CRIVAN
ActiveSummary
CRIVAN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240,751 and a net result of €18,909. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-14
Solvency92▲+8
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 4.71 against 3.91 in 2024; short-term debt: 10.1% and cash: 28.1% of total assets), and 33% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67%
Return on assets
5.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-05-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
28 d late
2023
27 d late
2022
24 d late
2021
30 d late
2020
29 d late
2019
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 28 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€240,751▼ 1.3%
2024 · €243,842
Total assets
€359,123▼ 13.0%
2024 · €412,693
Net result
€18,909▼ 71.9%
2024 · €67,407
Working capital
€135,326▼ 8.5%
2024 · €147,836
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€98,492▲ 79.6%€26,831▼ 72.8%€57,700▲ 115%€101,702▲ 76.3%€34,909▼ 65.7%
Net result€67,785above the sector's middle half▲ 105%€10,238within the sector's middle half▼ 84.9%€34,798above the sector's middle half▲ 240%€67,407above the sector's middle half▲ 93.7%€18,909within the sector's middle half▼ 71.9%
Equity€142,902within the sector's middle half▲ 23.1%€143,296within the sector's middle half▲ 0.3%€177,294above the sector's middle half▲ 23.7%€243,842above the sector's middle half▲ 37.5%€240,751above the sector's middle half▼ 1.3%
Total assets€298,218within the sector's middle half▲ 8.7%€264,810within the sector's middle half▼ 11.2%€325,223within the sector's middle half▲ 22.8%€412,693above the sector's middle half▲ 26.9%€359,123within the sector's middle half▼ 13.0%
Debt€155,315▼ 1.9%€121,514▼ 21.8%€147,929▲ 21.7%€168,852▲ 14.1%€118,372▼ 29.9%
Working capital€99,694within the sector's middle half▲ 9.8%€100,467within the sector's middle half▲ 0.8%€127,906above the sector's middle half▲ 27.3%€147,836above the sector's middle half▲ 15.6%€135,326above the sector's middle half▼ 8.5%
Solvency47.9%within the sector's middle half▲ 5.6pp54.1%within the sector's middle half▲ 6.2pp54.5%within the sector's middle half▲ 0.4pp59.1%within the sector's middle half▲ 4.6pp67.0%within the sector's middle half▲ 8.0pp
Current ratio3.24above the sector's middle half▼ 1.534.31above the sector's middle half▲ 1.084.40above the sector's middle half▲ 0.093.91above the sector's middle half▼ 0.494.71above the sector's middle half▲ 0.80
Return on assets (ROA)22.7%above the sector's middle half▲ 10.7pp3.9%within the sector's middle half▼ 18.9pp10.7%within the sector's middle half▲ 6.8pp16.3%above the sector's middle half▲ 5.6pp5.3%within the sector's middle half▼ 11.1pp
Staff (FTE)1▲ 25.0%1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €359,123
Fixed assets
€187,351 ▼ 12.5%
Current assets
€171,772 ▼ 13.5%
Equity and liabilities €359,123
Equity
€240,751 ▼ 1.3%
Debt
€118,372 ▼ 29.9%
Debt's share of the balance-sheet total falls from 40.9% to 33.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70,637▼
2024 · €136,901
Cash flow
€54,637▼
2024 · €102,606
Debt to equity
0.49▼
2024 · 0.69
ROE
7.9%▼
2024 · 27.6%
Interest coverage
9.21▼
2024 · 16.62
Debt ≤ 1 year
€36,447▼
2024 · €50,834
Debt > 1 year
€78,918▼
2024 · €117,560
Income taxes
€9,250▼
2024 · €27,227
Staff costs
€39,220▲
2024 · €36,424
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €33,465 | €34,632 | €37,277 | €36,424 | €39,220 | ▲ 7.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,196 | €21,345 | €25,197 | €35,199 | €35,728 | ▲ 1.5% |
| Other operating charges640/8 | €2,062 | €1,438 | €1,600 | €1,492 | €1,386 | ▼ 7.1% |
| Gross operating margin9900 | €154,216 | €84,245 | €121,774 | €174,817 | €111,242 | ▼ 36.4% |
| Operating profit (loss)9901 | €98,492 | €26,831 | €57,700 | €101,702 | €34,909 | ▼ 65.7% |
| Financial income75/76B | €76 | - | €0 | €1,274 | €1,159 | ▼ 9.0% |
| Recurring financial income75 | €76 | - | €0 | €1,274 | €1,159 | ▼ 9.0% |
| Financial charges65/66B | €6,385 | €8,154 | €7,325 | €8,343 | €7,909 | ▼ 5.2% |
| Recurring financial charges65 | €6,226 | €7,968 | €7,136 | €8,237 | €7,669 | ▼ 6.9% |
| Non-recurring financial charges66B | €159 | €186 | €189 | €106 | €240 | ▲ 127% |
| Profit (loss) for the period before taxes9903 | €92,183 | €18,677 | €50,375 | €94,634 | €28,159 | ▼ 70.2% |
| Income taxes67/77 | €24,398 | €8,440 | €15,578 | €27,227 | €9,250 | ▼ 66.0% |
| Profit (loss) for the period9904 | €67,785 | €10,238 | €34,798 | €67,407 | €18,909 | ▼ 71.9% |
| Profit (loss) for the period to be appropriated9905 | €67,785 | €10,238 | €34,798 | €67,407 | €18,909 | ▼ 71.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €298,218 | €264,810 | €325,223 | €412,693 | €359,123 | ▼ 13.0% |
| Fixed assets21/28 | €153,969 | €134,032 | €159,733 | €214,024 | €187,351 | ▼ 12.5% |
| Tangible fixed assets22/27 | €153,969 | €134,032 | €159,733 | €214,024 | €187,351 | ▼ 12.5% |
| Land and buildings22 | €113,498 | €106,816 | €137,819 | €157,845 | €140,104 | ▼ 11.2% |
| Plant, machinery and equipment23 | €5,755 | €4,437 | €10,367 | €8,928 | €9,549 | ▲ 7.0% |
| Furniture and vehicles24 | €34,717 | €22,780 | €11,547 | €47,251 | €37,698 | ▼ 20.2% |
| Current assets29/58 | €144,249 | €130,777 | €165,490 | €198,670 | €171,772 | ▼ 13.5% |
| Amounts receivable within one year40/41 | €15,548 | €58,589 | €44,327 | €148,673 | €70,066 | ▼ 52.9% |
| Trade receivables40 | €14,950 | €55,891 | €30,604 | €114,351 | €67,620 | ▼ 40.9% |
| Other amounts receivable41 | €599 | €2,697 | €13,723 | €34,322 | €2,446 | ▼ 92.9% |
| Cash at bank and in hand54/58 | €126,673 | €70,878 | €118,781 | €48,329 | €100,931 | ▲ 109% |
| Deferred charges and accrued income490/1 | €2,027 | €1,311 | €2,382 | €1,668 | €776 | ▼ 53.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €298,218 | €264,810 | €325,223 | €412,693 | €359,123 | ▼ 13.0% |
| Equity10/15 | €142,902 | €143,296 | €177,294 | €243,842 | €240,751 | ▼ 1.3% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €130,502 | €130,896 | €164,894 | €231,442 | €228,351 | ▼ 1.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | €128,642 | €129,036 | €163,034 | €229,582 | €228,351 | ▼ 0.5% |
| Amounts payable17/49 | €155,315 | €121,514 | €147,929 | €168,852 | €118,372 | ▼ 29.9% |
| Amounts payable after more than one year17 | €110,743 | €90,912 | €110,345 | €117,560 | €78,918 | ▼ 32.9% |
| Financial debts170/4 | €110,743 | €90,912 | €110,345 | €117,560 | €78,918 | ▼ 32.9% |
| Amounts payable within one year42/48 | €44,555 | €30,311 | €37,584 | €50,834 | €36,447 | ▼ 28.3% |
| Current portion of amounts payable after more than one year42 | €19,157 | €19,831 | €28,155 | €17,206 | €27,847 | ▲ 61.8% |
| Trade debts44 | €1,598 | €6,549 | €1,716 | €19,155 | - | - |
| Suppliers440/4 | €1,598 | €6,549 | €1,716 | €19,155 | - | - |
| Taxes, remuneration and social security45 | €11,499 | €3,931 | €6,914 | €13,374 | €7,242 | ▼ 45.8% |
| Taxes450/3 | €7,683 | - | €2,635 | €9,130 | €702 | ▼ 92.3% |
| Remuneration and social security454/9 | €3,816 | €3,931 | €4,279 | €4,243 | €6,540 | ▲ 54.1% |
| Other amounts payable47/48 | €12,300 | - | €800 | €1,099 | €1,358 | ▲ 23.5% |
| Accrued charges and deferred income492/3 | €18 | €291 | - | €458 | €3,008 | ▲ 556% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,785 | €10,238 | €34,798 | €67,407 | €18,909 | ▼ 71.9% |
| + Depreciation and write-downs630 | €20,196 | €21,345 | €25,197 | €35,199 | €35,728 | ▲ 1.5% |
| Operating cash flow (approximation) | €87,982 | €31,582 | €59,995 | €102,606 | €54,637 | ▼ 46.8% |
| Investment in fixed assets (approximation) | - | -€1,408 | -€50,898 | -€89,490 | -€9,055 | ▲ 89.9% |
| Change in cash | - | -€55,795 | €47,903 | -€70,451 | €52,602 | ▲ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-09
Financial
Equity above €200,000Eq €243,842 ▲37.5%
7 profitable years in a row build equity to €243,842.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-09
Financial
Equity above €150,000Eq €177,294 ▲23.7%
6 profitable years in a row build equity to €177,294.
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-09
Financial
Weakest financial yearnet €10,238 ▼84.9%
Net result drops to €10,238, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-09
Financial
Highest result since 2018net €67,785 ▲105%
Net result €67,785, the highest in the series.
29-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-09
Financial
Equity above €100,000Eq €116,117 ▲39.8%
3 profitable years in a row build equity to €116,117.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
Show earlier events
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2009
Ground area
526 m²
Building footprint
76 m²
Volume, LiDAR
471 m³
Parcel 11323F0161/00W000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CRIVAN
since 20092.180.245.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0161/00W000 | Flanders | 526 m² | 1 · 76 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,136 companies in sector 46130 we hold annual accounts for 647. 501 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-07-2009
Fiscal year end30-09
Activities, NACEBEL 2025
46130Agents in the wholesale of timber and building materials
46839Wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817465718
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.