, financiële tussenkomst of op enige andere wijze belangen nemen in alle vennootschappen of ondernemingen die een gelijkaardig voorwerp hebben of die van aard zijn de verwezenlijking van haar voorwerp te bevorderen.
- Zij kan optreden als bestuurder of vereffenaar in andere vennootschappen.
- Zij kan tevens borg staan voor derden, bestuurders en aandeelhouders, zij kan hen leningen, voorschotten en kredieten toestaan, behoudens de wettelijke beperkingen terzake.
- Dit alles in de meest ruime zin en al wat daarmede rechtstreeks of onrechtstreeks verband houdt.
Structure & network
Owners and holdings
2 ownersOwners 2
- Sourceaccounts 2 Build 202550%
- Sourceaccounts Calido 202450%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.