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SANTA LUCIA

Active
Private limited company (pre-2019)founded 1990active for 36 yearsKapelsesteenweg 641, 2180 Antwerpen, BelgiumKBO/BCE: BE 0440.859.951

From the official registers: KBO 35 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SANTA LUCIA has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€41,379) and a net result of €47,376. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 22% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 18-05-1990 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment unit
2.049.343.546 2180 Antwerpen, since 30-08-1990
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board
  • Buitink AntonDirector

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€336,497
▼ 9.3%
Turnover
≈ €810,000
estimated
Profit
€47,376
▲ 82.2%
Equity
-€41,379
▲ 53.4%
Total assets
€405,743
▲ 103%
Staff
5 FTE
▼ 18.0%
Filed on 28-08-2026, 28 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equitySector: Food and beverage service activities (NACE 56)Negative equity -€41,379lowers riskSize: total assets €405,743Founded in 1990Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 47% of micro companies in food and beverage service (NACE 56)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 15+15
equity -10.2% of total assets
Liquidity 18-5
short-term debt 89.5% · cash 14.3%
Profitability 83-2
return on assets 11.7%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 3.2% 12-2024: 4.1%▲ +0.9 percentage points vs 11-2024 01-2025: 6.8%▲ +2.7 percentage points vs 12-2024 02-2025: 6.8%● unchanged vs 01-2025 03-2025: 7.1%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 6.5%▼ -0.6 percentage points vs 03-2025 05-2025: 6.5%● unchanged vs 04-2025 06-2025: 6.5%● unchanged vs 05-2025 07-2025: 4.3%▼ -2.2 percentage points vs 06-2025 08-2025: 1.3%▼ -3.0 percentage points vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.2%▼ -0.1 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.4 percentage points vs 07-2026 09-2026: 0.9%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is tight, with a current ratio of 1.02 (0.66 in 2024), below the usual 1.5. Short-term debt is 89.5% and cash 14.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 22% of them on solvency, 15% on liquidity, 70% on profitability and 82% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Negative equity -€41,379
NBB · annual accounts
lowers risk · Size: total assets €405,743
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1990
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 16961 sector peers (2025).
NBB · sector comparison
Position among 16961 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
34 days early
2023
320 days late
2022
42 days late
2021
31 days late
2020
61 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 77 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€41,379 View
  • Caution: Less equity than 89% of companies in food and beverage servicesector median €28,733 · 16,992 companies -€41,379 View

Comparable companies

These companies have the same main activity as SANTA LUCIA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €398,000 and €468,000, founded between 1988 and 1993.

CompanyTotal assetsGross margin
SANTA LUCIA Antwerpen€405,743€336,497
CHINESE MUUR Malle€436,767€323,495
GRAND CAFE Vorselaar€467,957€333,392
La Flamme Frameries€413,184€328,295
DIVINA Waremme€425,713€327,563
DE ZEVENDE HEMEL Brugge€433,515€313,186
FLEUR DE LOTUS Ukkel€398,369€363,256
Full comparison

Documents

Annual accounts at the NBB

All 35 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SANTA LUCIA

What is the company number of SANTA LUCIA?
The company number of SANTA LUCIA is 0440.859.951. The VAT number is the same number with BE in front: BE 0440.859.951.
Where is SANTA LUCIA based?
The registered office is at Kapelsesteenweg 641, 2180 Antwerpen.Company details
What does SANTA LUCIA do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of SANTA LUCIA?
The legal form of SANTA LUCIA is Private limited company (pre-2019) (BVBA).
When was SANTA LUCIA founded?
SANTA LUCIA was founded on 18-05-1990.
Is SANTA LUCIA still active?
Yes, SANTA LUCIA is an active enterprise in the KBO register.
How many employees does SANTA LUCIA have?
SANTA LUCIA had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SANTA LUCIA?
The turnover in financial year 2025 is ≈ €810,000. This figure is estimated from the gross margin of €336,497 and 41 comparable companies (NACE 56111). It probably lies between €690,000 and €950,000.
Is SANTA LUCIA profitable?
In financial year 2025, SANTA LUCIA made a profit of €47,376.
Where can I find the annual accounts of SANTA LUCIA?
SANTA LUCIA filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SANTA LUCIA due?
SANTA LUCIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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