ROOTS INVEST

Active

Private limited company (pre-2019)founded 2013active for 13 yearsDekenijstraat 7, 9930 Lievegem, BelgiumKBO/BCE: BE 0541.364.423

Summary

The computed 12-month bankruptcy probability of ROOTS INVEST is 1.7% (moderate). The 2025 annual accounts show negative equity (-€2,706) and a net result of -€5,865. Equity is shrinking by about 48% per year across the filed financial years. Its solvency ranks better than 8% of 2,786 sector peers (NACE 41, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ROOTS INVESTActiveChecked score 53/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€18,031total assets 2025

Equity: -€2,706
Loss: -€5,865

Turnover not published (abbreviated format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.7%

Structure

Parent: INVESTPA · 99%

2025 accounts 61 days early1 of 5 deeds summarised

Why 53raises risk1 change of registered office in 24 monthsNegative equity -€2,706lowers riskLiquidity: current ratio 0.87, cash €18,031Size: total assets €18,031Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 17% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 10-27

equity -15.0% of total assets

Liquidity 50-1

short-term debt 115.0% · cash 100.0%

Profitability 0=

return on assets -32.5%

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)

Last 24 months 11-2024: 0.5%lowest value 12-2024: 0.7%▲ +0.2 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.6 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.1%▼ -0.1 percentage points vs 09-2025 11-2025: 1.2%▲ +0.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.8%▲ +0.6 percentage points vs 12-2025highest value 02-2026: 1.8%● unchanged vs 01-2026highest value 03-2026: 1.8%● unchanged vs 02-2026highest value 04-2026: 1.7%▼ -0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.7%● unchanged vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.87, compared with 1.13 in 2024, below 1; short-term debt: 115% and cash: 100% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 8% on solvency, 51% on liquidity, 5% on profitability and 3% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Negative equity -€2,706

NBB · annual accounts

Liquidity: current ratio 0.87, cash €18,031

NBB · annual accounts

Size: total assets €18,031

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€2,706

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-12-2025, 61 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

61 days early

2024

85 days early

2023

74 days early

2022

68 days early

2021

on the day

2020

58 days early

2019

50 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 November (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end30-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

01-12-2025 Annual accounts filedfinancial year 2025 · abbreviated…
30-06-2025 Weakest financial yearnet -€5,865
14-03-2025 Registered officeRegistered-office move

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€2,706 View
Risk: 5 loss-making years in a rowloss financial year 2025 -€5,865 View
Caution: Among the weakest 8% on solvencysector median 38.6% · 2,786 companies -15.0% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by INVESTPA 99% View

By topic

Financials

Financial year: 2025
Total assets: €18,031
Loss: -€5,865
Solvency: -15.0%

Total assets▼ 34.0%

Net result

20192025

Go to Financials

Board & ownership

Parent: INVESTPA · 99%

Go to Board & ownership

Timeline

Events: 14
Since: 2015
Next accounts: by 31-01-2027

07-11-2024Annual accounts filed
18-11-2023Annual accounts filed
24-11-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: General construction of residential buildingsNACE 41001
Founded: 23-10-2013
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about ROOTS INVEST

What is the company number of ROOTS INVEST?: 0541.364.423. In Belgium the VAT number is the company number with BE in front: BE 0541.364.423.
Where is ROOTS INVEST based?: The registered office is at Dekenijstraat 7, 9930 Lievegem.Company details
What does ROOTS INVEST do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ROOTS INVEST?: Private limited company (pre-2019) (BVBA).
When was ROOTS INVEST founded?: On 23-10-2013.
Is ROOTS INVEST still active?: Yes, ROOTS INVEST is an active enterprise in the KBO register.
What is the turnover of ROOTS INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ROOTS INVEST profitable?: In financial year 2025, ROOTS INVEST made a loss of €5,865.
Where can I find the annual accounts of ROOTS INVEST?: ROOTS INVEST filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROOTS INVEST due?: By 31-01-2027, for financial year 2026.Timeline