Sante
ActiveSummary
Sante has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €36k. Equity is growing by ~60.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency54▼-14
Growth78▲+26
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.22 in 2024; short-term debt: 71.3% and cash: 61% of total assets), and 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
77.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
26 d early
2024
3 d early
2023
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 90.0%
2024 · €7k
2023: €5k
2024: €7k
2023 → 2025
Total assets
€47k▲ 185%
2024 · €17k
2023: €9k
2024: €17k
2023 → 2025
Net result
€36k▲ 1,552%
2024 · €2k
2023: €5k
2024: €2k
2023 → 2025
Working capital
€6k▲ 167%
2024 · €2k
2023: €5k
2024: €2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€7k▲ 44.8%€14k▲ 90.0%
Operating result€6k-€3k▼ 48.3%€49k▲ 1,464%
Net result€5k-€2k▼ 54.2%€36k▲ 1,552%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,464% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€8k ▲ 58.5%
Current assets
€39k ▲ 240%
Equity and liabilities €47k
Equity
€14k ▲ 90.0%
Debt
€34k ▲ 256%
Debt's share of the balance-sheet total rises from 57.0% to 71.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €4k
Cash flow
€38k▲
2024 · €3k
Current ratio
1.16▼
2024 · 1.22
Debt to equity
2.48▲
2024 · 1.33
ROE
269.1%▲
2024 · 31.0%
ROA
77.3%▲
2024 · 13.3%
Interest coverage
1006.34▲
2024 · 37.97
Debt ≤ 1 year
€34k▲
2024 · €9k
Income taxes
€12k▲
2024 · €890
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€47k▲
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26-€1k
Current assets29/58€12k€39k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€6k€6k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€3k€29k▲
Deferred charges and accrued income490/1€209€570▲
Equity and liabilities
Total equity and liabilities10/49€17k€47k▲
Equity10/15€7k€14k▲
Contributions10/11€100€100=
Reserves13€7k€13k▲
Distributable reserves133€7k€13k▲
Amounts payable17/49€9k€34k▲
Amounts payable within one year42/48€9k€34k▲
Trade debts44€444€605▲
Suppliers440/4€444€605▲
Taxes, remuneration and social security45€2k€231▼
Taxes450/3€2k€231▼
Other amounts payable47/48€7k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€897€2k▲
Other operating charges640/8€1k€785▼
Gross operating margin9900€5k€52k▲
Operating profit (loss)9901€3k€49k▲
Financial income75/76B€71-
Recurring financial income75€71-
Financial charges65/66B€106€51▼
Recurring financial charges65€106€51▼
Profit (loss) for the period before taxes9903€3k€49k▲
Income taxes67/77€890€12k▲
Profit (loss) for the period9904€2k€36k▲
Profit (loss) for the period to be appropriated9905€2k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€36k▲
Transfer to equity691/2€2k€6k▲
To other reserves6921€2k€6k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €36k ▲1552%
Operating result €49k, net result €36k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼54.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ceresstraat 22140 AntwerpenGround area
72 m²
Building footprint
72 m²
Volume, LiDAR
752 m³
Parcel 11312A0017/00W013, Flanders · tallest building 11.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sante
since 20232.351.673.443
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0017/00W013 | Flanders | 72 m² | 1 · 72 m² | 11.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 83 EUR awarded · 83 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 83 EUR | 83 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,689 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.