DIVINA
ActiveDIVINA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €254k and a net result of €41k. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 3616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+41
Solvency98▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.1 in 2024), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
9.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
55 d early
2023
68 d early
2022
45 d early
2021
30 d early
2020
82 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€254k▲ 19.4%
2024 · €213k
2018: €134k
2019: €132k
2020: €118k
2021: €172k
2022: €174k
2023: €196k
2024: €213k
2018 → 2025
Total assets
€426k▲ 9.5%
2024 · €389k
2018: €495k
2019: €437k
2020: €400k
2021: €427k
2022: €388k
2023: €382k
2024: €389k
2018 → 2025
Net result
€41k▲ 139%
2024 · €17k
2018: €-2k
2019: €-2k
2020: €-14k
2021: €55k
2022: €1k
2023: €22k
2024: €17k
2018 → 2025
Working capital
€91k▲ 31.9%
2024 · €69k
2018: €-32k
2019: €-31k
2020: €19k
2021: €72k
2022: €54k
2023: €62k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€172k-€174k▲ 0.7%€196k▲ 12.8%€213k▲ 8.8%€254k▲ 19.4%
Operating result€73k-€13k▼ 81.9%€43k▲ 220%€33k▼ 22.0%€64k▲ 94.2%
Net result€55k-€1k▼ 97.7%€22k▲ 1,665%€17k▼ 22.2%€41k▲ 139%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€271k▲ 5.3%
Current assets
€155k▲ 17.6%
Equity and liabilities €426k
Equity
€254k▲ 19.4%
Debt
€171k▼ 2.5%
The debt ratio falls from 45.2% to 40.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€87k▲
2024 · €60k
Cash flow
€64k▲
2024 · €44k
Solvency
59.8%▲
2024 · 54.8%
Current ratio
2.43▲
2024 · 2.10
Quick ratio
2.29▲
2024 · 1.98
Debt / equity
0.67▼
2024 · 0.82
ROE
16.2%▲
2024 · 8.1%
ROA
9.7%▲
2024 · 4.4%
Interest coverage
13.63▲
2024 · 7.88
Debt
€171k▼
2024 · €176k
Debt ≤ 1 year
€64k▲
2024 · €63k
Debt > 1 year
€107k▼
2024 · €113k
Income taxes
€17k▲
2024 · €9k
Staff costs
€227k▲
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€389k€426k▲
Fixed assets21/28€257k€271k▲
Tangible fixed assets22/27€257k€271k▲
Land and buildings22€229k€217k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€23k€50k▲
Current assets29/58€132k€155k▲
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€8k€34k▲
Trade receivables40-€28k
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€107k€105k▼
Deferred charges and accrued income490/1€8k€8k▼
Equity and liabilities
Total equity and liabilities10/49€389k€426k▲
Equity10/15€213k€254k▲
Contributions10/11€67k€67k=
Capital10€67k€67k=
Issued capital100€67k€67k=
Reserves13€129k€170k▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€28k€28k=
Distributable reserves133€94k€135k▲
Profit (loss) carried forward14€18k€18k▲
Amounts payable17/49€176k€171k▼
Amounts payable after more than one year17€113k€107k▼
Financial debts170/4€113k€107k▼
Amounts payable within one year42/48€63k€64k▲
Current portion of amounts payable after more than one year42€23k€30k▲
Trade debts44€16k€19k▲
Suppliers440/4€16k€19k▲
Taxes, remuneration and social security45€24k€15k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9€10k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€201k€227k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€23k▼
Other operating charges640/8€13k€13k▲
Gross operating margin9900€274k€328k▲
Operating profit (loss)9901€33k€64k▲
Financial income75/76B€1k€0▼
Recurring financial income75€1k€0▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€27k€58k▲
Income taxes67/77€9k€17k▲
Profit (loss) for the period9904€17k€41k▲
Profit (loss) for the period to be appropriated9905€17k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€59k▲
Profit (loss) brought forward from the previous period14P€18k€18k=
Transfer to equity691/2€17k€41k▲
To other reserves6921€17k€41k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €213k ▲8.8%
4 profitable years in a row build equity to €213k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €55k
Net result €55k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €172k ▲46.7%
Equity rises from €118k to €172k.
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.44
Current ratio from 0.60 to 1.44; short-term debt falls from €80k to €43k.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Huy 36A4300 WaremmeGround area
697 m²
Building footprint
638 m²
Volume, LiDAR
4,208 m³
Parcel 64074C0884/00G008, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nucky's Steakhouse et Nucky's Tapas Club
since 19932.063.257.504
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64074C0884/00G008 | Wallonia | 697 m² | 1 · 638 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWaremme2.063.257.504
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 7,952 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-06-1993
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.