Equity
€57,610 from €97,019 in 2023
Equity fell by 41% in 2 years.
OPTADA
Lifetime
6 annual accounts with figures on one time axispeak €42,233 (2023)
€23,401▼ 44.6%
peak €30,865 (2023)
€16,019▼ 47.7%
peak €97,019 (2023)
€57,610▲ 38.5%
€8,160▼ 48.3%
Board1 name since 2020
1 directorFONTAINE Miguel Eligio
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €42,203 to €23,401Result from €30,626 to €16,019Equity from €41,591 to €57,610Debts from €15,785 to €8,160
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Liquidity
7.75 was 3.34 in 2024
Short-term debts fell from €15,785 to €8,160.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 0 to 32 days before the end of the period.
Starting capital
€5,000 300 shares
Position in the sector
87.6%
Higher solvency than 88% of companies in other professional activities. Sector median 49.8% · 4,365 companies.
Checked score
98
Excellent
Financially stronger than 83% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,431 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 7.75, cash €36,215
Sector: Other professional, scientific and technical activities (NACE 74)
Equity €57,610 (87.6% of total assets)
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 93% on liquidity, 75% on profitability and 76% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as OPTADA has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of OPTADA itself is lower: < 0.1% within 12 months. It rests on far more data about OPTADA than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for OPTADA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.75 (3.34 in 2024), above the usual 1.5. Short-term debt is 12.4% and cash 55.1% of total assets. 12.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 days early
2024
28 days early
2023
on the day
2022
13 days early
2021
on the day
2020
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 12 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0741702877
Incorporation
Founding capital of €5,000, 300 shares · Founder: FONTAINE Miguel Eligio · Appointment: FONTAINE Miguel Eligio (director) · published on 21-01-2020 · Gazette deed
First establishment
Rue Sous l'Abbaye 4, Trooz
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as OPTADA: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €55,100 and €77,500, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 17-01-2020Normal situation
- Activity
- Graphic design and visual communicationNACE 74120and 3 others
- Establishment unit
- 2.299.261.5714870 Trooz, since 17-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- €65,770▲ 14.6%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on OPTADA
OPTADA files the micro format. That format states no turnover. The gross margin fell from €35,593 in 2020 to €23,401 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OPTADA
- What is the company number of OPTADA?
- The company number of OPTADA is 0741.702.877. The VAT number is the same number with BE in front: BE 0741.702.877.
- Where is OPTADA based?
- The registered office is at Rue Sous l'Abbaye 4, 4870 Trooz.Company details
- What does OPTADA do?
- According to the KBO register, the main activity is graphic design and visual communication (NACE 74120).
- What is the legal form of OPTADA?
- OPTADA is a private limited company (BV).
- When was OPTADA founded?
- OPTADA was founded on 17-01-2020.
- Is OPTADA still active?
- Yes, OPTADA is an active enterprise in the KBO register.
- What is the turnover of OPTADA?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €23,401 and 41 comparable companies (NACE 74). It probably lies between €72,000 and €270,000. It is a rough estimate.Financials
- Is OPTADA profitable?
- In financial year 2025, OPTADA made a profit of €16,019.
- Where can I find the annual accounts of OPTADA?
- OPTADA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OPTADA due?
- OPTADA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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