SARAH DE SCHEPPER
ActiveSummary
SARAH DE SCHEPPER is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €14k and a net result of €11k. Its solvency ranks better than 29% of 16546 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency60
Growth-
Track record50
Credit verdict
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.73; short-term debt: 64.7% and cash: 47.3% of total assets), and 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€14k
Total assets
€38k
Net result
€11k
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€20k
Current assets
€18k
Equity and liabilities €38k
Equity
€14k
Debt
€25k
Debt finances 64.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€14k
Cash flow
€11k
Current ratio
0.73
Debt to equity
1.83
ROE
81.5%
ROA
28.8%
Debt ≤ 1 year
€25k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet
Code2025
Assets
Total assets20/58€38k
Fixed assets21/28€20k
Tangible fixed assets22/27€20k
Furniture and vehicles24€20k
Current assets29/58€18k
Cash at bank and in hand54/58€18k
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€14k
Contributions10/11€3k
Reserves13€11k
Distributable reserves133€11k
Amounts payable17/49€25k
Amounts payable within one year42/48€25k
Trade debts44€21k
Suppliers440/4€21k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€406
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€365
Other operating charges640/8€293
Gross operating margin9900€15k
Operating profit (loss)9901€14k
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€3k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k
Transfer to equity691/2€11k
To other reserves6921€11k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans van Brusselstraat(STE) 739190 StekeneGround area
396 m²
Building footprint
88 m²
Volume, LiDAR
446 m³
Parcel 46024A0696/00V000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SARAH DE SCHEPPER
since 20252.379.679.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024A0696/00V000 | Flanders | 396 m² | 1 · 88 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANOMA
BE 1012.132.147
Antwerpen · Eq €13,504
Sante
BE 1001.790.165
Antwerpen · Eq €13,529
LEOPOLD MARICHAL
BE 1013.572.497
Mouscron · Eq €13,548
WANNES GOSSEYE
BE 1013.394.434
Lierde · Eq €13,549
X - TRA
BE 0473.904.089
Kortemark · Eq €13,452
Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 1,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.