LOTSOFDOTS
ActiveLOTSOFDOTS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-35k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 180 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-42
Solvency57▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.28 against 2.07 in 2024; short-term debt: 15.1% and cash: 0.3% of total assets), and 68.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.5%
Return on assets
-18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
2 d early
2023
12 d early
2022
7 d early
2021
10 d early
2020
10 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€55k
EBIT margin
40.6%
Net result
€-35k
2024 · €324
2018: €9k
2019: €14k
2020: €-22k
2021: €18k
2022: €14k
2023: €23k
2024: €324
2018 → 2025
Working capital
€-20k
2024 · €28k
2018: €24k
2019: €17k
2020: €-15k
2021: €-9k
2022: €-7k
2023: €36k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€55k-
Equity€59k-€72k▲ 20.8%€93k▲ 30.0%€94k▲ 0.3%€59k▼ 37.4%
Operating result€22k-€25k▲ 12.1%€38k▲ 52.6%€7k▼ 82.4%€-37k
Net result€18k-€14k▼ 23.1%€23k▲ 65.6%€324▼ 98.6%€-35k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€178k▼ 4.4%
Current assets
€8k▼ 86.0%
Equity and liabilities €186k
Equity
€59k▼ 37.4%
Debt
€127k▼ 14.0%
The debt ratio rises from 61.2% to 68.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-29k▼
2024 · €16k
Cash flow
€-26k▼
2024 · €9k
Solvency
31.5%▼
2024 · 38.8%
Current ratio
0.28▼
2024 · 2.07
Quick ratio
0.28▼
2024 · 2.06
Debt / equity
2.17▲
2024 · 1.58
ROE
-59.7%▼
2024 · 0.3%
ROA
-18.8%▼
2024 · 0.1%
Interest coverage
-29.19▼
2024 · 2.81
Debt
€127k▼
2024 · €148k
Debt ≤ 1 year
€28k▲
2024 · €27k
Debt > 1 year
€96k▼
2024 · €117k
Income taxes
€12▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€186k▼
Fixed assets21/28€187k€178k▼
Intangible fixed assets21€789€569▼
Tangible fixed assets22/27€186k€178k▼
Land and buildings22€185k€177k▼
Plant, machinery and equipment23€505€497▼
Current assets29/58€55k€8k▼
Stocks and contracts in progress3€152-
Stocks30/36€152-
Amounts receivable within one year40/41€45k€5k▼
Trade receivables40€44k€4k▼
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€8k€503▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€242k€186k▼
Equity10/15€94k€59k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€81k€81k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14-€-35k
Amounts payable17/49€148k€127k▼
Amounts payable after more than one year17€117k€96k▼
Financial debts170/4€43k€22k▼
Other amounts payable178/9€74k€74k=
Amounts payable within one year42/48€27k€28k▲
Current portion of amounts payable after more than one year42€18k€20k▲
Trade debts44€2k€393▼
Suppliers440/4€2k€393▼
Taxes, remuneration and social security45€2k€468▼
Taxes450/3€2k€468▼
Other amounts payable47/48€5k€8k▲
Accrued charges and deferred income492/3€5k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A-€35k
Gross operating margin9900€19k€10k▼
Operating profit (loss)9901€7k€-37k▼
Financial income75/76B€384€3k▲
Recurring financial income75€1€3k▲
Non-recurring financial income76B€384€3k▲
Financial charges65/66B€6k€978▼
Recurring financial charges65€6k€978▼
Profit (loss) for the period before taxes9903€1k€-35k▼
Income taxes67/77€1k€12▼
Profit (loss) for the period9904€324€-35k▼
Profit (loss) for the period to be appropriated9905€324€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€324€-35k▼
Transfer to equity691/2€324-
To other reserves6921€324-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-35k ▼10905%
Net result drops to €-35k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €23k ▲65.6%
Operating result €38k, net result €23k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.91
Current ratio from 0.90 to 1.91; short-term debt falls from €66k to €39k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vogelpers 921500 HalleGround area
2,365 m²
Building footprint
501 m²
Volume, LiDAR
2,752 m³
2 parcels, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kasteelstraat 87, 1500 Halle
since 20072.167.004.843
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23412I0073/00V000 | Flanders | 1,880 m² | 1 · 99 m² | 11.0 m · 3 fl. |
| 23412K0147/00B002 | Flanders | 485 m² | 1 · 402 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,296 companies in sector 74120 we hold annual accounts for 1,010. 862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-11-2007
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
74201Photography, excluding press photography
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.