SAMI
ActiveSAMI has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192k and a net result of €65k. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+2
Solvency65▼-15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 2.44 in 2024; short-term debt: 47.5% and cash: 15.6% of total assets), and 60.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
119 d early
2024
55 d early
2023
134 d early
2022
4 d early
2021
58 d early
2020
46 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€192k▼ 33.4%
2024 · €289k
2018: €44k
2019: €91k
2020: €150k
2021: €197k
2022: €252k
2023: €275k
2024: €289k
2018 → 2025
Total assets
€487k▼ 7.0%
2024 · €523k
2018: €379k
2019: €361k
2020: €369k
2021: €394k
2022: €495k
2023: €537k
2024: €523k
2018 → 2025
Net result
€65k▲ 6.4%
2024 · €61k
2018: €33k
2019: €47k
2020: €59k
2021: €47k
2022: €55k
2023: €46k
2024: €61k
2018 → 2025
Working capital
€59k▼ 65.6%
2024 · €173k
2018: €-8k
2019: €25k
2020: €74k
2021: €89k
2022: €119k
2023: €192k
2024: €173k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€197k-€252k▲ 27.9%€275k▲ 9.1%€289k▲ 4.9%€192k▼ 33.4%
Operating result€77k-€87k▲ 13.1%€76k▼ 12.7%€90k▲ 17.4%€92k▲ 3.2%
Net result€47k-€55k▲ 17.3%€46k▼ 16.0%€61k▲ 31.6%€65k▲ 6.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €487k
Fixed assets
€196k▼ 14.9%
Current assets
€291k▼ 0.9%
Equity and liabilities €487k
Equity
€192k▼ 33.4%
Debt
€294k▲ 25.4%
The debt ratio rises from 44.8% to 60.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€117k▼
2024 · €129k
Cash flow
€89k▼
2024 · €100k
Solvency
39.5%▼
2024 · 55.2%
Current ratio
1.26▼
2024 · 2.44
Quick ratio
1.26▼
2024 · 2.44
Debt / equity
1.53▲
2024 · 0.81
ROE
33.7%▲
2024 · 21.1%
ROA
13.3%▲
2024 · 11.6%
Interest coverage
16.32▲
2024 · 13.50
Debt
€294k▲
2024 · €235k
Debt ≤ 1 year
€231k▲
2024 · €120k
Debt > 1 year
€63k▼
2024 · €114k
Income taxes
€26k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€523k€487k▼
Fixed assets21/28€230k€196k▼
Tangible fixed assets22/27€230k€196k▼
Land and buildings22€170k€159k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€47k€27k▼
Current assets29/58€293k€291k▼
Amounts receivable after more than one year29€207k€176k▼
Other amounts receivable291€207k€176k▼
Amounts receivable within one year40/41€20k€37k▲
Trade receivables40€13k€30k▲
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€64k€76k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€523k€487k▼
Equity10/15€289k€192k▼
Contributions10/11€19k€19k=
Reserves13€270k€174k▼
Distributable reserves133€270k€174k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€235k€294k▲
Amounts payable after more than one year17€114k€63k▼
Financial debts170/4€114k€63k▼
Amounts payable within one year42/48€120k€231k▲
Current portion of amounts payable after more than one year42€53k€51k▼
Financial debts43-€151
Credit institutions430/8-€151
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€17k€12k▼
Taxes450/3€17k€12k▼
Other amounts payable47/48€48k€163k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€24k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€131k€119k▼
Operating profit (loss)9901€90k€92k▲
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€86k€91k▲
Income taxes67/77€25k€26k▲
Profit (loss) for the period9904€61k€65k▲
Profit (loss) for the period to be appropriated9905€61k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€65k▲
Transfer from equity791/2€47k€161k▲
Transfer to equity691/2€61k€65k▲
To other reserves6921€61k€65k▲
Profit to be distributed694/7€47k€161k▲
Return on contributions (dividend)694€47k€161k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €65k ▲6.4%
Net result €65k, the highest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €252k ▲27.9%
5 profitable years in a row build equity to €252k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €150k ▲65%
3 profitable years in a row build equity to €150k.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ericalaan 32350 VosselaarGround area
712 m²
Building footprint
170 m²
Volume, LiDAR
893 m³
Parcel 13046C0342/02P004, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SAMI
since 20052.150.056.765
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046C0342/02P004 | Flanders | 712 m² | 1 · 170 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sonian Wood Coop
BE 0746.604.149
Anderlecht · Eq €192k
VINCENTI
BE 0568.846.404
Mons · Eq €191k
ABEONA
BE 0502.419.913
Wichelen · Eq €194k
TOONDER
BE 0552.728.863
Geraardsbergen · Eq €194k
Koninckx Remco
BE 0723.555.365
Hasselt · Eq €194k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2005
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.