Broodjescarrousel
ActiveSummary
Broodjescarrousel has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+59
Solvency24▲+10
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.19 in 2024; short-term debt: 49.4% and cash: 14.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.4%
Return on assets
9.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 18280 sector peers (2025).
NBB · sector comparisonPosition among 18280 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
on the day
2023
31 d late
2022
2 d early
2021
8 d early
2020
8 d early
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▲ 87.5%
2024 · €-12k
2018: €6k
2019: €-1k
2020: €22k
2021: €43k
2022: €44k
2023: €26k
2024: €-12k
2018 → 2025
Total assets
€112k▲ 1.1%
2024 · €111k
2018: €10k
2019: €18k
2020: €73k
2021: €88k
2022: €155k
2023: €166k
2024: €111k
2018 → 2025
Net result
€11k
2024 · €-39k
2018: €-14k
2019: €-7k
2020: €23k
2021: €21k
2022: €2k
2023: €-18k
2024: €-39k
2018 → 2025
Working capital
€-36k▲ 46.5%
2024 · €-67k
2018: €6k
2019: €-12k
2020: €-1k
2021: €10k
2022: €-29k
2023: €-38k
2024: €-67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€44k▲ 4.3%€26k▼ 40.8%€-12k€-2k▲ 87.5%
Operating result€30k-€4k▼ 86.3%€-13k€-33k▼ 142%€17k
Net result€21k-€2k▼ 91.4%€-18k€-39k▼ 113%€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €33k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets
€93k ▼ 3.1%
Current assets
€20k ▲ 27.0%
Key figures and ratios
EBITDA
€33k▲
2024 · €7k
Cash flow
€26k▲
2024 · €1k
Solvency
-1.4%▲
2024 · -11.0%
Current ratio
0.35▲
2024 · 0.19
Quick ratio
0.33▲
2024 · 0.18
Debt to equity
-74.26▼
2024 · -10.06
ROA
9.6%▲
2024 · -34.7%
Interest coverage
5.03▲
2024 · 1.66
Debt
€114k▼
2024 · €124k
Debt ≤ 1 year
€56k▼
2024 · €83k
Debt > 1 year
€58k▲
2024 · €41k
Income taxes
€217▼
2024 · €2k
Staff costs
€6k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€111k€112k▲
Fixed assets21/28€96k€93k▼
Intangible fixed assets21€263-
Tangible fixed assets22/27€93k€93k▼
Plant, machinery and equipment23€15k€10k▼
Furniture and vehicles24€76k€277▼
Leasing and similar rights25-€81k
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€2k-
Current assets29/58€15k€20k▲
Stocks and contracts in progress3€930€1k▲
Stocks30/36€930€1k▲
Amounts receivable within one year40/41€207-
Trade receivables40€172-
Other amounts receivable41€35-
Cash at bank and in hand54/58€12k€17k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€111k€112k▲
Equity10/15€-12k€-2k▲
Contributions10/11€5k€5k=
Reserves13€38k€38k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€-55k€-44k▲
Amounts payable17/49€124k€114k▼
Amounts payable after more than one year17€41k€58k▲
Financial debts170/4€41k€58k▲
Amounts payable within one year42/48€83k€56k▼
Current portion of amounts payable after more than one year42€20k€15k▼
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Taxes, remuneration and social security45€5k€705▼
Taxes450/3€2k€565▼
Remuneration and social security454/9€4k€141▼
Other amounts payable47/48€43k€34k▼
Income statement
Code20242025
Remuneration, social security and pensions62€27k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€15k▼
Other operating charges640/8€2k€8k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€36k€47k▲
Operating profit (loss)9901€-33k€17k▲
Financial income75/76B€0€26▲
Recurring financial income75€0€26▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€-37k€11k▲
Income taxes67/77€2k€217▼
Profit (loss) for the period9904€-39k€11k▲
Profit (loss) for the period to be appropriated9905€-39k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-44k▲
Profit (loss) brought forward from the previous period14P€-16k€-55k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €23k
Net result €23k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olenseweg 3222260 WesterloGround area
463 m²
Building footprint
137 m²
Volume, LiDAR
198 m³
Parcel 13039B0278/00R000, Flanders · tallest building 2.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Broodjescarrousel
since 20122.205.794.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039B0278/00R000 | Flanders | 463 m² | 1 · 137 m² | 2.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWesterlo2.205.794.747
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Of 2,407 companies in sector 47241 we hold annual accounts for 1,100. 879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47241Retail sale of bread and pastry (bakery outlets)
56112Limited-service restaurants, excluding mobile food services
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.