SAMI
ActiveSummary
SAMI has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €192,326 and a net result of €64,790. Equity grew by about 24% per year on average since 2018. In 2025 it fell by 33.4%. Its solvency ranks better than 49% of 13,749 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-11-2005 Normal situation
- Activity
- Agents in the wholesale of timber and building materials NACE 46130
- Establishment unit
- 2.150.056.765 2350 Vosselaar, since 22-11-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €118,643
- ▼ 9.6%
- Turnover
- ≈ €450,000
- estimated
- Profit
- €64,790
- ▲ 6.4%
- Equity
- €192,326
- ▼ 33.4%
- Total assets
- €486,549
- ▼ 7.0%
Score breakdownlowers riskFounded in 2005Size: total assets €486,549Liquidity: current ratio 1.26, cash €76,139Figures for financial year 2025 (filed on 11-04-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 48% of them on solvency, 45% on liquidity, 80% on profitability and 14% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 63 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 03-04-2026 PDF all 20 filings
Every figure per financial year
The operating result for 2025 is 3% higher than in 2024 and the highest since 2020. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | €165,000 | €165,000 | €165,000 | €165,000 |
| Mortgage mandates | - | €150,000 | €150,000 | €150,000 | €150,000 |
| Carrying value of the mortgaged assets | - | €186,147 | €171,220 | €170,145 | €158,517 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €36,232 | €102,807 | €54,930 | €18,941 | €15,971 |
| Depreciation and write-downs of the year | €35,808 | €42,474 | €32,523 | €39,390 | €24,289 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | - | €8,404 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38,599 | €38,408 | €37,019 | €35,808 | €42,474 | €32,523 | €39,390 | €24,289 | ▼ 38.3% |
| Other operating charges640/8 | - | - | - | €1,992 | €2,095 | €25,310 | €2,207 | €1,879 | ▼ 14.9% |
| Gross operating margin9900 | €105,124 | €121,466 | €134,084 | €115,098 | €131,973 | €134,132 | €131,185 | €118,643 | ▼ 9.6% |
| Operating profit (loss)9901 | €64,107 | €81,505 | €95,302 | €77,298 | €87,405 | €76,299 | €89,589 | €92,476 | ▲ 3.2% |
| Financial income75/76B | - | - | - | €0 | €19 | €87 | €5,649 | €5,654 | ▲ 0.1% |
| Recurring financial income75 | - | - | €56 | €0 | €19 | €87 | €5,649 | €5,654 | ▲ 0.1% |
| Financial charges65/66B | - | - | - | €10,510 | €10,437 | €10,975 | €9,557 | €7,155 | ▼ 25.1% |
| Recurring financial charges65 | €14,885 | €13,627 | €12,032 | €10,510 | €10,437 | €10,975 | €9,557 | €7,155 | ▼ 25.1% |
| Profit (loss) for the period before taxes9903 | €49,222 | €67,877 | €83,326 | €66,787 | €76,986 | €65,411 | €85,680 | €90,974 | ▲ 6.2% |
| Income taxes67/77 | €15,938 | €20,579 | €24,218 | €19,848 | €21,937 | €19,154 | €24,810 | €26,184 | ▲ 5.5% |
| Profit (loss) for the period9904 | €33,284 | €47,299 | €59,108 | €46,940 | €55,050 | €46,256 | €60,870 | €64,790 | ▲ 6.4% |
| Profit (loss) for the period to be appropriated9905 | €41,056 | €47,299 | €59,108 | €46,940 | €55,050 | €46,256 | €60,870 | €64,790 | ▲ 6.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €378,672 | €360,782 | €369,163 | €393,577 | €495,448 | €537,065 | €523,248 | €486,549 | ▼ 7.0% |
| Fixed assets21/28 | €306,201 | €272,973 | €253,465 | €253,889 | €309,179 | €250,379 | €229,931 | €195,771 | ▼ 14.9% |
| Tangible fixed assets22/27 | €306,201 | €272,973 | €253,465 | €253,889 | €309,179 | €250,379 | €229,931 | €195,771 | ▼ 14.9% |
| Land and buildings22 | - | - | - | €198,312 | €186,147 | €171,220 | €170,145 | €158,517 | ▼ 6.8% |
| Plant, machinery and equipment23 | - | - | - | €13,230 | €18,188 | €14,539 | €13,082 | €10,669 | ▼ 18.4% |
| Furniture and vehicles24 | - | - | - | €42,347 | €104,845 | €64,621 | €46,704 | €26,586 | ▼ 43.1% |
| Current assets29/58 | €72,471 | €87,809 | €115,698 | €139,688 | €186,269 | €286,685 | €293,318 | €290,777 | ▼ 0.9% |
| Amounts receivable after more than one year29 | - | - | - | - | - | €34,986 | €206,635 | €175,717 | ▼ 15.0% |
| Other amounts receivable291 | - | - | - | - | - | €34,986 | €206,635 | €175,717 | ▼ 15.0% |
| Amounts receivable within one year40/41 | €29,130 | €44,619 | €7,423 | €28,187 | €13,913 | €35,063 | €20,128 | €37,394 | ▲ 85.8% |
| Trade receivables40 | - | - | - | €15,538 | €4,598 | €21,861 | €12,594 | €29,971 | ▲ 138% |
| Other amounts receivable41 | - | - | - | €12,650 | €9,315 | €13,201 | €7,534 | €7,423 | ▼ 1.5% |
| Cash at bank and in hand54/58 | €41,537 | €40,867 | €107,827 | €106,472 | €163,403 | €215,627 | €64,042 | €76,139 | ▲ 18.9% |
| Deferred charges and accrued income490/1 | - | - | - | €5,029 | €8,953 | €1,010 | €2,512 | €1,527 | ▼ 39.2% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €378,672 | €360,782 | €369,163 | €393,577 | €495,448 | €537,065 | €523,248 | €486,549 | ▼ 7.0% |
| Equity10/15 | €43,694 | €90,993 | €150,101 | €197,041 | €252,091 | €275,063 | €288,634 | €192,326 | ▼ 33.4% |
| Contributions10/11 | €18,550 | €18,550 | - | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €25,144 | €72,443 | €131,551 | €178,491 | €233,541 | €256,513 | €270,084 | €173,776 | ▼ 35.7% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | €176,631 | €231,681 | €256,513 | €270,084 | €173,776 | ▼ 35.7% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €334,978 | €269,789 | €219,062 | €196,536 | €243,358 | €262,002 | €234,614 | €294,223 | ▲ 25.4% |
| Amounts payable after more than one year17 | €254,552 | €207,032 | €177,260 | €146,235 | €176,529 | €166,860 | €114,167 | €62,924 | ▼ 44.9% |
| Financial debts170/4 | - | - | - | €146,235 | €176,529 | €166,860 | €114,167 | €62,924 | ▼ 44.9% |
| Amounts payable within one year42/48 | €80,427 | €62,757 | €41,802 | €50,301 | €66,829 | €95,141 | €120,447 | €231,298 | ▲ 92.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €31,025 | €43,853 | €51,125 | €52,694 | €51,243 | ▼ 2.8% |
| Financial debts43 | - | - | - | - | - | - | - | €151 | - |
| Credit institutions430/8 | - | - | - | - | - | - | - | €151 | - |
| Trade debts44 | €2,400 | €5,394 | €1,675 | €1,757 | €3,334 | €2,524 | €2,998 | €4,185 | ▲ 39.6% |
| Suppliers440/4 | - | - | - | €1,757 | €3,334 | €2,524 | €2,998 | €4,185 | ▲ 39.6% |
| Taxes, remuneration and social security45 | - | - | - | €17,133 | €19,643 | €18,208 | €16,560 | €12,487 | ▼ 24.6% |
| Taxes450/3 | - | - | - | €17,133 | €19,643 | €18,208 | €16,560 | €12,487 | ▼ 24.6% |
| Other amounts payable47/48 | - | - | - | €386 | €0 | €23,284 | €48,195 | €163,232 | ▲ 239% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,284 | €47,299 | €59,108 | €46,940 | €55,050 | €46,256 | €60,870 | €64,790 | ▲ 6.4% |
| + Depreciation and write-downs630 | €38,599 | €38,408 | €37,019 | €35,808 | €42,474 | €32,523 | €39,390 | €24,289 | ▼ 38.3% |
| Operating cash flow (approximation) | €71,883 | €85,707 | €96,127 | €82,748 | €97,524 | €78,779 | €100,259 | €89,078 | ▼ 11.2% |
| Investment in fixed assets (approximation) | - | -€5,180 | -€17,511 | -€36,232 | -€97,765 | €26,277 | -€18,941 | €9,871 | - |
| Change in cash | - | -€671 | €66,961 | -€1,356 | €56,931 | €52,224 | -€151,584 | €12,097 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 20,136 companies had the same profile as SAMI has now. Two years later, 95.0% were still going and 0.2% had gone bankrupt.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of SAMI itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,136 companies, not a prediction for SAMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-04-2026 | 2026-00077373 | |
| 31-12-2024 | micro format | 06-06-2025 | 2025-00131878 | |
| 31-12-2023 | micro format | 19-03-2024 | 2024-00048962 | |
| 31-12-2022 | micro format | 27-07-2023 | 2023-00302452 | |
| 31-12-2021 | micro format | 03-06-2022 | 2022-20056363 | |
| 31-12-2020 | micro format | 15-06-2021 | 2021-22200529 | |
| 31-12-2019 | micro format | 03-07-2020 | 2020-26700469 | |
| 31-12-2018 | micro format | 30-06-2019 | 2019-28800201 | |
| 31-12-2017 | micro format | 11-07-2018 | 2018-34000218 | |
| 31-12-2016 | micro format | 05-09-2017 | 2017-58800084 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 18-09-2023 Converted to unavailable equity
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Voorzitter of bij afwezigheid bij gewone meerderheid aangeduid lid, verhinderde bestuurder kan schriftelijk ander lid machtigen te…”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft kandidaat-overdrager helft verzettenden, commissaris of bij gebrek bedrijfsrevisor aangewezen binnen twee weken door bestuursorgaan…”
Articles of association, deed of 18-09-2023 (in Dutch)
Network & group
SAMI shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of SAMI. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
18-09
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments“Het slopen van gebouwen; Grondverzet; De algemene coördinatie van de werkzaamheden op de bouwwerf; Bouwen van…” (deed in Dutch) · Director in office: Vermote Marc Louis Ida3 points ▸
- General meeting, 11-09-2023
- Director in office, Vermote Marc Louis Ida
- Purpose change, “Het slopen van gebouwen; Grondverzet; De algemene coördinatie van de werkzaamheden op de bouwwerf; Bouwen van huizen in traditionele bouwwijze; Het voor eigen…” (deed in Dutch)
- The act holds 4 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
62 activities
- De aankoop,verkoop en doorverkoop van decoratie,isolatie,verwarming,zonneweringen,glas,ramen,deuren en bouwmaterialen;
- Verandabouw,schrijnwerkerij;
- Optreden als vertegenwoordiger en het verstrekken van adviezen;
- Het verrichten van administratieve taken.
- Het slopen van gebouwen.
- Grondverzet.
- De algemene coördinatie van de werkzaamheden op de bouwwerf.
- Bouwen van huizen in traditionele bouwwijze.
- Het voor eigen rekening en voor rekening van derden vervaardigen van geprefabriceerde bouwelementen.
- Het optrekken van geprefabriceerde gebouwen en het uitvoeren van de daarmee verband houdende voltooiingswerken.
- Onderneming in houtskeletbouw.
- Het vervaardigen van de aan en verkoop van grondstoffen en materialen en uitrustingsgoederen in verband met voorgaande.
- De aan en verkoop van hout.
- De aan en verkoop van goederen en uitrusting verband houdend met binnenhuisinrichting,de inrichting van tuinen.
- Alle verrichtingen zoals kopen,verkopen,bouwen,laten bouwen,verkavelen,verbouwen,valoriseren,huren en verhuren en onder alle mogelijke vormen uitbaten van ongebouwde van gebouwde onroerende goederen.
- Bijzondere grondwerken:omvat onder meer boringen,peilingen,uitdiepingen,het neerslaan van de grondwaterspiegel,funderingswerken,heiwerk,damplanken en versterkingswerken van de bodem volgens allerlei methodes.
- Andere grondwerken:omvat de niet elders vermelde grondwerken.
- Ruwbouw:omvat het optrekken van gebouwen(ruwbouw en onderdak zetten)evenals de bekisting en het ijzervlechtwerk.
- Algemene bouwwerkzaamheden:omvat behalve de bedrijvigheden van voorgaande rubriek,die welke betrekking hebben op de gehele of gedeeltelijke uitvoering van voltooingswerken of op de coördinatie van deze laatste wanneer zij door onderaannemers worden uitgevoerd;omvat eveneens het optrekken van geprefabriceerde gebouwen.
- Voegwerken.
- Metselwerken.
- Dakbedekking en bouw van dakconstructies.
- Thermische geluidsisolatie.
- Plaatsen van vloer en wandtegels.
- Plaatsen van vloerbedekking van hout of andere materialen.
- Restauratiewerken,arduin en marmerwerken;omvat onder meer het restaureren,reinigen en wassen van gebouwen,het plaatsen van arduin en marmer voor gebouwen,het plaatsen van sierschoorsteenmantels of andere versieringswerken van marmer en steen.
- Buitenschrijnwerk van hout,staal of kunststof.
- Installatie van garagepoorten,luiken,zonneblinden,tralie en hekwerken enzovoort.
- Binnenschrijnwerk deuren,kozijnen,trappen,muurkasten,keukens,winkelinrichting enzovoort.
- Vervaardiging en montage van metalen constructiewerken en gebinten voor de bouw.
- Algemene metaalwerken.
- Glaswerken,omvat onder meer het plaatsen van ruiten,glas,spiegelglas,gekleurde ramen en van alle doorschijnende en doorzichtig materieel,het bouwen van wanden en bedekkingen in beton.
- Schilder en behangwerken.
- Isolatiewerkzaamheden.
- Installatie van verwarming,klimaatregeling en ventilatie.
- Stukadoorswerk
- Overige loodgieterswerk.
- Overige bouwinstallaties.
- Overige werkzaamheden in verband met de afwerking van gebouwen.
- Bouw van zwembaden.
- Aanleggen en onderhouden van tuinen,parken en het groene gedeelte van sportvelden.
- Installatie van waterverzachters.
- Elektrotechnische installaties.
- De verhuur van steigers en werkplatforms zonder optrekken of afbreken.
- De verhuur van gereedschapswerktuigen en doehet-zelf materiaal.
- De restauratie en renovatie van gebouwen,monumenten in de meest ruime zin van het woord,ongeacht de hiervoor gebruikte materialen en technieken.
- De coördinatie van werkzaamheden uitgevoerd door onderaannemers.
- Het verlenen van adviezen en diensten voor het ontwikkelen van veiligheids en kwaliteitssystemen in een onderneming.
- Optreden als preventieadviseur.
- Het ter beschikking stellen van personeel,verlenen van interimdiensten.
- Aankoop,verkoop en doorverkoop van decoratie,isolatie,zonnewering,glas,ramen,deuren en alle andere bouwmaterialen.
- Verandabouw.
- De organisatie van allerhande evenementen voor eigen rekening en voor rekening van derden.
- Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen,het management en het bestuur van om het even welke ondernemingen en vennootschappen.
- Het verlenen van technische,administratieve of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen,het verlenen van financiële bijstand.
- Zowel in België als in het buitenland,onder eender welke vorm participaties te verwerven en aan te houden.
- De aankoop,verhuur,onderhoud en verkoop van alle roerende goederen–desgevallend ten behoeve van eigen handels verrichtingen of voor handelsverrichtingen voor derden–zoals alle soorten materieel,gereedschappen,machines,installaties en computers,soft en hardware.
- Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke.
- Optreden als adviseur en het verstrekken van adviezen.
- Het uitvoeren van kantoorwerk en het verlenen van bijstand aan bedrijven en éénmanszaken in verband met hun administratieve werkzaamheden.
- Het beheer en management van een onroerend of roerend vermogen en de huurfinanciering van roerende en onroerende goederen aan derden,het aankopen,verkopen,ruilen,doen bouwen of verbouwen,onderhouden,huren of verhuren,verkavelen,prospecteren,en uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van onroerende goederen te bevorderen,alsmede zich borgstellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- Toestaan van leningen aan vennootschappen of particulieren,onder om het even welke vorm.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13046C0342/02P004 | Flanders | 712 m² | 1 · 170 m² | 7.2 m · 2 |