GRAND CAFE
ActiveGRAND CAFE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448k and a net result of €120k. Equity is growing by ~44.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 3603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 44.2 against 4.86 in 2024), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.7%
Return on assets
25.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
13 d early
2023
12 d early
2022
1 d late
2021
9 d early
2020
15 d early
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€448k▲ 36.6%
2024 · €328k
2018: €-175
2019: €14k
2020: €51k
2021: €116k
2022: €177k
2023: €260k
2024: €328k
2018 → 2025
Total assets
€468k▲ 14.4%
2024 · €409k
2018: €101k
2019: €97k
2020: €84k
2021: €167k
2022: €269k
2023: €341k
2024: €409k
2018 → 2025
Net result
€120k▲ 77.6%
2024 · €68k
2018: €19k
2019: €14k
2020: €37k
2021: €66k
2022: €71k
2023: €93k
2024: €68k
2018 → 2025
Working capital
€457k▲ 48.6%
2024 · €308k
2018: €-39k
2019: €-12k
2020: €38k
2021: €108k
2022: €170k
2023: €241k
2024: €308k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€177k▲ 52.5%€260k▲ 46.7%€328k▲ 25.9%€448k▲ 36.6%
Operating result€94k-€110k▲ 17.3%€134k▲ 21.9%€100k▼ 25.3%€172k▲ 72.1%
Net result€66k-€71k▲ 8.4%€93k▲ 30.7%€68k▼ 27.3%€120k▲ 77.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €468k
Equity
€448k▲ 36.6%
Debt
€20k▼ 75.1%
The debt ratio falls from 19.9% to 4.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€172k▲
2024 · €106k
Cash flow
€120k▲
2024 · €74k
Solvency
95.7%▲
2024 · 80.1%
Current ratio
44.20▲
2024 · 4.86
Quick ratio
44.20▲
2024 · 4.64
Debt / equity
0.05▼
2024 · 0.25
ROE
26.8%▲
2024 · 20.6%
ROA
25.6%▲
2024 · 16.5%
Interest coverage
78.74▲
2024 · 55.17
Debt
€20k▼
2024 · €81k
Debt ≤ 1 year
€11k▼
2024 · €80k
Income taxes
€53k▲
2024 · €33k
Staff costs
€160k▼
2024 · €306k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€409k€468k▲
Fixed assets21/28€22k€0▼
Tangible fixed assets22/27€22k€0▼
Land and buildings22€8k€0▼
Plant, machinery and equipment23€12k€0▼
Furniture and vehicles24€850€0▼
Current assets29/58€387k€468k▲
Stocks and contracts in progress3€18k€0▼
Stocks30/36€18k€0▼
Amounts receivable within one year40/41€6k€32k▲
Trade receivables40€4k€1k▼
Other amounts receivable41€1k€30k▲
Current investments50/53€250k€252k▲
Cash at bank and in hand54/58€94k€168k▲
Deferred charges and accrued income490/1€20k€16k▼
Equity and liabilities
Total equity and liabilities10/49€409k€468k▲
Equity10/15€328k€448k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€266k€352k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€259k€346k▲
Profit (loss) carried forward14€281€34k▲
Amounts payable17/49€81k€20k▼
Amounts payable within one year42/48€80k€11k▼
Trade debts44€40k€4k▼
Suppliers440/4€40k€4k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€39k€7k▼
Taxes450/3€19k€7k▼
Remuneration and social security454/9€20k€0▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€2k€10k▲
Income statement
Code20242025
Non-recurring operating income76A-€177k
Remuneration, social security and pensions62€306k€160k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€0▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€416k€333k▼
Operating profit (loss)9901€100k€172k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€100k€173k▲
Income taxes67/77€33k€53k▲
Profit (loss) for the period9904€68k€120k▲
Profit (loss) for the period to be appropriated9905€68k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€120k▲
Profit (loss) brought forward from the previous period14P€281€281=
Transfer from equity791/2€0-
Transfer to equity691/2€68k€86k▲
To other reserves6921€68k€86k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €120k ▲77.6%
Operating result €172k, net result €120k, both a record.
31-12
Financial
Liquidity times 9current ratio 44.20
Current ratio from 4.86 to 44.20; short-term debt falls from €80k to €11k.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €260k ▲46.7%
6 profitable years in a row build equity to €260k.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Equity above €150kEq €177k ▲52.5%
5 profitable years in a row build equity to €177k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €116k ▲129%
4 profitable years in a row build equity to €116k.
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.13
Current ratio from 0.84 to 2.13; short-term debt falls from €74k to €33k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼27.4%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 62 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
PEETERS Rudy Alfons Sidonia
CurrentDirector · since 30-11-2023
30-11-2023
PEETERS Rudy Alfons Sidonia: Resigned as Director
30-11-2023
PEETERS Rudy Alfons Sidonia: Appointed as Director
30-11-2023
GIJSBRECHTS Fanny: Resigned as Director
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putakkerstraat 582290 VorselaarGround area
660 m²
Building footprint
142 m²
Volume, LiDAR
944 m³
Parcel 13044D0425/00M000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lindenberg
since 19922.056.656.950
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13044D0425/00M000 | Flanders | 660 m² | 1 · 142 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BOOTHUIS
BE 0725.500.315
Turnhout · Eq €448k
FEIDA
BE 0547.984.672
Mouscron · Eq €449k
D'APOTHEOSE
BE 0866.252.758
Antwerpen · Eq €447k
LA GARE D’HAMOIS
BE 0635.640.703
Hamois · Eq €447k
IND BREWERIES
BE 0641.681.427
Brussel · Eq €447k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 6,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-01-1992
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
55301
90202Performing arts by artistic ensembles
92312
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.