SamiCRE8
ActiveSummary
SamiCRE8 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,149 and a net result of €29,343. Its solvency ranks better than 88% of 4,319 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €58,149
- Profit
- €29,343
Why 99raises riskFounded in 2024lowers riskLiquidity: current ratio 7.90, cash €66,405Sector: Other professional, scientific and technical activities (NACE 74)Equity €58,149 (87.3% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 88% on solvency, 92% on liquidity, 88% on profitability and 89% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 52 days before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity more than doubledcurrent ratio 7.90
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 26% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | - | €120 | - |
| Gross operating margin9900 | €32,420 | €41,023 | ▲ 26.5% |
| Operating profit (loss)9901 | €32,420 | €40,903 | ▲ 26.2% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €13 | €40 | ▲ 200% |
| Recurring financial charges65 | €13 | €40 | ▲ 200% |
| Profit (loss) for the period before taxes9903 | €32,406 | €40,863 | ▲ 26.1% |
| Income taxes67/77 | €6,600 | €11,520 | ▲ 74.5% |
| Profit (loss) for the period9904 | €25,806 | €29,343 | ▲ 13.7% |
| Profit (loss) for the period to be appropriated9905 | €25,806 | €29,343 | ▲ 13.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €39,165 | €66,582 | ▲ 70.0% |
| Current assets29/58 | €39,165 | €66,582 | ▲ 70.0% |
| Amounts receivable within one year40/41 | - | €176 | - |
| Other amounts receivable41 | - | €176 | - |
| Cash at bank and in hand54/58 | €39,165 | €66,405 | ▲ 69.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €39,165 | €66,582 | ▲ 70.0% |
| Equity10/15 | €28,806 | €58,149 | ▲ 102% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €25,806 | €55,149 | ▲ 114% |
| Distributable reserves133 | €25,806 | €55,149 | ▲ 114% |
| Amounts payable17/49 | €10,358 | €8,432 | ▼ 18.6% |
| Amounts payable within one year42/48 | €10,358 | €8,432 | ▼ 18.6% |
| Trade debts44 | €394 | €835 | ▲ 112% |
| Suppliers440/4 | €394 | €835 | ▲ 112% |
| Taxes, remuneration and social security45 | €6,830 | €1,500 | ▼ 78.0% |
| Taxes450/3 | €6,830 | €1,500 | ▼ 78.0% |
| Other amounts payable47/48 | €3,134 | €6,097 | ▲ 94.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €25,806 | €29,343 | ▲ 13.7% |
| Operating cash flow (approximation) | €25,806 | €29,343 | ▲ 13.7% |
| Change in cash | - | €27,241 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 02-06-2026 | 2026-00132559 |
| 31-12-2024 | micro format | 17-06-2025 | 2025-00147514 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VERHAERT Veerle Maria Hilde Guido |
|
Owners and capital
Capital and shareholders
- VERHAERT Veerle Maria Hilde Guido 30 shares (100%) · €3,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 31-07-2024 Incorporation · €3,000 · 30 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
SamiCRE8 was incorporated on 29 July 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, VERHAERT Veerle Maria Hilde Guido has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
31-07
Gazette deed
IncorporationAppointment: VERHAERT Veerle Maria Hilde Guido (director) · Founder · Founding capital7 facts ▸
- Founder, VERHAERT Veerle Maria Hilde Guido (comparant)
- Incorporation, “SamiCRE8” (deed in Dutch)
- Founding capital, €3,000
- Bank account, 3000, “vennootschap in oprichting” (deed in Dutch)
- Registered office clause, “2960 Brecht,Bergsebaan 66” (deed in Dutch)
- Board rule, 1
- Director appointment, VERHAERT Veerle Maria Hilde Guido (director)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11332L0045/00V000 | Flanders | 1,014 m² | 1 · 181 m² | 7.0 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het bedenken,uitwerken en uitvoeren van grafische ontwerpen in verband met merken en huisstijlen; Conceptuele…” (deed in Dutch)
7 activities (deed in Dutch)
- Het bedenken,uitwerken en uitvoeren van grafische ontwerpen in verband met merken en huisstijlen.
- Conceptuele ontwikkeling,ontwerp,uitvoering en advies inzake publiciteits-campagnes,branding,logo’s,printmedia,digitale media,POS-maatregelen en begeleidende maatregelen voor beurzen.
- Het aanleggen,oordeelkundig uitbouwen en beheren van onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten.
- Het aanleggen,oordeelkundig uitbouwen en beheren van roerend vermogen;alle verrichtingen met betrekking tot roerende goederen,uitgezonderd de activiteiten wettelijk voorbehouden aan spaar- en depositobanken en aan vennootschappen voor vermogensbeheer en beleggingsadvies.
- De vennootschap mag deelnemen door inbreng,fusie,inschrijving of anderszins in alle bestaande of op te richten vennootschappen of ondernemingen met een gelijkaardig of aanverwant voorwerp.
- Kan ook functies van bestuurder,commissaris of vereffenaar van zulke vennootschappen uitoefenen.
- Tenslotte mag zij alle activiteiten uitoefenen die de verwezenlijking van haar maatschappelijk oogmerk kunnen bevorderen en op enigerlei wijze aan zo’n activiteit deelnemen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SamiCRE8
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “1, met of zonder beperking van duur;bij gebrek aan bepaling onbepaalde duur” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, 30” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 1 June at 17:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor