HAMMOUD INVEST

Active

Private limited companyfounded 2011active for 14 yearsPlace du Parc 1, 7000 Mons, BelgiumKBO/BCE: BE 0841.374.040

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of HAMMOUD INVEST is 1.8% (moderate). The 2025 annual accounts show equity of €2.5m and a net result of -€49,974. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 58% of 11,221 sector peers (NACE 68, financial year 2025). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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HAMMOUD INVESTActiveChecked score 55/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 28-11-2011 Normal situation
Legal form: Private limited company
Registered office: Place du Parc 1, 7000 Mons
Activity: Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit: 2.254.126.382 7000 Mons, since 01-07-2016
Financial year end: 31 December
Peppol: Reachable since 29-12-2025

Company details

Who decides

Board

I.B.E. INVESTDirector · permanent representative Bilal HAMMOUD

Shareholders

IBE INVESTconsolidatesannual accounts 2023
IBE INVEST SRLannual accounts 2025

Board & ownership

How it is doing

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.8%

Annual accounts 2025

Gross margin: €307,006; ▲ 7.7%
Turnover: ≈ €350,000; estimated
Loss: €49,974; ▲ 0.4%
Equity: €2.5m; ▲ 12×
Total assets: €6.0m; ▲ 88.8%
Staff: 3.5 FTE; ▲ 29.6%

2025 accounts filed 76 days late

Filed on 15-10-2026at the National Bank

Financials

Why 55raises riskLiquidity: current ratio 0.04, cash €20, halvedLast filed accounts filed 76 days late; 2 of the last 3 latelowers riskSize: 3.5 FTE, total assets €6.0mFounded in 2011Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 55% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 66+35

equity 41.2% of total assets

Liquidity 38+1

short-term debt 29.4% · cash 0.0%

Profitability 37+4

return on assets -0.8%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)

Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.6%● unchanged vs 11-2024lowest value 01-2025: 0.6%● unchanged vs 12-2024lowest value 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 1.2%▲ +0.4 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.6%▲ +0.4 percentage points vs 07-2025 09-2025: 2.2%▲ +0.6 percentage points vs 08-2025 10-2025: 1.5%▼ -0.7 percentage points vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.6%▲ +0.1 percentage points vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.8%▲ +0.2 percentage points vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 1.3%▼ -0.6 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.4%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.8%▼ -0.6 percentage points vs 09-2026

Credit of up to €130,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.04, compared with 0.09 in 2024, below 1; short-term debt: 29.4% and cash: 0% of total assets), and 58.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 58% on solvency, 31% on liquidity, 33% on profitability and 99% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 0.04, cash €20, halved

NBB · annual accounts

Last filed accounts filed 76 days late; 2 of the last 3 late

NBB · filings

Size: 3.5 FTE, total assets €6.0m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2011

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 76 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

76 days late

2024

61 days late

2023

30 days late

2022

30 days late

2021

8 days early

2020

17 days early

2019

72 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 39 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Equity rose in 2025from €207,960 to €2.5m ▲ 12× View
Caution: Among the weakest 17% on net resultsector median €10,048 · 11,212 companies -€49,974 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€49,974 View

Documents

Key facts about HAMMOUD INVEST

What is the company number of HAMMOUD INVEST?: 0841.374.040. In Belgium the VAT number is the company number with BE in front: BE 0841.374.040.
Where is HAMMOUD INVEST based?: The registered office is at Place du Parc 1, 7000 Mons.Company details
What does HAMMOUD INVEST do?: According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of HAMMOUD INVEST?: Private limited company (BV).
When was HAMMOUD INVEST founded?: On 28-11-2011.
Is HAMMOUD INVEST still active?: Yes, HAMMOUD INVEST is an active enterprise in the KBO register.
How many employees does HAMMOUD INVEST have?: On average 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HAMMOUD INVEST?: ≈ €350,000 in financial year 2025. Estimated from the gross margin of €307,006: probably between €310,000 and €380,000, based on 38 comparable companies, NACE 68201. In financial year 2022 turnover was €499,575.
Is HAMMOUD INVEST profitable?: In financial year 2025, HAMMOUD INVEST made a loss of €49,974.
Where can I find the annual accounts of HAMMOUD INVEST?: HAMMOUD INVEST filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of HAMMOUD INVEST due?: By 31-07-2027, for financial year 2026.Timeline