Financials
- Fiscal year
- 2024
- Total assets
- €101,568
- Loss
- -€42,751
- Solvency
- -46.1%
Total assets▲ 76.3%
Net result
20182024
SOMEDA
ActiveSummary
The computed 12-month bankruptcy probability of SOMEDA is 10.9% (high). The 2024 annual accounts show negative equity (-€46,833) and a net result of -€42,751. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 26034 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Retail sale of bread and pastry (bakery outlets)
NACE 47241
1 site
How big
€101,568total assets 2024
- Staff
- 6.1 FTE
- Equity
- -€46,833
- Loss
- -€42,751
Turnover not published (abridged schema)
Who decides
- Board
- 1 member
Accounts 63 d overdue1 of 4 deeds read
Why 28- 2 changes of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 70 days late; 2 of the last 3 late+ Founded in 2010+ Size: total assets €101,568Show the evidence
Checked score
Score 2024
28
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 7% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
0-18
equity -46.1% of total assets
Liquidity
15-27
short-term debt 128.3% · cash 11.8%
Profitability
0-58
return on assets -42.1%
Bankruptcy probability, 12 months
10.9%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
- 2 changes of registered office in 24 months raises the probability
- Founded in 2010 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 70 days late; 2 of the last 3 late raises the probability
- Size: total assets €101,568 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.47 against 0.78 in 2023; short-term debt: 128.3% and cash: 11.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 14%, profitability 6%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€46,833
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
54 d late
2022
31 d early
2021
23 d late
2020
61 d late
2019
87 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
- Resignation: OPSOMER Michaël (manager)Appointment: OPSOMER Michaël (non-statutory director)…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€42,751
Key points
- Risk: Negative equityfiscal year 2024: debts exceed assets -€46,833 View
- Positive: Staff rose in 2024from 0.4 FTE to 6.1 FTE ▲ 1,425% View
- Caution: Among the weakest 5% on net resultsector median €4,452 · 26,002 companies -€42,751 View
- Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
- New directorlatest change 16-04-2026 · 1 in office 1 joined View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 13
- Since
- 2016
- 16-04-2026Resignation: OPSOMER Michaël (manager)
- 09-10-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of bread and pastry (bakery outlets)NACE 47241
- Founded
- 21-10-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Annual meeting
- First Monday of June at 10:00
- Purpose
- Toutes les activités de boulangerie, pâtisserie, confiserie, glacier, chocolatier…
- Statutory auditor
- No statutory auditor
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.