SANISTAR
ActiveSANISTAR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €2k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.42 against 2.35 in 2024; short-term debt: 8.5% of total assets), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
30 d late
2022
30 d late
2021
4 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 3.2%
2024 · €78k
2018: €52k
2019: €53k
2020: €60k
2021: €69k
2022: €76k
2023: €77k
2024: €78k
2018 → 2025
Total assets
€87k▼ 12.6%
2024 · €100k
2018: €63k
2019: €80k
2020: €78k
2021: €80k
2022: €91k
2023: €108k
2024: €100k
2018 → 2025
Net result
€2k▲ 5,417%
2024 · €45
2018: €63
2019: €800
2020: €7k
2021: €9k
2022: €7k
2023: €2k
2024: €45
2018 → 2025
Working capital
€33k▲ 8.1%
2024 · €30k
2018: €-1k
2019: €4k
2020: €12k
2021: €21k
2022: €28k
2023: €30k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€76k▲ 9.4%€77k▲ 2.2%€78k▲ 0.1%€80k▲ 3.2%
Operating result€12k-€11k▼ 12.8%€6k▼ 45.4%€2k▼ 61.8%€4k▲ 75.9%
Net result€9k-€7k▼ 27.7%€2k▼ 73.8%€45▼ 97.4%€2k▲ 5,417%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€47k=
Current assets
€40k▼ 23.8%
Equity and liabilities €87k
Equity
€80k▲ 3.2%
Debt
€7k▼ 67.0%
The debt ratio falls from 22.5% to 8.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
91.5%▲
2024 · 77.5%
Current ratio
5.42▲
2024 · 2.35
Quick ratio
5.20▲
2024 · 2.28
Debt / equity
0.09▼
2024 · 0.29
ROE
3.1%▲
2024 · 0.1%
ROA
2.8%▲
2024 · 0.0%
Debt
€7k▼
2024 · €22k
Debt ≤ 1 year
€7k▼
2024 · €22k
Income taxes
€321▼
2024 · €1k
Staff costs
€38k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€87k▼
Fixed assets21/28€47k€47k=
Intangible fixed assets21€25k€25k=
Tangible fixed assets22/27€22k€22k=
Plant, machinery and equipment23€5k€5k=
Furniture and vehicles24€2k€2k=
Other tangible fixed assets26€15k€15k=
Current assets29/58€53k€40k▼
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€51k€39k▼
Trade receivables40€1k€305▼
Other amounts receivable41€50k€38k▼
Equity and liabilities
Total equity and liabilities10/49€100k€87k▼
Equity10/15€78k€80k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€57k€60k▲
Amounts payable17/49€22k€7k▼
Amounts payable within one year42/48€22k€7k▼
Financial debts43€693€5k▲
Credit institutions430/8€693€5k▲
Trade debts44€9k€578▼
Suppliers440/4€9k€578▼
Taxes, remuneration and social security45€13k€2k▼
Taxes450/3€6k-
Remuneration and social security454/9€7k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€40k€38k▼
Other operating charges640/8€2k€700▼
Gross operating margin9900€45k€43k▼
Operating profit (loss)9901€2k€4k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€1k€3k▲
Income taxes67/77€1k€321▼
Profit (loss) for the period9904€45€2k▲
Profit (loss) for the period to be appropriated9905€45€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€60k▲
Profit (loss) brought forward from the previous period14P€57k€57k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 5.42
Current ratio from 2.35 to 5.42; short-term debt falls from €22k to €7k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €45 ▼97.4%
Net result drops to €45, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €9k ▲20.2%
Operating result €12k, net result €9k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opzichterstraat 1941080 Sint-Jans-MolenbeekGround area
134 m²
Building footprint
133 m²
Volume, LiDAR
1,660 m³
Parcel 21012A0078/00C017, Brussels · tallest building 23.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sanistar
since 20092.187.416.910
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0078/00C017 | Brussels | 134 m² | 1 · 133 m² | 23.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.187.416.910
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Of 2,407 companies in sector 47241 we hold annual accounts for 1,098. 927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-09-2009
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.