SANSEN CONSULTING
ActiveSANSEN CONSULTING has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.57M and a net result of €55k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 9195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-6
Solvency44▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 6.42 against 5.51 in 2024; short-term debt: 11.7% and cash: 0.9% of total assets), but 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
0.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2022
42 d early
2021
49 d early
2020
95 d early
2019
73 d early
2018
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.57M▲ 3.7%
2024 · €1.51M
2019: €1.25M
2020: €1.30M
2021: €1.39M
2022: €1.40M
2024: €1.51M
2019 → 2025
Total assets
€8.13M▼ 8.0%
2024 · €8.83M
2019: €1.66M
2020: €1.67M
2021: €1.84M
2022: €3.65M
2024: €8.83M
2019 → 2025
Net result
€55k▼ 50.3%
2024 · €112k
2019: €52k
2020: €53k
2021: €93k
2022: €4k
2024: €112k
2019 → 2025
Working capital
€5.18M▼ 7.4%
2024 · €5.59M
2019: €292k
2020: €383k
2021: €353k
2022: €197k
2024: €5.59M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€1.30M-€1.39M▲ 7.1%€1.40M▲ 0.3%€1.51M▲ 8.0%€1.57M▲ 3.7%
Operating result€90k-€138k▲ 54.0%€28k▼ 79.4%€83k▲ 191%€3k▼ 96.7%
Net result€53k-€93k▲ 73.4%€4k▼ 95.9%€112k▲ 2,847%€55k▼ 50.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.13M
Fixed assets
€2.00M=
Current assets
€6.13M▼ 10.3%
Equity and liabilities €8.13M
Equity
€1.57M▲ 3.7%
Debt
€6.57M▼ 10.3%
The debt ratio falls from 82.9% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▼
2024 · €266k
Cash flow
€166k▼
2024 · €294k
Solvency
19.2%▲
2024 · 17.1%
Current ratio
6.42▲
2024 · 5.51
Quick ratio
6.42▲
2024 · 5.51
Debt / equity
4.20▼
2024 · 4.85
ROE
3.5%▼
2024 · 7.4%
ROA
0.7%▼
2024 · 1.3%
Interest coverage
1.05▼
2024 · 1.69
Debt
€6.57M▼
2024 · €7.32M
Debt ≤ 1 year
€955k▼
2024 · €1.24M
Debt > 1 year
€5.61M▼
2024 · €6.08M
Income taxes
€21k▼
2024 · €39k
Staff costs
€264k▼
2024 · €543k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.83M€8.13M▼
Fixed assets21/28€2.00M€2.00M=
Tangible fixed assets22/27€2.00M€2.00M=
Land and buildings22€2.00M€1.90M▼
Furniture and vehicles24€952€97k▲
Other tangible fixed assets26€2k€2k=
Assets under construction and advance payments27€0-
Current assets29/58€6.83M€6.13M▼
Amounts receivable after more than one year29€5.68M€5.27M▼
Trade receivables290€5.68M€5.27M▼
Amounts receivable within one year40/41€655k€784k▲
Trade receivables40€645k€768k▲
Other amounts receivable41€10k€16k▲
Cash at bank and in hand54/58€494k€71k▼
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€8.83M€8.13M▼
Equity10/15€1.51M€1.57M▲
Contributions10/11€6k€6k=
Reserves13€1.50M€1.56M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.50M€1.56M▲
Amounts payable17/49€7.32M€6.57M▼
Amounts payable after more than one year17€6.08M€5.61M▼
Financial debts170/4€5.83M€5.36M▼
Other amounts payable178/9€250k€250k=
Amounts payable within one year42/48€1.24M€955k▼
Current portion of amounts payable after more than one year42€468k€475k▲
Trade debts44€543k€271k▼
Suppliers440/4€543k€271k▼
Taxes, remuneration and social security45€169k€134k▼
Taxes450/3€75k€54k▼
Remuneration and social security454/9€95k€81k▼
Other amounts payable47/48€61k€74k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Non-recurring operating income76A€56k€0▼
Remuneration, social security and pensions62€543k€264k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183k€110k▼
Other operating charges640/8€24k€14k▼
Gross operating margin9900€833k€391k▼
Operating profit (loss)9901€83k€3k▼
Financial income75/76B€225k€181k▼
Recurring financial income75€225k€181k▼
Financial charges65/66B€158k€107k▼
Recurring financial charges65€158k€107k▼
Profit (loss) for the period before taxes9903€151k€76k▼
Income taxes67/77€39k€21k▼
Profit (loss) for the period9904€112k€55k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€112k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€112k€55k▼
Transfer to equity691/2€112k€55k▼
To other reserves6921€112k€55k▼
Social balance
Average headcount (FTE)90874.44.1▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €112k ▲2847%
Net result €112k, the highest in the series.
31-03
Financial
Liquidity quadruplescurrent ratio 5.51
Current ratio from 1.42 to 5.51.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Weakest financial yearnet €4k ▼95.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
19-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 15 days late
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
28-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2001
Ground area
1.7 ha
Building footprint
4,809 m²
Parcel 34016C1083/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bissegemsestraat(Bis) 45, 8501 Kortrijk
since 20012.100.333.575
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C1083/00L000 | Flanders | 1.7 ha | 1 · 4,809 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2000
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
71111Activities of building architects
74201Photography, excluding press photography
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.